Wondering when mortgage interest rates will finally drop? You're not alone—and in this episode, Josh and Jeb break down exactly what needs to happen before rates head lower. From Fed policy and labor data to inflation, tariffs, and recession risks, we unpack the full picture so you know what to…
Huge miss in non-farm payrolls creates a big old rally in the bond market. It's reframing the picture of the labor market making a case for more rate cuts in the short term . In today's LIVE, we are going to discuss the current housing market, mortgage rates as well…
Will the Housing Market continue to become more affordable ? Should you BUY NOW or WAIT for even Lower House Prices? Will we continue to see house price appreciation slow down or will buyer demand drive prices up as mortgage interest rates come down? In today's LIVE, we are going…
Millions of Americans may soon qualify for a mortgage without a traditional FICO score. In this episode, Jeb and Josh break down how VantageScore 4.0 could reshape homeownership by scoring renters, gig workers, and others left behind by outdated credit models. They explain why this shift matters, how it compares…
Trump is ramping up pressure on Jerome Powell and signaling that rate cuts are coming. After a high-stakes meeting, Trump expressed confidence that the Federal Reserve is ready to ease monetary policy, potentially shifting the trajectory of interest rates and the housing market. This LIVE episode breaks down Trump’s remarks,…
Buyers finally have the upper hand in my markets out there as inventory continues to grow while housing affordability remains strained. This imbalance is putting pressure on sellers to adjust house prices lower giving buyers more leverage. In today's LIVE, we are going to discuss the current housing market, mortgage…
Are interest rate buydowns really a smart move? In this episode, we break down the real math behind temporary and permanent buy downs and why seller credits aren’t “free money” if you don’t know your break-even point. Josh and Jeb walk through the pros, cons, and smarter alternatives of permanent…
78 U.S. housing markets have FLIPPED to a buyer’s market and the trend is accelerating. In cities like Cape Coral, San Antonio, and parts of the Sun Belt, inventory has surged back to pre-pandemic levels, tipping the scales toward homebuyers for the first time in years. Fueled by affordability strain…
The housing market is shifting and we are not on the same page. After years of aligned optimism, this episode marks a sharp divide in how we see 2025 unfolding. Inventory is growing, demand is strained, and the power dynamic between buyers and sellers is starting to change. If you're…
Trump’s new tariff proposals are sending shockwaves through the economy and mortgage rates are caught in the crossfire. Rising costs from imported goods could push inflation higher, forcing the Fed to rethink its game plan. In this video, we break down how tariffs could derail lower rate projections and what…
Mortgage interest rates are not controlled by the Fed or TRUMP. In this episode, we break down why political headlines and rate cut demands from figures like Trump and Bill Pulte completely miss the mark. You’ll learn the real drivers of mortgage interest rates and why market expectations, inflation, and…
The June jobs report came in well above expectations — but the bond market isn’t buying it. In this live update, we break down what today’s surprise numbers really mean for mortgage rates, how the data compares to everything else we’ve seen this week, and why smart homebuyers should be…
The housing market hasn't crashed. It's just no longer on fire. Homes are sitting longer, price cuts are returning, and buyers finally have leverage in markets like Texas and Florida. Jeb and Josh break down what this shift means for your next smart move whether you're buying or selling. It's…
Higher Interest Rates and seasonality are having a huge impact on home sales. Is this the time to step in and buy or should you wait? In this weekly live we will update on you on what's happening in the economy and the housing market to help you become The…
First-time buyers are still losing deals and missing opportunities, even when they’re financially ready. In this episode, Jeb and Josh reveal the five biggest mistakes smart buyers make and how to avoid each one with calm, clear strategy. They cut through conflicting advice and market noise to help you focus…
Mortgage rates held steady around 6.93% this week, but under the surface, inflation data came in softer, hinting at a potential shift in the housing market. With cooling price pressures, stable wage growth, and a resilient consumer, the Fed may have more room to ease up. Mortgage applications jumped over…
Redfin's headlines about a collapsing housing market are grabbing attention, but the full story is more nuanced. Jeb and Josh break down what the data really shows and explain why it doesn’t signal a crash in most markets. They walk through local trends, pricing behavior, and smart strategies for today’s…
Mortgage rates are expected to drop, but not as quickly as many hope. Fannie Mae projects 30-year rates will fall to 6.1% by the end of 2025 and 5.8% in 2026, while others warn a market correction may be coming. In this live episode, we are going to discuss the…
Fannie Mae's latest mortgage forecast suggests a potential shift, forecasting lower rates for 2025 and 2026. This adjustment, though modest, could lead to a major refi boom, according to experts. Stay informed on how mortgage rates and the housing market are evolving to make the best financial decisions for your…
Will the Housing Market become more affordable with higher interest rates or will house prices continue to rise? Should you BUY NOW or WAIT for Lower House Prices? Will we continue to see house prices climb or will we see the Housing Market slow down as housing affordability remains a…
Curious about how Trump's 2025 budget could impact the housing market? In this video, we break down how proposed policies might affect your ability to buy or own a home, from potential tax cuts and deregulation to changes in mortgage rates and housing demand. Forget the headlines—this is a practical…
Home-price appreciation is still rising in 2025, though the pace is starting to cool. The S&P CoreLogic Case-Shiller Index shows a 3.37% annual increase in March, with Midwest and Northeast cities leading gains. Rising inventory is giving buyers more leverage, but recent tariff-driven rate hikes may slow momentum. In this…
You can earn $200K a year and still be denied for a mortgage, that’s the harsh reality for self-employed borrowers. This episode unpacks why lenders don’t care what you make, only what you can prove, and how your tax return is the real deciding factor. In this video, we break…
Mortgage Rates have been climbing since March even in the face of better than expected inflation. Will will we see mortgage rates decline? How long can this continue? In this live, we break down what's happening in the housing market to make you a better first time home buyer or…
