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The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
June 10, 2026

The Housing Market Is Starting To FAVOR Buyers

The Housing Market Is Starting To FAVOR  Buyers

The housing market is shifting, and buyers are gaining leverage in many parts of the country. Inventory continues to rise across much of the U.S., giving buyers more choices and reducing the intense competition we've seen over the past few years. In this video, we'll break down why so many…

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June 8, 2026

Why A 2008-Style HOUSING CRASH Will Never Happen Again

Why A 2008-Style HOUSING CRASH Will Never Happen Again

The Housing Market Crash Everyone Keeps Predicting Isn’t Coming. In this video, we break down the real data behind today's housing market and explain why the conditions that caused the 2008 collapse simply don't exist anymore. From stricter lending standards to record homeowner equity and limited inventory, the numbers tell…

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June 3, 2026

The Housing Market Just Flipped Against Sellers

The Housing Market Just Flipped Against Sellers

The housing market is sending a clear message: sellers no longer have the upper hand. According to new data, more homeowners are pulling their homes off the market than at any point since 2020 as higher mortgage rates, affordability challenges, and changing buyer behavior continue to reshape the market. In…

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June 1, 2026

Consumer DEBT Will Have A HUGE Impact On The Housing Market

Consumer DEBT Will Have A HUGE Impact On The Housing Market

Consumer debt is crushing first-time homebuyers in 2026, and it’s not just because homes are expensive. In this episode, Jeb Smith and Josh Lewis break down why only 21% of today’s buyers are first-time homeowners, the debt mistakes destroying mortgage approvals, and the strategies smart buyers are using to still…

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May 27, 2026

Spring Market Remains STRONG Despite Higher Mortgage Rates

Spring Market Remains STRONG Despite Higher Mortgage Rates

The housing market is adapting faster than previous years as mortgage rates jumped higher. In previous years, when mortgage rates rose, demand slowed but 2026 looks a little different. Should you buy now or wait? In this LIVE episode we will discuss the new Fed Chair in addition to the…

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May 25, 2026

WTF Just Happened To Mortgage Interest Rates

WTF Just Happened To Mortgage Interest Rates

Mortgage rates just exploded and if you’ve been waiting to buy, this changes everything. In less than 90 days, rates jumped nearly 0.75%, pushing the 30-year fixed back to 6.75% and sending shockwaves through the housing market. In this episode, Jeb Smith and Josh Lewis break down what caused the…

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May 18, 2026

The 2026 Housing Market Is LYING To First Time Home Buyers

The 2026 Housing Market Is LYING To First Time Home Buyers

First time home buyers are being lied to about the 2026 housing market. Purchase applications are up 7% year over year. First time buyers make up 70% of FHA purchase locks. Conforming loans just dropped below 50% of the market for the first time ever. And the #1 reason buyers…

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May 13, 2026

Will The New FED Chair SHIFT The Housing Market?

Will The New FED Chair SHIFT The Housing Market?

Kevin Warsh was just confirmed as the new chairman of the Federal Reserve at a time when interest rates are at the highest point in weeks. Is this good news for the housing market and interest rates or more of the same? In this LIVE episode we will discuss the…

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May 11, 2026

5 Reasons You SHOULD NOT Shop For A Lender

5 Reasons You SHOULD NOT Shop For A Lender

Shopping for the lowest mortgage rate could actually cost you more money, more stress, and even your dream home. In this episode of The Educated Homebuyer, we break down the top 5 mistakes homebuyers make when shopping for a lender and explain the smarter way to compare mortgage options without…

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May 6, 2026

War Headlines Just SHIFTED Mortgage Rates

War Headlines Just SHIFTED Mortgage Rates

Geopolitics continue to create volatility with mortgage interest rates. How long will this continue? Are interest rates headed up or down? In this LIVE episode we will discuss the current housing market while updating you on mortgage rates and the economy to help you become The Educated HomeBuyer. Start Here…

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May 4, 2026

How Much House Can You REALLY Afford? (DTI Explained)

How Much House Can You REALLY Afford? (DTI Explained)

Most people asking “Can I afford a home?” are using the WRONG number—and it’s costing them their approval. In this episode, we break down the exact formula lenders use (DTI) and show you what income you really need to qualify for homes from $300K to $1M. You’ll learn how your…

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April 29, 2026

Mortgage Rates SURGE HIGHER as US Considers a Longer Blockade

Mortgage Rates SURGE HIGHER  as US Considers a Longer Blockade

Mortgage rates just jumped to their highest levels in weeks, with the average 30-year fixed climbing back to around 6.5% after a sharp market reaction. Should you buy now or wait? In this LIVE episode we will discuss the current housing market while updating you on mortgage rates and the…

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April 27, 2026

Housing Supply Will Have A HUGE Impact On The PEAK Buying Season

Housing Supply Will Have A HUGE Impact On The PEAK Buying Season

What if the biggest factor shaping this year’s housing market isn’t demand but supply? As we hit peak buying season, inventory isn’t showing up the way it normally does, and that shift could completely change who has the leverage. In this episode, we break down how rising rates, global uncertainty,…

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April 22, 2026

Zillow Just DOWNGRADED It's Housing Market Forecast

Zillow Just DOWNGRADED It's Housing Market Forecast

Zillow revises it's home price forecast across 400 housing markets to +0.0% for the next 12 months. This is down from +.5% published last month. They’re calling for a soft national housing market in 2026, one where national housing affordability may improve slightly as U.S. income growth outpaces U.S. home…

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April 20, 2026

WTF Just Happened To The Housing Market?!

WTF Just Happened To The Housing Market?!

Everyone thought the housing market was about to take off this spring but the exact opposite is happening. Sales are down, inventory isn’t really growing, and first-time buyers just hit record lows, so what’s actually going on? In this episode, we break down the real data, cut through the noise,…

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April 15, 2026

The 2026 Housing Market Is SLOWING

The 2026 Housing Market Is SLOWING

The 2026 housing market is slowing fast and most buyers don’t even realize what’s happening yet. Inventory growth has dropped sharply from over 30% last year to just a few percent today, with some markets already seeing fewer homes available than a year ago. In this LIVE episode we will…

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April 13, 2026

How to Buy a New Home and Keep Your Old One as a Rental — A Real Buyer's Story

How to Buy a New Home and Keep Your Old One as a Rental — A Real Buyer's Story

What happens when a childhood experience with foreclosure shapes the way you build wealth as an adult? In this episode, Juan shares how losing his family home during the 2008 financial crisis completely changed his mindset around buying, budgeting, and long-term financial security. We break down the real strategies he…

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April 8, 2026

Mortgage Rates DROP With Cease Fire (Will It Last?)

Mortgage Rates DROP With Cease Fire (Will It Last?)

➡️ FREE Online Workshop - The Educated Homebuyer's Blueprint to Buying A Home In 2026- https://www.theeducatedhomebuyer.com/workshop Housing affordability just got some much needed help as mortgage rates have dipped following the announcement of a two-week ceasefire in the Middle East. Should you lock in a rate now or wait to…

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April 6, 2026

What Sellers Look For In An Offer (It's Not Just Price)

What Sellers Look For In An Offer (It's Not Just Price)

Most buyers think the highest offer wins but that’s not how sellers actually decide. In this video, we break down what sellers really look for, from net proceeds and contingencies to financing strength and certainty of closing. Learn how to structure your offer to stand out, reduce risk in the…

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April 1, 2026

How HIGH Will Mortgage Rates Go?

How HIGH Will Mortgage Rates Go?

Mortgage interest rates have surged back to long-term highs, driven by renewed inflation concerns and rising oil prices putting pressure on the Fed’s 2% target. So what does this mean for you as a buyer or homeowner? In this episode, we break down what’s actually driving mortgage rates, why the…

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March 30, 2026

Mortgage Interest Rates Have BOTTOMED For 2026

Mortgage Interest Rates Have BOTTOMED For 2026

Mortgage interest rates have surged nearly half a percent in just a few weeks so have they already bottomed for 2026? In this episode, we break down why global conflict, oil prices, and inflation are pushing rates higher and why the lowest rates of the year may already be behind…

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March 23, 2026

5 Reasons You SHOULD Buy a House (Even in This Market)

5 Reasons You SHOULD Buy a House (Even in This Market)

Waiting to buy a home could be costing you more than you think. Most buyers focus on rates and prices, but overlook the hidden financial impact of sitting on the sidelines as home values continue to rise. In this episode, we break down how even small appreciation and market shifts…

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March 18, 2026

The FED Just Gave a MAJOR WARNING About the Housing Market

The FED Just Gave a MAJOR WARNING About the Housing Market

The FED just sent a warning that most people are completely missing and it could have a direct impact on the housing market. With inflation not cooling as fast as expected, rates staying higher for longer, and uncertainty rising from global events, the path forward just got a lot more…

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March 16, 2026

TRUMP's War Will Have A HUGE IMPACT On Mortgage Interest Rates

TRUMP's War Will Have A HUGE IMPACT On Mortgage Interest Rates

Mortgage rates might stay higher for longer and oil prices are the reason nobody’s talking about. As tensions in the Middle East push energy prices up, the ripple effect could drive inflation higher and keep interest rates elevated. In this episode, we explain how oil prices influence mortgage rates and…

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