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The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
April 27, 2026

Housing Supply Will Have A HUGE Impact On The PEAK Buying Season

Housing Supply Will Have A HUGE Impact On The PEAK Buying Season

What if the biggest factor shaping this year’s housing market isn’t demand but supply? As we hit peak buying season, inventory isn’t showing up the way it normally does, and that shift could completely change who has the leverage. In this episode, we break down how rising rates, global uncertainty,…

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April 22, 2026

Zillow Just DOWNGRADED It's Housing Market Forecast

Zillow Just DOWNGRADED It's Housing Market Forecast

Zillow revises it's home price forecast across 400 housing markets to +0.0% for the next 12 months. This is down from +.5% published last month. They’re calling for a soft national housing market in 2026, one where national housing affordability may improve slightly as U.S. income growth outpaces U.S. home…

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April 20, 2026

WTF Just Happened To The Housing Market?!

WTF Just Happened To The Housing Market?!

Everyone thought the housing market was about to take off this spring but the exact opposite is happening. Sales are down, inventory isn’t really growing, and first-time buyers just hit record lows, so what’s actually going on? In this episode, we break down the real data, cut through the noise,…

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April 15, 2026

The 2026 Housing Market Is SLOWING

The 2026 Housing Market Is SLOWING

The 2026 housing market is slowing fast and most buyers don’t even realize what’s happening yet. Inventory growth has dropped sharply from over 30% last year to just a few percent today, with some markets already seeing fewer homes available than a year ago. In this LIVE episode we will…

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April 13, 2026

How to Buy a New Home and Keep Your Old One as a Rental — A Real Buyer's Story

How to Buy a New Home and Keep Your Old One as a Rental — A Real Buyer's Story

What happens when a childhood experience with foreclosure shapes the way you build wealth as an adult? In this episode, Juan shares how losing his family home during the 2008 financial crisis completely changed his mindset around buying, budgeting, and long-term financial security. We break down the real strategies he…

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April 8, 2026

Mortgage Rates DROP With Cease Fire (Will It Last?)

Mortgage Rates DROP With Cease Fire (Will It Last?)

➡️ FREE Online Workshop - The Educated Homebuyer's Blueprint to Buying A Home In 2026- https://www.theeducatedhomebuyer.com/workshop Housing affordability just got some much needed help as mortgage rates have dipped following the announcement of a two-week ceasefire in the Middle East. Should you lock in a rate now or wait to…

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April 6, 2026

What Sellers Look For In An Offer (It's Not Just Price)

What Sellers Look For In An Offer (It's Not Just Price)

Most buyers think the highest offer wins but that’s not how sellers actually decide. In this video, we break down what sellers really look for, from net proceeds and contingencies to financing strength and certainty of closing. Learn how to structure your offer to stand out, reduce risk in the…

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April 1, 2026

How HIGH Will Mortgage Rates Go?

How HIGH Will Mortgage Rates Go?

Mortgage interest rates have surged back to long-term highs, driven by renewed inflation concerns and rising oil prices putting pressure on the Fed’s 2% target. So what does this mean for you as a buyer or homeowner? In this episode, we break down what’s actually driving mortgage rates, why the…

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March 30, 2026

Mortgage Interest Rates Have BOTTOMED For 2026

Mortgage Interest Rates Have BOTTOMED For 2026

Mortgage interest rates have surged nearly half a percent in just a few weeks so have they already bottomed for 2026? In this episode, we break down why global conflict, oil prices, and inflation are pushing rates higher and why the lowest rates of the year may already be behind…

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March 23, 2026

5 Reasons You SHOULD Buy a House (Even in This Market)

5 Reasons You SHOULD Buy a House (Even in This Market)

Waiting to buy a home could be costing you more than you think. Most buyers focus on rates and prices, but overlook the hidden financial impact of sitting on the sidelines as home values continue to rise. In this episode, we break down how even small appreciation and market shifts…

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March 18, 2026

The FED Just Gave a MAJOR WARNING About the Housing Market

The FED Just Gave a MAJOR WARNING About the Housing Market

The FED just sent a warning that most people are completely missing and it could have a direct impact on the housing market. With inflation not cooling as fast as expected, rates staying higher for longer, and uncertainty rising from global events, the path forward just got a lot more…

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March 16, 2026

TRUMP's War Will Have A HUGE IMPACT On Mortgage Interest Rates

TRUMP's War Will Have A HUGE IMPACT On Mortgage Interest Rates

Mortgage rates might stay higher for longer and oil prices are the reason nobody’s talking about. As tensions in the Middle East push energy prices up, the ripple effect could drive inflation higher and keep interest rates elevated. In this episode, we explain how oil prices influence mortgage rates and…

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March 12, 2026

Highest Mortgage Rates In More Than A Month

Highest Mortgage Rates In More Than A Month

Mortgage interest rates are moving higher due to uncertainy in the Middle East and how it will impact oil prices and inflation going forward. In this LIVE episode, we’re breaking down what’s really driving mortgage rates, how the latest inflation and jobs data impact the housing market, and what it…

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March 9, 2026

The Housing Market Is IMPROVING

The Housing Market Is IMPROVING

The housing market might finally be turning a corner… but what does that actually mean for buyers and homeowners? In this episode, we break down Zillow’s latest predictions on home prices and affordability, including why the average buyer may be able to afford about $30,000 more in home today than…

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March 5, 2026

Housing Affordability Will IMPROVE In 2026

Housing Affordability Will IMPROVE In 2026

The housing market is finally starting to move in the right direction according to Zillow. Lower mortgage rates, rising incomes, and a growing number of homes on the market are giving buyers more options than they’ve had in years. As more homes become accessible to the average household, Zillow expects…

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March 2, 2026

This Is When You Should REFINANCE Your Mortgage

This Is When You Should REFINANCE Your Mortgage

Interest Rates just hit a 3.5 year low. Should you refinance now or wait? Are you considering refinancing your current mortgage to pay off debt, lower your mortgage payment, get rid of PMI or just get better loan terms? How do you know when is the right time? In this…

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Feb. 25, 2026

Mortgage Rates HIT The Lowest Level In Nearly 4 Years

Mortgage Rates HIT The Lowest Level In Nearly 4 Years

Mortgage rates dropped sharply last week but will the trend continue? In this LIVE episode, we’re breaking down what’s really driving mortgage rates, how the latest inflation and jobs data impact the housing market, and what it all means for buyers and homeowners heading into 2026 so you can make…

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Feb. 23, 2026

Bank Statement Loans Explained: How to Qualify Without Tax Returns

Bank Statement Loans Explained: How to Qualify Without Tax Returns

If you’re self-employed and your tax returns show far less income than you actually make, you’ve probably been told you don’t qualify for a mortgage. In this episode, we break down exactly how bank statement loans work, how lenders calculate income, what they cost, and when they actually make sense.…

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Feb. 18, 2026

The FED Is SPLIT On Where Interest Rates Should Go

The FED Is SPLIT On Where Interest Rates Should Go

The Federal Reserve Minutes just released confirmed a divided Fed indicating that further interest rate cuts should be paused for now. Does this mean interest rates won't go down? Could they possibly reverse course? In this LIVE episode, we’re breaking down what’s really driving mortgage rates, how the latest inflation…

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Feb. 16, 2026

5 Reasons You SHOULD NOT Buy a Home

5 Reasons You SHOULD NOT Buy a Home

If you can’t confidently answer yes to these five checkpoints, you’re not ready to buy a home. In this episode, we break down the hard truths about knowing your numbers, avoiding house-poor mistakes, and why draining your savings is a red flag, not a badge of honor . Homeownership is…

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Feb. 11, 2026

How LOW Can INTEREST RATES Really Go?

How LOW Can INTEREST RATES Really Go?

If you’re waiting for mortgage rates to calm down before making a move, you might be waiting longer than you think. Rates remain volatile as mixed economic signals continue to roll in, with inflation cooling but employment surprising to the upside and unemployment ticking down to 4.3%, leaving many wondering…

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Feb. 9, 2026

The NEXT 60 Days Will Have A HUGE Impact On The 2026 Housing Market

The NEXT 60 Days Will Have A HUGE Impact On The 2026 Housing Market

The next 60 days will significantly impact the 2026 housing market, as the period of January through March generally dictates the trajectory for interest rates, buyer confidence, and seller behavior. By late March, it will be clear whether 2026 will be a buyer's market, a seller's market, or a stagnant…

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Feb. 4, 2026

The Housing Market Is Swinging Toward Buyers

The Housing Market Is Swinging Toward Buyers

62% of home buyers last year purchased at discount to original listing price, highest proportion since 2019. Will this trend continue into the 2026 housing market? In this LIVE episode we will discuss the current housing market while updating you on mortgage rates and the economy to help you become…

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Feb. 2, 2026

How The New FED Chair Will IMPACT Mortgage Interest Rates

How The New FED Chair Will IMPACT Mortgage Interest Rates

President TRUMP just elected a new FED chair, and many buyers are wondering what that actually means for mortgage rates. In this episode, we explain why the appointment of Kevin Warsh may not lead to the lower interest rates many people expect. We break down what the Federal Reserve can…

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