"Skip two payments!" "No cost refi!" "Lock it now or lose it!" — Sound familiar? In this episode, we pull back the curtain on the most common (and misleading) mortgage sales pitches. We also break down what these phrases real...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
Home prices in some U.S. cities are not just affordable, they’re undervalued by double digits, according to new Moody’s data. In this video, I break down the top 24 markets where home prices are priced below fundamentals and ...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
LIVE Q & A - The Most UNDERVALUED Housing Markets Right Now
The One Big Beautiful Bill just passed, but will it actually save you money as a homeowner—or cost you more? In this episode, we break down exactly how the bill affects mortgage interest deductions, SALT caps, and future inte...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
EP182 - New Tax Rules Could SHAKE UP the Housing Market
Mortgage Interest Rates Hit a 2025 Low But can this trend continue? How low will interest rates go? Should you lock in now or wait? In today's LIVE, we're giving you a weekly update to help you become The Educated HomeBuyer....
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
Mortgage interest rates are finally trending lower after the employment market shows considerable weakness. How low can interest rates go? Should you buy now or wait? In today's LIVE, we are going to discuss the current hous...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
Wondering when mortgage interest rates will finally drop? You're not alone—and in this episode, Josh and Jeb break down exactly what needs to happen before rates head lower. From Fed policy and labor data to inflation, tariff...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
EP181n- THIS Is When Mortgage Interest Rates Will Head LOWER
Huge miss in non-farm payrolls creates a big old rally in the bond market. It's reframing the picture of the labor market making a case for more rate cuts in the short term . In today's LIVE, we are going to discuss the curre...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
Weekly Update - Latest Jobs Data Flashes WARNING Signs While Sending Rates Lower
Will the Housing Market continue to become more affordable ? Should you BUY NOW or WAIT for even Lower House Prices? Will we continue to see house price appreciation slow down or will buyer demand drive prices up as mortgage ...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
LIVE 07_30_25 - Here's Where House Prices Are Headed
Millions of Americans may soon qualify for a mortgage—without a traditional FICO score. In this episode, Jeb and Josh break down how VantageScore 4.0 could reshape homeownership by scoring renters, gig workers, and others lef...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
EP180 - VantageScore Will Have a HUGE IMPACT On The Housing Market
Trump is ramping up pressure on Jerome Powell and signaling that rate cuts are coming. After a high-stakes meeting, Trump expressed confidence that the Federal Reserve is ready to ease monetary policy, potentially shifting th...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
Buyers finally have the upper hand in my markets out there as inventory continues to grow while housing affordability remains strained. This imbalance is putting pressure on sellers to adjust house prices lower giving buyers ...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
LIVE 07_23_25 - The Housing Market Is FINALLY Favoring Buyers
Are interest rate buydowns really a smart move? In this episode, we break down the real math behind temporary and permanent buy downs and why seller credits aren’t “free money” if you don’t know your break-even point. Josh an...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
The housing market is shifting and we are not on the same page. After years of aligned optimism, this episode marks a sharp divide in how we see 2025 unfolding. Inventory is growing, demand is strained, and the power dynamic ...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
Trump’s new tariff proposals are sending shockwaves through the economy and mortgage rates are caught in the crossfire. Rising costs from imported goods could push inflation higher, forcing the Fed to rethink its game plan. I...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
Inventory is up 31% causing 40% of sellers to cut their price. This is a positive sign for homebuyers as the housing market is shifting for the first time in years. In this episode we discuss what's currently happening the 20...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
LIVE 07_09_25 - The Housing Market Continues To SHIFT In Favor of BUYERS
Mortgage interest rates are not controlled by the Fed or TRUMP. In this episode, we break down why political headlines and rate cut demands from figures like Trump and Bill Pulte completely miss the mark. You’ll learn the rea...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
EP177 - TRUMP Is WRONG About Mortgage Interest Rates
Housing affordability is improving as mortgage rates decline and housing prices stabilize in most markets. Should you buy now or wait? In this episode, we are going to discuss the current housing market, the FED, Trump polici...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
The housing market hasn't crashed. It's just no longer on fire. Homes are sitting longer, price cuts are returning, and buyers finally have leverage in markets like Texas and Florida. Jeb and Josh break down what this shift m...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
EP176 - Inventory Will Have A HUGE Impact On House Prices
Higher Interest Rates and seasonality are having a huge impact on home sales. Is this the time to step in and buy or should you wait? In this weekly live we will update on you on what's happening in the economy and the housin...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
Fed officials are warming up to the idea of a rate cut in July despite Powell’s cautious tone. Chris Waller and Michelle Bowman say tariffs likely won’t spark inflation and argue that waiting too long could hurt the labor mar...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
LIVE 06_25_25 - The FED May Cut Rates As Early As July
First-time buyers are still losing deals and missing opportunities, even when they’re financially ready. In this episode, Jeb and Josh reveal the five biggest mistakes smart buyers make and how to avoid each one with calm, cl...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
Mortgage rates held steady around 6.93% this week, but under the surface, inflation data came in softer, hinting at a potential shift in the housing market. With cooling price pressures, stable wage growth, and a resilient co...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
Weekly Update - The FED May CUT Interest Rates As Early As July
Inventory is growing and the housing market is slowing causing 40% of sellers to cut their home prices. How long will this continue? Should you buy now or wait? In this episode, we will dicuss the current real estate market,...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
LIVE 06_18_25 - The Housing Market Is SHIFTING More and More In Favor Of Buyers
Redfin's headlines about a collapsing housing market are grabbing attention, but the full story is more nuanced. Jeb and Josh break down what the data really shows and explain why it doesn’t signal a crash in most markets. Th...