
Interest Rates just hit a 3.5 year low. Should you refinance now or wait? Are you considering refinancing your current mortgage to pay off debt, lower your mortgage payment, get rid of PMI or just get better loan terms? How d...
Mortgage rates dropped sharply last week but will the trend continue? In this LIVE episode, we’re breaking down what’s really driving mortgage rates, how the latest inflation and jobs data impact the housing market, and what ...
If you’re self-employed and your tax returns show far less income than you actually make, you’ve probably been told you don’t qualify for a mortgage. In this episode, we break down exactly how bank statement loans work, how l...
The Federal Reserve Minutes just released confirmed a divided Fed indicating that further interest rate cuts should be paused for now. Does this mean interest rates won't go down? Could they possibly reverse course? In this...
If you can’t confidently answer yes to these five checkpoints, you’re not ready to buy a home. In this episode, we break down the hard truths about knowing your numbers, avoiding house-poor mistakes, and why draining your sav...
If you’re waiting for mortgage rates to calm down before making a move, you might be waiting longer than you think. Rates remain volatile as mixed economic signals continue to roll in, with inflation cooling but employment su...
5 Signs You Are Not Ready to Buy a Home (And What to Do About It)By Josh Lewis, Certified Mortgage Consultant & Jeb Smith, Huntington Beach Realtor | The Educated Homebuyer PodcastEveryone wants to own a home. The question is not whether hom…
By Josh Lewis, CMC & Jeb Smith, Huntington Beach Realtor | The Educated Homebuyer Podcast, Episode 208Every year, the housing market goes quiet in December. Sellers wait. Buyers wait. Analysts publish year-end recaps filled with predictions ab…
What the New Fed Chair Really Means for Mortgage Rates and Homebuyers in 2026President Trump has nominated Kevin Warsh to replace Jerome Powell as Federal Reserve Chair. For homebuyers and homeowners across California and the country, the immedi…