Consumer debt is crushing first-time homebuyers in 2026, and it’s not just because homes are expensive. In this episode, Jeb Smith and Josh Lewis break down why only 21% of today’s buyers are first-time homeowners, the debt mistakes destroying mortgage approvals, and the strategies smart buyers are using to still get into homes. From student loans to credit cards and debt-to-income ratios, this episode gives buyers a clear roadmap for navigating today’s market.

Start Here 👇🏻

✅ Ready to buy a house in 2026? Start your stress-free journey today: theeducatedhomebuyer.com/start

Watch These Next 👇🏻

⏩The NEXT 60 Days Will Have A HUGE Impact On The 2026 Housing Market - https://youtu.be/qz2XPsVPuP0
⏩A RECESSION Will Have A HUGE Impact On First Time Home Buyers - https://youtu.be/BEd6QLefqtk
⏩Lower Rates Will Have a HUGE IMPACT On Home Sales - https://youtu.be/VEvzLBB1R9Q

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📩 - info@theeducatedhomebuyer.com

💻 - http://www.theeducatedhomebuyer.com

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Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Real Broker

Connect with me 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert)
DRE 01209148
Buywise Mortgage
M:714-916-5727