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Aug. 18, 2025

EP183 - Shopping For A Lender 101

"Skip two payments!" "No cost refi!" "Lock it now or lose it!" — Sound familiar? In this episode, we pull back the curtain on the most common (and misleading) mortgage sales pitches. We also break down what these phrases real...
EP183 - Shopping For A Lender 101
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
EP183 - Shopping For A Lender 101
Aug. 14, 2025

LIVE Q & A - The Most UNDERVALUED Housing Markets Right Now

Home prices in some U.S. cities are not just affordable, they’re undervalued by double digits, according to new Moody’s data. In this video, I break down the top 24 markets where home prices are priced below fundamentals and ...
LIVE Q & A - The Most UNDERVALUED Housing Markets Right Now
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
LIVE Q & A - The Most UNDERVALUED Housing Markets Right Now
Aug. 11, 2025

EP182 - New Tax Rules Could SHAKE UP the Housing Market

The One Big Beautiful Bill just passed, but will it actually save you money as a homeowner—or cost you more? In this episode, we break down exactly how the bill affects mortgage interest deductions, SALT caps, and future inte...
EP182 - New Tax Rules Could SHAKE UP the Housing Market
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
EP182 - New Tax Rules Could SHAKE UP the Housing Market
Aug. 8, 2025

Week 32 Update - Mortgage Rates FINALLY Trending LOWER

Mortgage Interest Rates Hit a 2025 Low But can this trend continue? How low will interest rates go? Should you lock in now or wait? In today's LIVE, we're giving you a weekly update to help you become The Educated HomeBuyer....
Week 32 Update - Mortgage Rates FINALLY Trending LOWER
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
Week 32 Update - Mortgage Rates FINALLY Trending LOWER
Aug. 7, 2025

LIVE 08_06_25 - Mortgage Rates Hit A 9 Month LOW

Mortgage interest rates are finally trending lower after the employment market shows considerable weakness. How low can interest rates go? Should you buy now or wait? In today's LIVE, we are going to discuss the current hous...
LIVE 08_06_25 - Mortgage Rates Hit A 9 Month LOW
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
LIVE 08_06_25 - Mortgage Rates Hit A 9 Month LOW
Aug. 4, 2025

EP181n- THIS Is When Mortgage Interest Rates Will Head LOWER

Wondering when mortgage interest rates will finally drop? You're not alone—and in this episode, Josh and Jeb break down exactly what needs to happen before rates head lower. From Fed policy and labor data to inflation, tariff...
EP181n- THIS Is When Mortgage Interest Rates Will Head LOWER
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
EP181n- THIS Is When Mortgage Interest Rates Will Head LOWER
Aug. 1, 2025

Weekly Update - Latest Jobs Data Flashes WARNING Signs While Sending Rates Lower

Huge miss in non-farm payrolls creates a big old rally in the bond market. It's reframing the picture of the labor market making a case for more rate cuts in the short term . In today's LIVE, we are going to discuss the curre...
Weekly Update - Latest Jobs Data Flashes WARNING Signs While Sending Rates Lower
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
Weekly Update - Latest Jobs Data Flashes WARNING Signs While Sending Rates Lower
Aug. 1, 2025

LIVE 07_30_25 - Here's Where House Prices Are Headed

Will the Housing Market continue to become more affordable ? Should you BUY NOW or WAIT for even Lower House Prices? Will we continue to see house price appreciation slow down or will buyer demand drive prices up as mortgage ...
LIVE 07_30_25 - Here's Where House Prices Are Headed
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
LIVE 07_30_25 - Here's Where House Prices Are Headed
July 28, 2025

EP180 - VantageScore Will Have a HUGE IMPACT On The Housing Market

Millions of Americans may soon qualify for a mortgage—without a traditional FICO score. In this episode, Jeb and Josh break down how VantageScore 4.0 could reshape homeownership by scoring renters, gig workers, and others lef...
EP180 - VantageScore Will Have a HUGE IMPACT On The Housing Market
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
EP180 - VantageScore Will Have a HUGE IMPACT On The Housing Market
July 25, 2025

07_25_25 - Weekly Update - TRUMP Pushes Powell To Cut Interest Rates

Trump is ramping up pressure on Jerome Powell and signaling that rate cuts are coming. After a high-stakes meeting, Trump expressed confidence that the Federal Reserve is ready to ease monetary policy, potentially shifting th...
07_25_25 - Weekly Update - TRUMP Pushes Powell To Cut Interest Rates
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
07_25_25 - Weekly Update - TRUMP Pushes Powell To Cut Interest Rates
July 24, 2025

LIVE 07_23_25 - The Housing Market Is FINALLY Favoring Buyers

Buyers finally have the upper hand in my markets out there as inventory continues to grow while housing affordability remains strained. This imbalance is putting pressure on sellers to adjust house prices lower giving buyers ...
LIVE 07_23_25 - The Housing Market Is FINALLY Favoring Buyers
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
LIVE 07_23_25 - The Housing Market Is FINALLY Favoring Buyers
July 21, 2025

EP179 - Interest Rate Buydowns 101

Are interest rate buydowns really a smart move? In this episode, we break down the real math behind temporary and permanent buy downs and why seller credits aren’t “free money” if you don’t know your break-even point. Josh an...
EP179 - Interest Rate Buydowns 101
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
EP179 - Interest Rate Buydowns 101
July 14, 2025

EP178 - RED FLAGS for the Housing Market

The housing market is shifting and we are not on the same page. After years of aligned optimism, this episode marks a sharp divide in how we see 2025 unfolding. Inventory is growing, demand is strained, and the power dynamic ...
EP178 - RED FLAGS for the Housing Market
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
EP178 - RED FLAGS for the Housing Market
July 11, 2025

Weekend Update - July 11, 2025

Trump’s new tariff proposals are sending shockwaves through the economy and mortgage rates are caught in the crossfire. Rising costs from imported goods could push inflation higher, forcing the Fed to rethink its game plan. I...
Weekend Update - July 11, 2025
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
Weekend Update - July 11, 2025
July 10, 2025

LIVE 07_09_25 - The Housing Market Continues To SHIFT In Favor of BUYERS

Inventory is up 31% causing 40% of sellers to cut their price. This is a positive sign for homebuyers as the housing market is shifting for the first time in years. In this episode we discuss what's currently happening the 20...
LIVE 07_09_25 - The Housing Market Continues To SHIFT In Favor of BUYERS
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
LIVE 07_09_25 - The Housing Market Continues To SHIFT In Favor of BUYERS
July 7, 2025

EP177 - TRUMP Is WRONG About Mortgage Interest Rates

Mortgage interest rates are not controlled by the Fed or TRUMP. In this episode, we break down why political headlines and rate cut demands from figures like Trump and Bill Pulte completely miss the mark. You’ll learn the rea...
EP177 - TRUMP Is WRONG About Mortgage Interest Rates
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
EP177 - TRUMP Is WRONG About Mortgage Interest Rates
July 3, 2025

LIVE 07_02_25 - The Housing Market Is IMPROVING!

Housing affordability is improving as mortgage rates decline and housing prices stabilize in most markets. Should you buy now or wait? In this episode, we are going to discuss the current housing market, the FED, Trump polici...
LIVE 07_02_25 - The Housing Market Is IMPROVING!
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
LIVE 07_02_25 - The Housing Market Is IMPROVING!
June 30, 2025

EP176 - Inventory Will Have A HUGE Impact On House Prices

The housing market hasn't crashed. It's just no longer on fire. Homes are sitting longer, price cuts are returning, and buyers finally have leverage in markets like Texas and Florida. Jeb and Josh break down what this shift m...
EP176 - Inventory Will Have A HUGE Impact On House Prices
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
EP176 - Inventory Will Have A HUGE Impact On House Prices
June 27, 2025

Week 26 Economic Update

Higher Interest Rates and seasonality are having a huge impact on home sales. Is this the time to step in and buy or should you wait? In this weekly live we will update on you on what's happening in the economy and the housin...
Week 26 Economic Update
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
Week 26 Economic Update
June 26, 2025

LIVE 06_25_25 - The FED May Cut Rates As Early As July

Fed officials are warming up to the idea of a rate cut in July despite Powell’s cautious tone. Chris Waller and Michelle Bowman say tariffs likely won’t spark inflation and argue that waiting too long could hurt the labor mar...
LIVE 06_25_25 - The FED May Cut Rates As Early As July
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
LIVE 06_25_25 - The FED May Cut Rates As Early As July
June 23, 2025

EP175 - 5 BIGGEST First Time Home Buyer MISTAKES

First-time buyers are still losing deals and missing opportunities, even when they’re financially ready. In this episode, Jeb and Josh reveal the five biggest mistakes smart buyers make and how to avoid each one with calm, cl...
EP175 - 5 BIGGEST First Time Home Buyer MISTAKES
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
EP175 - 5 BIGGEST First Time Home Buyer MISTAKES
June 20, 2025

Weekly Update - The FED May CUT Interest Rates As Early As July

Mortgage rates held steady around 6.93% this week, but under the surface, inflation data came in softer, hinting at a potential shift in the housing market. With cooling price pressures, stable wage growth, and a resilient co...
Weekly Update - The FED May CUT Interest Rates As Early As July
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
Weekly Update - The FED May CUT Interest Rates As Early As July
June 20, 2025

LIVE 06_18_25 - The Housing Market Is SHIFTING More and More In Favor Of Buyers

Inventory is growing and the housing market is slowing causing 40% of sellers to cut their home prices. How long will this continue? Should you buy now or wait? In this episode, we will dicuss the current real estate market,...
LIVE 06_18_25 - The Housing Market Is SHIFTING More and More In Favor Of Buyers
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
LIVE 06_18_25 - The Housing Market Is SHIFTING More and More In Favor Of Buyers
June 16, 2025

EP174 - REDFIN Warning: Home Prices Likely to Fall

Redfin's headlines about a collapsing housing market are grabbing attention, but the full story is more nuanced. Jeb and Josh break down what the data really shows and explain why it doesn’t signal a crash in most markets. Th...