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Nov. 24, 2025

EP197 - What The FED Just Said About The Future Of Mortgage Interest Rates

Think mortgage rates are about to drop? Not so fast. The Fed just sent a clear message that has big implications for anyone planning to buy a home in 2026. In this episode, we cut through the noise and break down exactly what...
EP197 - What The FED Just Said About The Future Of Mortgage Interest Rates
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
EP197 - What The FED Just Said About The Future Of Mortgage Interest Rates
Nov. 20, 2025

LIVE 11_19_25 - The STRONGEST Buyer's Market In Over A Decade Is Here

Redfin just reported "It’s the Strongest Buyer’s Market in Records Dating Back Over a Decade" with the number of homebuyers in the market at it's lowest level. Is this the right time to buy or should you wait? Start your stre...
LIVE 11_19_25 - The STRONGEST Buyer's Market In Over A Decade Is Here
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
LIVE 11_19_25 - The STRONGEST Buyer's Market In Over A Decade Is Here
Nov. 17, 2025

EP196 - TRUMP's Worst Idea EVER ?

Trump just floated the idea of a 50-year mortgage. Is it the future of affordability or a financial trap disguised as a solution? In this episode, we break down who it helps, who it hurts, and what it really means for buyers....
EP196 - TRUMP's Worst Idea EVER ?
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
EP196 - TRUMP's Worst Idea EVER ?
Nov. 13, 2025

LIVE 11_13_25 - TRUMP's Solution For Housing Affordability

President Trump proposed 50-year mortgages to improve housing affordability by lowering monthly payments. Is this a good idea for home buyers or a disaster waiting? Should you buy now or wait for the 50 year mortgage? Start y...
LIVE 11_13_25 - TRUMP's Solution For Housing Affordability
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
LIVE 11_13_25 - TRUMP's Solution For Housing Affordability
Nov. 10, 2025

EP195 - The FED Just FLIPPED The Housing Market

Markets thought mortgage rates were heading down — then Powell stepped in and slammed the brakes. No December rate cut (yet), stocks slid, and mortgage rates jumped. But the Fed also made a stealth move that could shape housi...
EP195 - The FED Just FLIPPED The Housing Market
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
EP195 - The FED Just FLIPPED The Housing Market
Nov. 3, 2025

EP194 - Rising COSTS Will Have A HUGE Impact On Housing Affordability

Most homebuyers overlook the real cost of ownership. While your mortgage stays fixed, property taxes, insurance, and utilities are all surging and they’re hitting harder than ever which is having a HUGE Impact on Housing Affo...
EP194 - Rising COSTS Will Have A HUGE Impact On Housing Affordability
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
EP194 - Rising COSTS Will Have A HUGE Impact On Housing Affordability
Oct. 30, 2025

LIVE 10_29_25 - Zillow Just FLIPPED It's Home Price Forecast

Zillow just updated their 12 month forecast predicting home prices will likely rise between September of 2025 and September of 2026. While it's no longer negative, it's not exactly bullish either. Should you buy now or wait? ...
LIVE 10_29_25 - Zillow Just FLIPPED It's Home Price Forecast
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
LIVE 10_29_25 - Zillow Just FLIPPED It's Home Price Forecast
Oct. 27, 2025

EP193 - 2026 Mortgage Interest Rates May SURPRISE You

Mortgage rates are finally trending lower but the experts aren’t all aligned. In this episode, Jeb Smith and Josh Lewis break down the latest data, forecasts, and why inflation, tariffs, and Fed policy could push rates into t...
EP193 - 2026 Mortgage Interest Rates May SURPRISE You
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
EP193 - 2026 Mortgage Interest Rates May SURPRISE You
Oct. 20, 2025

EP192 - Buying A House In 2026 - Your Roadmap To Homeownership

If you're planning to buy a home in 2026, waiting until spring will cost you. This episode is a step-by-step breakdown of what a real strategic pre-approval looks like and why most buyers blow it before they even start. Learn...
EP192 - Buying A House In 2026 - Your Roadmap To Homeownership
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
EP192 - Buying A House In 2026 - Your Roadmap To Homeownership
Oct. 13, 2025

EP191 - What A Government SHUTDOWN Means For The Housing Market

You’ve done everything right.......saved, budgeted, got pre-approved and now the government shuts down. So what does that mean for your home purchase? In this episode, we break down the real impacts of the government shutdown...
EP191 - What A Government SHUTDOWN Means For The Housing Market
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
EP191 - What A Government SHUTDOWN Means For The Housing Market
Oct. 9, 2025

LIVE 10_08_25 - 15 States Signal a SOFTER Housing Market

We are seeing clear signs of softening as 15 states are now above pre-pandemic inventory levels. While manyregions are still tight, areas that overheated during the pandemic are seeing clear signs of softening. n this LIVE e...
LIVE 10_08_25 - 15 States Signal a SOFTER Housing Market
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
LIVE 10_08_25 - 15 States Signal a SOFTER Housing Market
Oct. 6, 2025

EP190 - Mortgage Rates Will Have A HUGE IMPACT On The Housing Market

Everyone thinks mortgage rates are the only factor that control home prices but the truth is way more complicated. In this episode, we dig into 25 years of real housing data to uncover when rates really moved the market… and ...
EP190 - Mortgage Rates Will Have A HUGE IMPACT On The Housing Market
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
EP190 - Mortgage Rates Will Have A HUGE IMPACT On The Housing Market
Oct. 1, 2025

LIVE 09_30_25 - Homebuilder REGRETS Price Cuts As The Housing Market Stabilizes

KB Home admits it may have gone too far with home price cuts in Florida—and now the housing market is showing signs of stabilizing. In this LIVE episode we will discuss the current housing market while updating you on mortgag...
LIVE 09_30_25 - Homebuilder REGRETS Price Cuts As The Housing Market Stabilizes
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
LIVE 09_30_25 - Homebuilder REGRETS Price Cuts As The Housing Market Stabilizes
Sept. 29, 2025

EP189 - Mortgage Interest Rates RISE After Fed CUT

The Fed just cut rates, but mortgage interest rates went up. In this episode, we break down the tug of war inside the Fed, exposing why mortgage rates remain stubbornly high despite market expectations. Inflation, outdated em...
EP189 - Mortgage Interest Rates RISE After Fed CUT
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
EP189 - Mortgage Interest Rates RISE After Fed CUT
Sept. 25, 2025

LIVE 09_24_25 - Mortgage Interest Rates Are HIGHER (Not Lower) After Fed Rate Cut

Interest Rates jumped after sitting at 3 year lows. Where are interest rates going from here? Should you buy now or wait? In this LIVE episode we will discuss the current housing market while updating you on mortgage rates ...
LIVE 09_24_25 - Mortgage Interest Rates Are HIGHER (Not Lower) After Fed Rate Cut
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
LIVE 09_24_25 - Mortgage Interest Rates Are HIGHER (Not Lower) After Fed Rate Cut
Sept. 22, 2025

EP188 - How To Renegotiate Your Interest Rate

What happens if mortgage rates drop after you've already locked yours in? In this episode, we break down rate lock float downs, explain how they work, and walk through when you might be able to renegotiate for a better rate. ...
EP188 - How To Renegotiate Your Interest Rate
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
EP188 - How To Renegotiate Your Interest Rate
Sept. 18, 2025

LIVE 09_18_25 - Where Are Interest Rates Headed With The Latest FED Cut?

Mortgage Interest Rates Sit Near 3 Year Lows as the Federal Reserve Cuts Rates! Where are interest rates headed from here? Should you buy now or wait? In this LIVE episode we will discuss the current housing market while upd...
LIVE 09_18_25 - Where Are Interest Rates Headed With The Latest FED Cut?
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
LIVE 09_18_25 - Where Are Interest Rates Headed With The Latest FED Cut?
Sept. 15, 2025

EP187 - TRUMP's New Housing Market Plan Is BROKEN

The White House is considering declaring a national housing emergency but will it actually make homes more affordable? In this episode, Jeb Smith and Josh Lewis break down what emergency powers could realistically change, the...
EP187 - TRUMP's New Housing Market Plan Is BROKEN
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
EP187 - TRUMP's New Housing Market Plan Is BROKEN
Sept. 11, 2025

LIVE 09_10_25 - The Buyer's Market Is OVER - Buy NOW or WAIT?

Mortgage demand jumps to the highest level in three years, as interest rates drop sharply. Should you buy now or wait for lower mortgage interest rates? In this LIVE episode we will discuss the current housing market while up...
LIVE 09_10_25 - The Buyer's Market Is OVER - Buy NOW or WAIT?
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
LIVE 09_10_25 - The Buyer's Market Is OVER - Buy NOW or WAIT?
Sept. 8, 2025

EP186 - Trump’s Plan to Control the Fed and Cut Interest Rates

President Donald Trump is making moves to reshape the Federal Reserve—and it could mean big changes for mortgage rates. In this episode, we break down how Trump’s potential Fed nominees could influence rate cuts, what it mean...
EP186 - Trump’s Plan to Control the Fed and Cut Interest Rates
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
EP186 - Trump’s Plan to Control the Fed and Cut Interest Rates
Sept. 4, 2025

LIVE 09_03_25 - Do NOT Expect Mortgage Rates To Fall Much More In 2025

Mortgage rates have dipped recently, but don’t expect that trend to continue in 2025. Fannie Mae now projects rates will end the year around 6.5%—barely changed from today. Despite media hype, experts say a real plunge isn’t ...
LIVE 09_03_25 - Do NOT Expect Mortgage Rates To Fall Much More In 2025
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
LIVE 09_03_25 - Do NOT Expect Mortgage Rates To Fall Much More In 2025
Sept. 1, 2025

EP185 - Your Credit Score Just Got a MASSIVE Upgrade

Think your credit score is too low to buy a home? That may be about to change. In this episode, Jeb Smith and Josh Lewis sit down with Anthony Hutchinson of VantageScore to break down a major shift in the mortgage world. For ...
EP185 - Your Credit Score Just Got a MASSIVE Upgrade
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
EP185 - Your Credit Score Just Got a MASSIVE Upgrade
Aug. 28, 2025

LIVE 05_27_25 - Zillow Changes Course On Home Prices AGAIN

Zillow updated it's housing market forecast projecting that US Home Prices will go up over the next year! Should you buy now or wait? In this LIVE episode we will discuss Zillow's Housing Market Forecast while updating you on...
LIVE 05_27_25 - Zillow Changes Course On Home Prices AGAIN
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
LIVE 05_27_25 - Zillow Changes Course On Home Prices AGAIN
Aug. 25, 2025

EP184 - Lower Rates Will Have a HUGE IMPACT On Home Sales

Everyone’s waiting for 5%, but the market is already moving and most people don’t even realize it. In this episode, we break down the real trigger behind today’s shift in buyer behavior, the silent surge in refinances, and wh...
EP184 - Lower Rates Will Have a HUGE IMPACT On Home Sales
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
EP184 - Lower Rates Will Have a HUGE IMPACT On Home Sales