S1EP40 – How To Get A Mortgage In 2023

Are you a first time home buyer considering buying a home in 2023 but unsure where to start? Should you Buy Now or Wait? When should you start the...

Read More

LIVE Q & A – The Housing Market is Ice Cold

Home prices and Home Sales are declining while Interest Rates and inflation continue to run wild putting brakes on the Housing Market. My housing market prediction is that the...

Read More

S1EP39 – Everything You Need to Know About Credit – Part 2

This is part 2 of everything you need to know about credit when it comes to buying a house. How can you improve your credit score? What do you...

Read More

LIVE Q & A – 2023 vs 2022 – The Future of the Housing Market with Shaheedah Hill

What will 2023 look like for the Housing Market? Will interest rates reverse course or will they continue to move higher in the face of rising inflation? Should you...

Read More

S1EP38 – Everything You Need To Know About Credit – Part 1

How important is your credit score when it comes to buying a house and getting a mortgage? What is a good credit score? What’s the minimum credit score you...

Read More

LIVE Q & A – The Florida Housing Market is COOLING Down by 36.2%

As mortgage rates hit 20 year highs, many of the top housing markets across the country are bracing for a housing correction as home buyer affordability continues to plummet....

Read More

S1EP37 – 10 Red Flags To Look Out For When Working With a Mortgage Lender

As a first time home buyer going through the pre-approval process there are at least 10 Red Flags To Look Out For When Working With a Mortgage Lender in...

Read More

LIVE Q & A – Some of the Hottest Housing Markets are Down 30% Year Over Year

Sales in some of the hottest markets are down around 30% YoY (all of California was down 30%), whereas in other markets, sales are only down in the teens...

Read More

S1EP36 – Where are the Opportunities in this Housing Market?

The housing market is continuing to slow with higher interest rates and lower buyer demand but there are still opportunities in this housing market. Which homes are still fetching...

Read More

LIVE Q & A – Housing Market Interest Rates HIT 20 Year HIGH!

This is a scary time for home buyers right now with Interest Rates pushing towards 8% while Inflation continues to move higher. What does all of this mean for...

Read More

S1EP35 – Preparing to Buy in a Shifting Housing Market

Are you a first time home buyer wondering if you should buy now or wait? What should you be doing while preparing to buy a house in a shifting...

Read More

LIVE Q & A – How Much Will The Housing Market Decline in 2023?

Fannie Mae recently said that House Sales are going to NOSEDIVE in 2023 while at the same time saying they only expect the average home price to decline 1.5%...

Read More

S1EP34 – How Interest Rates Affect Affordability (and Home Prices)

Are you waiting for lower house prices or lower interest rates? How do interest rates affect housing affordability versus lower house prices? In this episode, we discuss the 3...

Read More

LIVE Q & A – When will the Housing Market Stabilize?

The Housing Market is currently on Shaky ground with rising mortgage rates and slowing buyer demand. When will the housing market stabilize? Will the fed continue to aggressively hike...

Read More

S1EP33 – Shopping For A Lender, Shopping For a Rate

Are you a first time home buyer wondering how to get the best interest rate when buying a home? How do you find a lender? Why is it important...

Read More

LIVE Q & A – Navigating the Housing Market with Higher Interest Rates

Higher Interest Rates are putting a strain on Buyer Demand and Housing Affordability. Sellers are reducing their prices and more willing to negotiate in this shifting market but is...

Read More

S1EP32 – The Risk Of Buying A House NOW

The median home price has declined while interest rates have nearly doubled since the beginning of the year. At the same time, we are starting to see sellers reduce...

Read More

LIVE Q & A – Interest Rates Are Causing A BIG Impact On The Housing Market

Can the Housing Market AVOID A Housing Crash? Interest Rates are currently sitting at a 20 year high while The FED still has it’s foot on the gas pedal....

Read More

S1EP31 – Rent vs Buy – Which is Right For You?

Are you a first time home buyer wondering if you should buy now or wait and rent? When is the right time to buy a house? What should you...

Read More

LIVE Q & A – The Housing Market Is On Sale

House Prices are finally on sale after years of craziness in the housing market but is now the right time to buy a house? Higher interest rates continue to...

Read More

S1EP30 – How to Get a “DEAL” in the Current Housing Market

Are you wondering how to get a deal when buying a house in 2022? Can you get a lowball offer accepted in this housing market? In this video, we...

Read More

LIVE Q & A – Housing Market Will Correct By 30% in 2023?

Are the doomers and fear mongers correct about housing prices dropping by 30% creating another housing crash? This is still a lot of volatility with interest rates which is...

Read More

S1EP29 – The Housing Recession And What It Means For You!

Are we headed for a housing recession or better yet a housing crash? Is there even a such thing as a housing recession? Why are so many people talking...

Read More

LIVE Q & A – Should you just sit on the fence and wait for a housing correction?

The Housing Market Slowdown is now in Full Effect with peaking inventory and demand on top of rising interest rates. Should you buy now or wait for a housing...

Read More

LIVE Q & A – The Housing Market is Changing, AGAIN!

The housing market is once again shifting into a more normal market with houses sitting on the market a bit longer while many overpriced homes have to adjust their...

Read More

S1EP28 – Why are Housing Prices Sticky to the Upside?

As the housing market continues to normalize, we expect to see house prices move more sideways than down but why? Why are housing prices sticky to the upside? In...

Read More

LIVE Q & A – Home Builders Are SCARED Of The Housing Market Slowdown

Home Buyers are cancelling contracts causing home builders to put the breaks on building causing home buyer sentiment to reach a decade low. In this video, we will discuss...

Read More

LIVE Q & A – Is The Housing Market Headed Into The Toilet

What does the future of the housing market look like as we continue to see inflation, rising interest rates, rising inventory and a seasonal slowdown as we head into...

Read More

S1EP27 – Commonly Asked First Time Home Buyer Questions Answered – Part 2

Are you a first time home buyer with questions about getting pre-approved to buy a house? How long do you need to be on your job? Can you have...

Read More

LIVE Q & A – Are We Headed For A Housing Market RESET?

The Housing Market Market remains strong even with rising inflation, rising interest rates, additional supply and less buyer demand but are we headed for a housing market reset? Should...

Read More

S1EP26 – Commonly Asked First Time Home Buyer Questions Answered – Part 1

Are you a first time home buyer with questions about getting pre-approved to buy a house? What is the minimum credit score? How much money do you need for...

Read More

LIVE Q & A – Should You Roll The Dice and Buy NOW In This Housing Market?

Are you gambling by buying a house in this Housing Market? With the FED raising interest rates, inflation soaring and a recession looming, is now the right time to...

Read More

S1EP25 – How to Use Seller Paid Buydowns To Get A Lower Interest Rate

Are you a first time home buyer wondering about seller paid buydowns? What is a seller paid buydown? How does a buy down work? Who pays for a Seller...

Read More

LIVE Q & A – Is The FED Making The Housing Market Out of Reach for Home Buyers?

With the FED raising interest rates, inflation soaring and a recession looming, is the housing market out of reach for first time home buyers? Even though we have seen...

Read More

S1EP24 – How To Use Seller Credits In a Changing Market

Are you currently in the real estate market as a homebuyer and wondering about seller credits? What is a seller credit? How do seller concessions work? Can the seller...

Read More

LIVE Q & A – Are FALLING House Prices Really A Concern For The Housing Market?

The Housing Market is Finally Starting to get back to normal with homes sitting a bit longer, demand dropping and more price drops. At the same time, Housing Affordability...

Read More

S1EP23 – Where are Interest Rates Headed?

Are you a first time home buyer wondering where interest rates are headed? Will they continue to rise or is there a chance that we could see lower interest...

Read More

LIVE Q & A – Bumpy Road Ahead For The Housing Market?

We are entering a new housing market with rising inventory and slowing buyer demand. Does a new housing market mean prices are going to crash? How will the FED...

Read More

S1EP22 – Can You Time The Real Estate Market?

Are you looking to buy low and sell high with regards to real estate or are you looking for a place to call home? Is it even possible to...

Read More

LIVE Q & A – Will The Fed Drive The Housing Market Into A Recession?

Is the FED sending us into a recession by raising interest rates and crashing the housing market? How will the recent increases in mortgage rates continue to affect affordability?...

Read More

S1EP21 – Mid Year Real Estate Forecast 2022

Are you someone looking at buying a home or selling a home and looking for some direction with house prices and interest rates? Where is the market headed? Are...

Read More

LIVE Q & A – We Are Entering A NEW Housing Market

Interest Rates and Inflation are Peaking while inventory rises and buyer demand slows. Welcome to a new housing market. Should you BUY NOW or WAIT for a Housing Crash?...

Read More

LIVE Q & A with Matt The Mortgage Guy – Hang On ! The Housing Market is SLOWING!

The Housing Market is Slowing with more homes to choose from and less buyer demand? Should you BUY NOW or WAIT for a Housing Crash? Does a slowing market...

Read More

S1EP19 – Single Family Home vs Condo | Pros and Cons

Are you a first time home buyer in the process of buying a house but can’t decide between a single family home vs a condominium? What are the pros...

Read More

LIVE Q & A – Buying a House During a Recession: Good Idea or Bad Idea?

The Housing Market is slowing with more homes to choose from and less buyer demand? Should you buy now or wait for a recession? Will a recession cause a...

Read More

S1EP18 – New Construction vs Existing Homes: Which is Right for You?

Are you a first time home buyer considering new construction homes and wondering the difference between new construction vs resale? Should you consider NEW CONSTRUCTION? What are the pros...

Read More

LIVE Q & A – Have We Reached The End Of The Craziness In The Housing Market?

The Housing Market is in the middle of a Shift with House Price Deceleration in Full Effect. Have We Reached The End Of Craziness In Housing Market? Should you...

Read More

S1EP17 – Is A Wave Of Foreclosures Coming?

Are you concerned that a foreclosure wave is the next shoe to drop to bring down house prices? Should you Buy Now or Wait? The rise in foreclosures has...

Read More

LIVE Q & A – Are Falling House Prices Really Ahead For The Housing Market?

The Housing Market is Changing with more homes to choose from and less buyer demand? Are Falling House Prices Really Ahead for the Real Estate? Should you BUY NOW...

Read More

S1EP16 – Will The Phoenix, Arizona Housing Market Continue to Thrive In A Slowing Real Estate Market?

Phoenix, Arizona has been one of the Hottest Real Estate Markets over the last few years largely driven by out of state migration patterns and affordable housing. Can the...

Read More

LIVE Q & A – What’s Next? The Housing Market is Slowing

The Housing Market is Changing with more homes to choose from and less buyer demand? Should you BUY NOW or WAIT for a Housing Crash? Does a slowing market...

Read More

S1EP15 – How To Navigate A Slowing Housing Market

Have home prices PEAKED with Rising Interest Rates and Slowing Buyer Demand? How do you take advantage of a slowing housing market as a first time home buyer? The...

Read More

LIVE Q & A – Are You Ready For A Slowing Housing Market?

Interest Rates are hitting new highs, demand is slowing while inventory is starting to build? Should you BUY NOW or WAIT? Are you ready for a slowing housing market?...

Read More

S1EP14 – 5 Mistakes To AVOID When Getting A Mortgage

Getting approved to buy a house can be a stressful process whether you’re a first time home buyer or someone who has done it several times. In this episode,...

Read More

LIVE Q & A – Is The Housing Market Headed Towards Reality?

Supply is building and demand is slowing so does that mean the housing market is headed for more normal times? Or does that mean a housing crash is on...

Read More

S1EP13 – 5 Mistakes To Avoid When Buying A House

Buying a house can be a stressful process whether you’re a first time home buyer or someone who has done it several times. In this episode, we discuss the...

Read More

LIVE Q & A – Hang On! The Housing Market is Changing!

The Housing Market is Changing with more homes to choose from and less buyer demand? Should you BUY NOW or WAIT for a Housing Crash? Does a slowing market...

Read More

S1EP12 – Adjustable Rate Mortgages (ARM’s)…What Are They, How Do They Work, Is It Right For You?

Are you considering an adjustable rate mortgage because of the lower interest rate and lower monthly payment? What is an adjustable rate mortgage? How do arm loans work? What...

Read More

LIVE Q & A – The Housing Market is Slowing

The Housing Market is slowing but what does that really mean for a buyer or selling in this real estate market? ? Should you BUY NOW or WAIT for...

Read More

S1EP11 – Contingency Periods – What are they? When can you safely waive them when Buying a House?

Are you a first time home buyer wondering how to navigate the world of contingencies when buying a house? What are contingencies? Do you have to waive them when...

Read More

S1EP10 – How to Write Better Offers When Buying A House

Are you a first time home buyer wondering how to make your offer stand out amongst the competition? How do you set yourself up for success when starting the...

Read More

LIVE Q&A – Answering all Questions about Real Estate and Mortgage

Should you take a leap and buy a house in 2022 with rising interest rates? Should you BUY NOW or WAIT for a Housing Crash? When will house prices...

Read More

S1EP09 -Where Do Mortgage Interest Rates Go From Here?

Are you a first time home seller wondering about the direction of mortgage rates? Where will interest rates be in a few month? What’s causing interest rates to increase...

Read More

LIVE Q&A – Have we reached the TOP in the Housing Market?

Interest Rates are sitting at 3 year HIGHS with home prices up nearly 20% in just the last year? Should you BUY NOW or WAIT for lower house prices?...

Read More

S1EP08 – With Prices At All Time Highs, Should You Sell Your Home NOW?

Are you a first time home seller wondering if you should take advantage of record high appreciation and home equity by cashing out and selling your home? What should...

Read More

First Time Home Buyer & Home Seller Questions Answered LIVE

When will the 2022 Housing Market Normalize? Should you BUY NOW or WAIT for a Housing Crash? When will house prices become more affordable? Will RISING Interest Rates affect...

Read More

S1EP07 – Should you pay points when getting a Mortgage?

Welcome back to the Educated Home Buyer where we discuss everything you need to know to buy right, borrow smart and build wealth through real estate ownership and financing....

Read More

S1EP06 – How much are closing costs when buying a house?

Are you a first time home buyer wondering how much are closing costs when buying a house? What’s the difference between closing costs and prepaids? How much money do...

Read More

What’s Driving House Prices in 2022?

Are you a first time home buyer wondering why house prices continue to rise? What’s driving home prices in 2022? What is driving supply and demand in the current...

Read More

S1EP05 – What’s Driving House Prices in 2022?

Are you a first time home buyer wondering why house prices continue to rise? What’s driving home prices in 2022?  What is driving supply and demand in the current...

Read More

Pre-Qualification vs Pre-Approval – What’s the Difference?

Are you a first time home buyer wondering how to get a mortgage to buy a home? Should you get pre-qualified or pre-approved? What’s the difference in pre-approval vs...

Read More

S1EP04 – Pre-Qualification vs Pre-Approval – What’s the Difference?

Are you a first time home buyer wondering how to get a mortgage to buy a home? Should you get pre-qualified or pre-approved?  What’s the difference in pre-approval vs...

Read More

What’s The First Step When Buying A Home?

Are you a first time home buyer wondering where to start when buying a house? Do you start with a Real Estate Agent or Mortgage Lender or should you...

Read More

S1EP03 – What’s The First Step When Buying A Home?

Are you a first time home buyer wondering where to start when buying a house? Do you start with a Real Estate Agent or Mortgage Lender or should you...

Read More

Should You Buy A Home in 2022?

Are you a first time home buyer wondering whether Right now is the best time to buy a home? In this podcast, we discuss the pressing question of Should...

Read More

S1EP02 – Should You Buy A Home in 2022?

Are you a first time home buyer wondering whether Right now is the best time to buy a home? In this podcast, we discuss the pressing question of Should...

Read More

Why Should You Own A Home?

Why Home Ownership is Important Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R...

Read More

S1EP01 – Why Should You Own A Home?

Why Home Ownership is Important Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R...

Read More

Introduction to The Educated HomeBuyer

WHO IS JEB SMITH? A Real Estate Broker Associate with Coldwell Banker Realty in Huntington Beach, California, Jeb Smith offers his clients the benefits of his more than 19...

Read More

S1EP00 -Introduction to The Educated HomeBuyer

WHO IS JEB SMITH? A Real Estate Broker Associate with Coldwell Banker Realty in Huntington Beach, California, Jeb Smith offers his clients the benefits of his more than 19...

Read More