The Median New Home Price is Down 18% from the Peak as new home sales decrease to 679,000 in October on a seasonally adjusted basis. With that new home...

Are you a first time home buyer wondering how to build a second home for a mother in law suite (granny flat) or for additional income? What is an...

The 2024 Housing Market Will Consist of Lower Mortgage Rates and a 15% Jump in Exising Home Sales according to NAR's Lawrence Yun. How will these changes affect House...

The Future Of The 2024 Housing Market Will Largely Depend On What Happens To Mortgage Rates and Housing Affordability. Will The Housing Market Crash in 2024? Where Are Mortgage...

The U.S. housing market is the least affordable since 1984, requiring nearly 41% of the median household income for mortgage payments on a median-priced home, as per Intercontinental Exchange...

Are you a first time home buyer wondering how to house hack and buy a multifamily property with a minimal down payment? What mortgage options do you have when...

Mortgage Rates Just Pulled Back From 23 Year Highs after the FED signaled that rate hikes are likely over, in addition to seeing signs that the economy might be...

Are you a first time home buyer wondering what goes into the mortgage underwriting process when buying a home? What is manual underwriting and why is it important? How...

Are you a first-time home buyer feeling overwhelmed by the thought of the 2024 housing market? Should you buy or rent? What should you consider if you're buying a...

Are you in the market to buy a home and wondering the differences between appraisal vs home inspection when buying a house? How does an appraisal work? How does...

Housing Prices Just Peaked for the 6th Straight Month While Mortgage Demand Falls To The lowest level since 1995 as mortgage interest rates peak above 8%. This is causing...

Should you prepare for a housing market crash as Baby Boomers age, potentially flooding it with a quarter of currently owner-occupied homes over the next two decades? How will...

Mortgage rates have not just risen; they've exploded, toppling 7.5% for the first time since the tumultuous year of 2000, and average US mortgage payments have followed suit, skyrocketing...

Navigating through the complex journey of the current housing market, particularly for millennials, can feel like an uphill battle. In today’s deep-dive, we explore the historical context of homeownership...

Mortgage rates soar to staggering 23-year highs, yet amidst this chaos, the Fed's key inflation indicator hints at a slowdown. As rates hover around 7.5%, pending home sales and...

Navigating Assumable Loans: Your FHA, VA, and USDA Guide Ever felt like you’re late to the party? Like everyone else is in on a secret that you’re just now...

Mortgage Rates Jump To 23 Year Highs while The Fed's favorite inflation measure, personal consumpution expenditures, is showing signs of easing. Mortgage rates have climbed above 7.5% putting pressure...

44 Million Borrowers in the US will have to start their student loan repayment as of October 1 2023. Federal student loan repayments were paused in March 2020 and...

The Federal Reserve Has signaled it will raise interest rates one more time this year before it ends hiking campaign while completely ignoring lagging rent/shelter data which will continue...

Do you currently own a house and wondering how to access your home equity for home improvement, debt consolidation or even to buy a house? What is the difference...

When will the housing market crash? Investor says ‘Black Swan’ event imminent. I'm confused by this statement because isn't that exactly what happened with Covid that caused house prices...

President Donald Trump modified The Tax Benefits of Homeownership when he passed The Tax Cuts and Jobs Act of 2017. This was the largest overhaul of the tax code...

Mortgage rates are sitting near 23 year highs with mortgage demand sitting near 27 year lows while purchase applications are at the lowest level since 1995. On top of...

Are you a first time home buyer wondering if you should buy now or wait? What should you consider when buying a house in the current housing market? Why...

The Housing Market Is In Trouble with rising house prices, rising mortgage interest rates and a slowing economy. If you didn't think it could get any worse, you have...

A typical homeowner’s net worth is 40 times higher than that of a renter build does homeownership really build wealth? Homeownership promotes wealth building by acting as a forced...

Zillow is a full-blown housing market bull—predicting that U.S. home prices will jump 6.5% by July 2024 while Mortgage Interest Rates are hitting multi decade highs and home buyer...

Mortgage Rates and Bond Yields are Hitting The Highest Levels In Decades as The Fed still sees upside risks to inflation possibly leading to more rate hikes. At the...

Mortgage Interest Rates are hitting multi decade highs while The FED still sees upside risks to inflation possibly leading to more rate hikes. How will rising interest rates impact...

Are you a first time home buyer wondering how to become a homeowner with housing affordability at all time lows as house prices and mortgage interest rates head higher?...

The FED is likely done with their interest rate hikes as inflation continues to moderate. Lower Inflation should lead to lower interest rates, in turn, pushing home prices up...

The very first step when buying a house is to create a budget. This is really the foundation for homeownership in any housing market. How do you create a...

Black Knight reported that home prices grew by .67% on a seasonally adjust month over month basis taking it to new record highs at a time when mortgage interest...

Dave Ramsey is simply wrong about buying a house in 2023. While the Dave Ramsey Show offers a lot of great financial advice, there is one big flaw when...

The Housing Market has remained resilient in face of the media continually calling for a housing crash. While the fed has hiked rates 11 times, inflation has moderating while...

Do NOT Buy a House In 2023 without understanding the mistakes we have made when buying and selling real estate. What do you have to consider when buying a...

The FED Is Set To Hike The Fed Funds Rate for the 11th time in this cycle when mortgage rates are sitting near recent highs. How will this impact...

Housing affordability and the lack of inventory are 2 major problems affecting the housing market. In order to see a more balanced market, we need a surplus of available...

✅ – Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert As mortgage interest rates and inflation moderate from...

Are you a first time home buyer planning on using gift funds to buy a house in 2023? What are gift funds? What can gift funds be used on...

Mortgage demand drops to the lowest level in a month as mortgage rates reach their 2023 peak. Where will mortgage interest rates go from here? Inflation rates historically follow...

What will the 2nd half of the housing market look like in 2023? Does it make sense to buy now or should you wait? Will Housing Prices Crash? Will...

The Housing Market Will Likely Peak In the next few weeks and slow as we head into the later part of 2023. At the same time, we are likely...

The Crashers are now calling for a crash in the short term rental market to bring down house prices and housing affordability but the reality is they are likely...

New Home Sales Surge Past Expectations rising 20% and rising for the third month in a row. At the same time, the U.S. posted it's first annual decline in...

The Housing Crashed ENDED Before It Ever Started as Housing Prices stabilized in 2023. The Crash Bros have been calling for a housing crash for the last 10 years...

The Housing Market is starting to show some signs of weakness with demand dropping and inventory building with mortgage rates pushing close to 7%. Should you Buy Now Or...

The Housing Market is out of control with rising interest rates while housing affordability sits at al time lows. In addition, you have the economy sitting on the edge...

The Housing Market continues to push higher even in the face of higher mortgage rates and slowing buyer demand. When will house prices become more affordable? Should you buy...

Are you a first time home buyer curious about the 1% down payment option through Rocket Mortgage or United Wholesale Mortgage (UWM). What are the loan requirements for the...

Mortgage Rates are having a bigger impact on the 2023 housing market than anyone ever anticipated and it's not necessarily due to rising interest rates. The FED created BIG...

Mortgage Interest Rates just hit the highest level we’ve seen in 6 months with the FED talking about the potential of another rate hike in June? When will we...

The 2023 Housing Market is now facing new problems as mortgage interest rates hit 6 month highs. On top of rising interest rates, we also have a lack of...

Homeownership Isn’t The Right Answer For Everyone! What should you do if buying a house is not right for you? How do you end up in the same position...

Mortgage Rates Are Sitting At 2 Month Highs while the number of sales continues to slow. How will rising interest rates impact house prices? Is there a chance we...

Should You Buy Now Or Wait for The Housing Market To Improve? What are the risks of buying a house in 2023? What is the risk of not buying...

The Housing Market is broken as higher mortgage interest rates have led to less inventory coming to the Housing Market, in turn, stabilizing house prices. When will we see...

The 2023 Housing Market has been anything but normal with both a limited supply of available inventory as well as limited demand but house prices remaining very strong. What...

The biggest problem in the housing market right now is the lack of housing supply which is continuing to drive up house prices. In addition we have the FED...

New loan level price adjustments by Fannie Mae will affect home buyers with both higher credit scores as well as those with lower credit scores. Who is being impacted...

The housing market continues to be on fire despite higher inflation and mortgage rates. How will the FED's latest decision impact interest rates? Should you buy now or wait...

Are you a first time home buyer wondering about gift funds when buying a house? Can you use gift money to buy a house as a first time home...

Existing home sales dropped 22% year over year in March as house prices continue to rise in areas with low inventory. While inflation is moderating, mortgage interest rates remain...

Are you a homeowner or a first time home buyer wondering which improvements add the most value to your home? Which value add improvements should you consider when buying...

The Fed expects the banking crisis to cause a recession in 2023 while at the same time keeping interest rate hikes on the table. Should you buy a house...

Are you a first time home buyer wondering how your student loan debt may affect your ability to qualify for a mortgage? What’s so special about student loans when...

What is The Educated HomeBuyer? Why are Josh and I so passionate about helping first time home buyers achieve the goal of homeownership? In this episode, we have a...

Are you a first time home buyer considering buying a home in 2023 but unsure about FHA vs Conventional? Which loan program is right for you? What are the...

Consumer confidence in the US housing market just approached an all time low as buyers and sellers deal with The FED, Higher Mortgage Interest Rates, High Home Prices in...

Are you considering refinancing your current mortgage to pay off debt, lower your mortgage payment, get rid of PMI or just get better loan terms? When does it make...

Are you a first time home buyer in California considering the Dream For All Shared Appreciation Loan? What is the California Dream For All Program? How does Dream For...

The 2023 Housing Market continues to surprise first time home buyers especially those expecting a housing collapse. In the face of unaffordable housing we are seeing home sales increase...

Are you future investor wondering how to get started investing in real estate? How do you decide if a piece of property makes a good investment opportunity? Should you...

Mortgage Demand Jumps in the past week amid bank closures, as mortgage interest rates took a dip. At the same time confidence in the US Housing Market is approaching...

Are you a first time home buyer that has questions about mortgage insurance when buying a house? What is mortgage insurance? Who has to pay mortgage insurance? Who does...

Housing Affordability is sitting at the lowest level in a decade as many homebuyers retreat to the sidelines as higher interest rates continue to crimp both housing inventory and...

The 2023 Housing Market Is On Fire AGAIN but will it last? Should you Buy Now or Wait for Housing Affordability To Improve? Is there a change we will...

The Housing Market Is Remaining VERY Strong in the face of higher mortgage rates and lower demand due to an incredibly low amount of housing inventory. Will this continue...

Are you a first time home buyer wondering how much home you can afford to purchase? How do lenders calculate how much I qualify for when buying a house?...

Mortgage Interest Rates are headed back towards the peak after key inflation data rose more than expected. How will this data impact the housing market? Does this give the...

Are you a first time home buyer wondering how much down payment is required to buy a house in the 2023 Housing Market?  Where can your down payment come...

This Housing Market has started to heat up due to low supply and higher buyer demand. What does that mean for the future of the housing market? Are mortgage...

Are you a first time home buyer wondering how much you’re being charged on your mortgage? Are you having a difficult time understanding the loan estimate on your mortgage?...

This Housing Market has started to pick up on the sign of lower interest rates and lower inflation while inventory remains a HUGE problem in my real estate markets....

Are you a first time home buyer worried about buying the wrong home? Why do homes fall out of escrow? If a home falls out of escrow, does that...

The U.S. economy added far more jobs than expected in January which could cause The FED to Change Their Stance On A Potential Pause or Pivot with Rates. How...

Are you a first time home buyer wondering how to find deals in today’s housing market? Where do you start? Can you actually get a deal in the 2023...

The Housing Market is starting to heat up as interest rates and inflation pull back. Does that mean it’s time for you to pull the trigger? Will house prices...

Are you a first time home buyer wondering what goes into the underwriting process when buying a home? What is underwriting and why is it important? How is different...

Existing home sales are down for the 11th straight month while home prices remain positive year over year. Should you Buy Now or Wait? When will the housing market...

Housing Affordability is sitting near the worst levels we’ve ever seen as the percentage of families that can afford the median priced home in the US at current interest...

The case is clear that inflation is over but in no way does that mean a recession isn’t coming. What does that mean for the future of the Housing...

  What do you do if you’re looking to buy a house in 2023 but you don’t qualify? What things should you focus on to put yourself in a...

House prices are forecasted to continue declining along with many forecasting higher interest rates. What does that mean for the future of the Housing Market As We Head Into...

Are you a first time home buyer wondering what happens once your offer gets accepted to buy a house? What’s the timeline of buying a home? How does the...

  What will the housing market look like in 2023? Should you Buy Now or Wait? What will housing affordability look like in the new year? Will Housing Prices...

Homes sales tumbled 7% in November, down for 10th straight month while mortgage interest rates are back on the rise. Should you buy now or wait for a housing...

You found a house, now what? What goes into writing an offer on a house? What do you need to consider? What does the process look like as a...

Mortgage Interest Rates are sitting at 3 month lows after CPI data came in better than expected. At the same time, The FED projects raising rates as high as...

You found a house, now what? What goes into writing an offer on a house? What do you need to consider? What does the process look like as a...