First time home buyers are being lied to about the 2026 housing market. Purchase applications are up 7% year over year. First time buyers make up 70% of FHA purchase locks. Conforming loans just dropped below 50% of the market for the first time ever. And the #1 reason buyers actually get denied isn't credit. In this episode, Josh and Jeb break down 5 things every first time buyer needs to know before making a move in 2026.

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WATCH THIS NEXT 👇

⏩WTF Just Happened To The Housing Market?! - https://youtu.be/zxoA2SmHqVQ
⏩New Tax Rules Could SHAKE UP the Housing Market - https://youtu.be/WJdhIt4z02k
⏩RED FLAGS for the Housing Market - https://youtu.be/EhJHAom4_WE

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Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Real Broker

Connect with me 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert)
DRE 01209148
Buywise Mortgage
M:714-916-5727