LIVE Q & A – The NEW Housing Market Is Down 18% From The Peak

The Median New Home Price is Down 18% from the Peak as new home sales decrease to 679,000 in October on a seasonally adjusted basis. With that new home...

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S2E50 – Accessory Dwellilng Units (ADUs)

Are you a first time home buyer wondering how to build a second home for a mother in law suite (granny flat) or for additional income? What is an...

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LIVE Q & A -Home Sales Will Jump By 15% In 2024

The 2024 Housing Market Will Consist of Lower Mortgage Rates and a 15% Jump in Exising Home Sales according to NAR's Lawrence Yun. How will these changes affect House...

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S2E49 – The Future Of Home Prices And Interest Rates With Barry Habib

The Future Of The 2024 Housing Market Will Largely Depend On What Happens To Mortgage Rates and Housing Affordability. Will The Housing Market Crash in 2024? Where Are Mortgage...

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LIVE Q & A – Housing Market Affordability Is At A 39 Year Low And Getting Worse

The U.S. housing market is the least affordable since 1984, requiring nearly 41% of the median household income for mortgage payments on a median-priced home, as per Intercontinental Exchange...

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S2E48 – House Hacking | How To Buy A Multifamily Property

Are you a first time home buyer wondering how to house hack and buy a multifamily property with a minimal down payment? What mortgage options do you have when...

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LIVE Q & A – Lower Mortgage Rates Headed To The Housing Market

Mortgage Rates Just Pulled Back From 23 Year Highs after the FED signaled that rate hikes are likely over, in addition to seeing signs that the economy might be...

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S2E47 – Manual Underwriting When Getting A Mortgage

Are you a first time home buyer wondering what goes into the mortgage underwriting process when buying a home? What is manual underwriting and why is it important? How...

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LIVE Q & A – First Time Home Buyer Q & A 2024

Are you a first-time home buyer feeling overwhelmed by the thought of the 2024 housing market? Should you buy or rent? What should you consider if you're buying a...

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S2E46 – Appraisals vs. Inspections: What’s the Difference?

Are you in the market to buy a home and wondering the differences between appraisal vs home inspection when buying a house? How does an appraisal work? How does...

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LIVE Q&A – The Housing Market Is Just The Tip Of The Iceberg

Housing Prices Just Peaked for the 6th Straight Month While Mortgage Demand Falls To The lowest level since 1995 as mortgage interest rates peak above 8%. This is causing...

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S2E45 – Will Boomers Selling Create The Next Housing Crash?

Should you prepare for a housing market crash as Baby Boomers age, potentially flooding it with a quarter of currently owner-occupied homes over the next two decades? How will...

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LIVE Q & A – Interest Rates Will BURST The Housing Market Bubble?

Mortgage rates have not just risen; they've exploded, toppling 7.5% for the first time since the tumultuous year of 2000, and average US mortgage payments have followed suit, skyrocketing...

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S2E44 – Millennials vs. The Housing Market: Who Wins

Navigating through the complex journey of the current housing market, particularly for millennials, can feel like an uphill battle. In today’s deep-dive, we explore the historical context of homeownership...

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LIVE Q & A – The Mortgage Meltdown: A Tipping Point in 2023’s Housing Market?

Mortgage rates soar to staggering 23-year highs, yet amidst this chaos, the Fed's key inflation indicator hints at a slowdown. As rates hover around 7.5%, pending home sales and...

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S2E43 – Assumable Loans 101 | The Secret Weapon of 2023’s Housing Chaos

Navigating Assumable Loans: Your FHA, VA, and USDA Guide Ever felt like you’re late to the party? Like everyone else is in on a secret that you’re just now...

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LIVE Q&A – Rising Mortgage Rates Are SHIFTING The Housing Market AGAIN

Mortgage Rates Jump To 23 Year Highs while The Fed's favorite inflation measure, personal consumpution expenditures, is showing signs of easing. Mortgage rates have climbed above 7.5% putting pressure...

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S2E42 – How Will Student Loan Repayments Affect The Housing Market?

44 Million Borrowers in the US will have to start their student loan repayment as of October 1 2023. Federal student loan repayments were paused in March 2020 and...

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LIVE Q & A – Buckle Up | The Fed Is Ignoring The Obvious

The Federal Reserve Has signaled it will raise interest rates one more time this year before it ends hiking campaign while completely ignoring lagging rent/shelter data which will continue...

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S2E41 – HELOC vs Fixed Rate 2nd Mortgage – Access Your Home Equity

Do you currently own a house and wondering how to access your home equity for home improvement, debt consolidation or even to buy a house? What is the difference...

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LIVE Q & A – Black Swan Event Coming To The Housing Market In 2024

When will the housing market crash? Investor says ‘Black Swan’ event imminent. I'm confused by this statement because isn't that exactly what happened with Covid that caused house prices...

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S2E40 – The Tax Benefits Of Homeownership Are GONE

President Donald Trump modified The Tax Benefits of Homeownership when he passed The Tax Cuts and Jobs Act of 2017. This was the largest overhaul of the tax code...

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LIVE Q & A – Is A Perfect Storm Brewing In The Housing Market?

Mortgage rates are sitting near 23 year highs with mortgage demand sitting near 27 year lows while purchase applications are at the lowest level since 1995. On top of...

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S2E39 – The Long Game | Buy Real Estate And WAIT

Are you a first time home buyer wondering if you should buy now or wait? What should you consider when buying a house in the current housing market? Why...

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LIVE Q & A – BAD NEWS | Housing Prices Are Headed HIGHER

The Housing Market Is In Trouble with rising house prices, rising mortgage interest rates and a slowing economy. If you didn't think it could get any worse, you have...

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S2E38 – Does Homeownership Really Build Wealth?

A typical homeowner’s net worth is 40 times higher than that of a renter build does homeownership really build wealth? Homeownership promotes wealth building by acting as a forced...

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LIVE Q & A – The U.S. Housing Market Will Jump 6.5% By July 2024

Zillow is a full-blown housing market bull—predicting that U.S. home prices will jump 6.5% by July 2024 while Mortgage Interest Rates are hitting multi decade highs and home buyer...

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S2E37 – Are Mortgage Rates Headed To 8%?

Mortgage Rates and Bond Yields are Hitting The Highest Levels In Decades as The Fed still sees upside risks to inflation possibly leading to more rate hikes. At the...

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LIVE Q & A – The Mortgage Rate Bubble Could SHIFT The Housing Market

Mortgage Interest Rates are hitting multi decade highs while The FED still sees upside risks to inflation possibly leading to more rate hikes. How will rising interest rates impact...

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S2E36 – How To Buy A House In An Unaffordable Housing Market

Are you a first time home buyer wondering how to become a homeowner with housing affordability at all time lows as house prices and mortgage interest rates head higher?...

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LIVE Q & A – The Future Looks BRIGHT For The Housing Market

The FED is likely done with their interest rate hikes as inflation continues to moderate. Lower Inflation should lead to lower interest rates, in turn, pushing home prices up...

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S2E35 – How to Budget When Buying A House

The very first step when buying a house is to create a budget. This is really the foundation for homeownership in any housing market. How do you create a...

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LIVE Q & A – Home Prices Increased To New Record Highs

Black Knight reported that home prices grew by .67% on a seasonally adjust month over month basis taking it to new record highs at a time when mortgage interest...

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S2E34 – Dave Ramsey’s Housing Advice Does NOT Work

Dave Ramsey is simply wrong about buying a house in 2023. While the Dave Ramsey Show offers a lot of great financial advice, there is one big flaw when...

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LIVE Q & A – Don’t Be FOOLED By The LIES In The Housing Market

The Housing Market has remained resilient in face of the media continually calling for a housing crash. While the fed has hiked rates 11 times, inflation has moderating while...

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S2E33 – Don’t Make These MISTAKES When Buying A House in 2023

Do NOT Buy a House In 2023 without understanding the mistakes we have made when buying and selling real estate. What do you have to consider when buying a...

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LIVE Q & A – The Fed Just Balanced The Housing Market

The FED Is Set To Hike The Fed Funds Rate for the 11th time in this cycle when mortgage rates are sitting near recent highs. How will this impact...

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S2E32 – What’s The Answer For More Inventory and Affordable Housing?

Housing affordability and the lack of inventory are 2 major problems affecting the housing market. In order to see a more balanced market, we need a surplus of available...

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LIVE Q & A – All The Data Points To A STRONGER Housing Market

✅ – Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert As mortgage interest rates and inflation moderate from...

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S2E31 – Using Gift Funds To Buy A House

Are you a first time home buyer planning on using gift funds to buy a house in 2023? What are gift funds? What can gift funds be used on...

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LIVE Q & A – Interest Rates Hit A Temporary HIGH But Will Improve Soon

Mortgage demand drops to the lowest level in a month as mortgage rates reach their 2023 peak. Where will mortgage interest rates go from here? Inflation rates historically follow...

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S2E30 – 2nd Half of 2023 Housing Market Forecast

What will the 2nd half of the housing market look like in 2023? Does it make sense to buy now or should you wait? Will Housing Prices Crash? Will...

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LIVE Q & A – The Housing Market Will Continue To SLOW Through 2023

The Housing Market Will Likely Peak In the next few weeks and slow as we head into the later part of 2023. At the same time, we are likely...

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The Truth | The Airbnb Housing Crash Is Coming

The Crashers are now calling for a crash in the short term rental market to bring down house prices and housing affordability but the reality is they are likely...

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LIVE Q & A – The Housing Market Crushes Expectations

New Home Sales Surge Past Expectations rising 20% and rising for the third month in a row. At the same time, the U.S. posted it's first annual decline in...

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S2E28 – The Housing Crash Is OVER

The Housing Crashed ENDED Before It Ever Started as Housing Prices stabilized in 2023. The Crash Bros have been calling for a housing crash for the last 10 years...

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LIVE Q & A – Buy Now Or Wait For The 2024 RECESSION?

The Housing Market is starting to show some signs of weakness with demand dropping and inventory building with mortgage rates pushing close to 7%. Should you Buy Now Or...

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S2E27 – Do NOT Buy A House In 2023

The Housing Market is out of control with rising interest rates while housing affordability sits at al time lows. In addition, you have the economy sitting on the edge...

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LIVE Q & A – Buy NOW or WAIT For A More Affordable Housing Market

The Housing Market continues to push higher even in the face of higher mortgage rates and slowing buyer demand. When will house prices become more affordable? Should you buy...

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1% Down Mortgage | How To Buy A House With 1% Down Payment

Are you a first time home buyer curious about the 1% down payment option through Rocket Mortgage or United Wholesale Mortgage (UWM). What are the loan requirements for the...

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LIVE Q & A – Super Low Mortgage Rates Have RUINED The Housing Market

Mortgage Rates are having a bigger impact on the 2023 housing market than anyone ever anticipated and it's not necessarily due to rising interest rates. The FED created BIG...

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S2E25 – Mortgage Interest Rates Will Remain Higher For Longer

Mortgage Interest Rates just hit the highest level we’ve seen in 6 months with the FED talking about the potential of another rate hike in June? When will we...

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LIVE Q & A – The Housing Market Is Facing A Mortgage Rate Problem

The 2023 Housing Market is now facing new problems as mortgage interest rates hit 6 month highs. On top of rising interest rates, we also have a lack of...

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S2E24 – Preparing To NOT Buy A House In 2023

Homeownership Isn’t The Right Answer For Everyone! What should you do if buying a house is not right for you? How do you end up in the same position...

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LIVE Q & A – Mortgage Interest Rates Will Have A Big Impact On The Housing Market

Mortgage Rates Are Sitting At 2 Month Highs while the number of sales continues to slow. How will rising interest rates impact house prices? Is there a chance we...

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S2E23 – The Risk Of NOT Buying A House In 2023

Should You Buy Now Or Wait for The Housing Market To Improve? What are the risks of buying a house in 2023? What is the risk of not buying...

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LIVE Q & A – When Will House Prices Move Lower?

The Housing Market is broken as higher mortgage interest rates have led to less inventory coming to the Housing Market, in turn, stabilizing house prices. When will we see...

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S2E22 – The Housing Market Has To Change, Right?

The 2023 Housing Market has been anything but normal with both a limited supply of available inventory as well as limited demand but house prices remaining very strong. What...

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LIVE Q & A – Low Inventory Is Inflating House Prices

The biggest problem in the housing market right now is the lack of housing supply which is continuing to drive up house prices. In addition we have the FED...

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S2E21 – Fannie Mae Just Increased Mortgage Interest Rates

New loan level price adjustments by Fannie Mae will affect home buyers with both higher credit scores as well as those with lower credit scores. Who is being impacted...

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LIVE Q & A – The Biggest Problem In The Housing Market

The housing market continues to be on fire despite higher inflation and mortgage rates. How will the FED's latest decision impact interest rates? Should you buy now or wait...

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S2E20 – Using Gift Money For A Down Payment When Buying A House

Are you a first time home buyer wondering about gift funds when buying a house? Can you use gift money to buy a house as a first time home...

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LIVE Q & A – The Housing Market Slowdown Is Far From Over!

Existing home sales dropped 22% year over year in March as house prices continue to rise in areas with low inventory. While inflation is moderating, mortgage interest rates remain...

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S2E19 – How To Add Value To Your House | Best Home Improvements For Value

Are you a homeowner or a first time home buyer wondering which improvements add the most value to your home? Which value add improvements should you consider when buying...

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LIVE Q & A – The Housing Market Amid Recession Fears | Should You Buy Now Or Wait?

The Fed expects the banking crisis to cause a recession in 2023 while at the same time keeping interest rate hikes on the table. Should you buy a house...

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S2E18 – Qualifying For A Mortgage With Student Loans

Are you a first time home buyer wondering how your student loan debt may affect your ability to qualify for a mortgage? What’s so special about student loans when...

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S2E17 – What Is The Educated Home Buyer – Interview With Michael Zuber From One Rental At A Time

What is The Educated HomeBuyer? Why are Josh and I so passionate about helping first time home buyers achieve the goal of homeownership? In this episode, we have a...

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S2E16 – FHA vs Conventional – First Time Home Buyer Guide

Are you a first time home buyer considering buying a home in 2023 but unsure about FHA vs Conventional? Which loan program is right for you? What are the...

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LIVE Q & A – Confidence In The US Housing Market Is Approaching An All Time Low

Consumer confidence in the US housing market just approached an all time low as buyers and sellers deal with The FED, Higher Mortgage Interest Rates, High Home Prices in...

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S2E15 – Refinancing 101 – Everything You Need To Know About Refinancing Your Home

Are you considering refinancing your current mortgage to pay off debt, lower your mortgage payment, get rid of PMI or just get better loan terms? When does it make...

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S2E14 – Dream For All Shared Appreciation Loan – California Down Payment Assistance

Are you a first time home buyer in California considering the Dream For All Shared Appreciation Loan? What is the California Dream For All Program? How does Dream For...

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LIVE Q & A – Housing Crash vs Housing Stability

The 2023 Housing Market continues to surprise first time home buyers especially those expecting a housing collapse. In the face of unaffordable housing we are seeing home sales increase...

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S2E13 – Investing 101 with Michael Zuber From One Rental At A Time

Are you future investor wondering how to get started investing in real estate? How do you decide if a piece of property makes a good investment opportunity? Should you...

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LIVE Q & A – Mortgage Interest Rates Are IMPACTING The Housing Market

Mortgage Demand Jumps in the past week amid bank closures, as mortgage interest rates took a dip. At the same time confidence in the US Housing Market is approaching...

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S2E12 – Mortgage Insurance 101 | What You Really NEED to Know

Are you a first time home buyer that has questions about mortgage insurance when buying a house? What is mortgage insurance? Who has to pay mortgage insurance? Who does...

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LIVE Q & A – The UNAFFORDABLE Housing Market Is Here To Stay

Housing Affordability is sitting at the lowest level in a decade as many homebuyers retreat to the sidelines as higher interest rates continue to crimp both housing inventory and...

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S2E11 – What Is Really Going On In The 2023 Housing Market?

The 2023 Housing Market Is On Fire AGAIN but will it last? Should you Buy Now or Wait for Housing Affordability To Improve? Is there a change we will...

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LIVE Q & A – The Housing Market Is On Fire AGAIN

The Housing Market Is Remaining VERY Strong in the face of higher mortgage rates and lower demand due to an incredibly low amount of housing inventory. Will this continue...

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S2E10 – Debt To Income (DTI) – How Much Can I Qualify For When Buying A House?

Are you a first time home buyer wondering how much home you can afford to purchase? How do lenders calculate how much I qualify for when buying a house?...

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LIVE Q & A – The Housing Market Is On A Mortgage Rate Roller Coaster

Mortgage Interest Rates are headed back towards the peak after key inflation data rose more than expected. How will this data impact the housing market? Does this give the...

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S2E9 – Down Payment 101 – If you don’t have it, where can you get it?

Are you a first time home buyer wondering how much down payment is required to buy a house in the 2023 Housing Market?  Where can your down payment come...

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LIVE Q & A – The Spring Housing Market Is Heating Up

This Housing Market has started to heat up due to low supply and higher buyer demand. What does that mean for the future of the housing market? Are mortgage...

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S2EP08 – Understanding Your Loan Estimate When Buying A House | Avoiding the Pitfalls

Are you a first time home buyer wondering how much you’re being charged on your mortgage? Are you having a difficult time understanding the loan estimate on your mortgage?...

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LIVE Q & A – The Housing Market Is Showing Signs Of Picking Up AGAIN

This Housing Market has started to pick up on the sign of lower interest rates and lower inflation while inventory remains a HUGE problem in my real estate markets....

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S2E7 – Deal Killers – What Makes A Property Fall Out of Escrow (& How To Make Sure It Doesn’t Happen To You)

Are you a first time home buyer worried about buying the wrong home? Why do homes fall out of escrow? If a home falls out of escrow, does that...

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LIVE Q & A – Is The FED Pivot Off The Table After The Latest Jobs Report?

The U.S. economy added far more jobs than expected in January which could cause The FED to Change Their Stance On A Potential Pause or Pivot with Rates. How...

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S2E6 – Finding Deals in Today’s Market

Are you a first time home buyer wondering how to find deals in today’s housing market? Where do you start? Can you actually get a deal in the 2023...

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LIVE Q & A – Should You BUY A House in the 2023 Housing Market or WAIT?

The Housing Market is starting to heat up as interest rates and inflation pull back. Does that mean it’s time for you to pull the trigger? Will house prices...

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S2E5 – The Underwriting Process Of Buying A House

Are you a first time home buyer wondering what goes into the underwriting process when buying a home? What is underwriting and why is it important? How is different...

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LIVE Q & A – 2023 Will Be The Slowest Housing Market Since 2010

Existing home sales are down for the 11th straight month while home prices remain positive year over year. Should you Buy Now or Wait? When will the housing market...

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S2E4 – When Will Housing Become More Affordable?

Housing Affordability is sitting near the worst levels we’ve ever seen as the percentage of families that can afford the median priced home in the US at current interest...

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LIVE Q & A -Inflation is DEAD | How about the Housing Market?

The case is clear that inflation is over but in no way does that mean a recession isn’t coming. What does that mean for the future of the Housing...

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S2E3 – You Don’t Qualify To Buy A House, What Should You Do?

  What do you do if you’re looking to buy a house in 2023 but you don’t qualify? What things should you focus on to put yourself in a...

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LIVE Q & A – The Housing Market Party Is Officially OVER

House prices are forecasted to continue declining along with many forecasting higher interest rates. What does that mean for the future of the Housing Market As We Head Into...

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S2E2 – Offer Accepted……Now What? | The Escrow Process of Buying A House

Are you a first time home buyer wondering what happens once your offer gets accepted to buy a house? What’s the timeline of buying a home? How does the...

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S2E1 – The 2023 Housing Market | A Look Ahead

  What will the housing market look like in 2023? Should you Buy Now or Wait? What will housing affordability look like in the new year? Will Housing Prices...

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LIVE Q & A – The 2023 Housing Market May Surprise You

Homes sales tumbled 7% in November, down for 10th straight month while mortgage interest rates are back on the rise. Should you buy now or wait for a housing...

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S1EP44 – The Process Of Writing An Offer When Buying A Home – Part 2

You found a house, now what? What goes into writing an offer on a house? What do you need to consider? What does the process look like as a...

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LIVE Q & A – The Future Of Mortgage Rates As We Head Into 2023

Mortgage Interest Rates are sitting at 3 month lows after CPI data came in better than expected. At the same time, The FED projects raising rates as high as...

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S1EP43 – The Process Of Writing An Offer When Buying A House – Part 1

You found a house, now what? What goes into writing an offer on a house? What do you need to consider? What does the process look like as a...

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