Most people asking “Can I afford a home?” are using the WRONG number—and it’s costing them their approval. In this episode, we break down the exact formula lenders use (DTI) and show you what income you really need to qualify for homes from $300K to $1M. You’ll learn how your debt, income, and loan program all work together—and why the answer is always “it depends.” If you want a clear, no-BS understanding of what you can actually qualify for, this is the episode.

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✅ Ready to buy a house in 2026? Start your stress-free journey today: theeducatedhomebuyer.com/start

Watch These Next 👇

⏩The Mortgage Underwriting Process When Buying A House - https://youtu.be/k1_5wlYpiGE
⏩Understanding the Loan Estimate When Getting A Mortgage - https://youtu.be/NtCnzVQlUk8

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📩 - info@theeducatedhomebuyer.com

💻 - http://www.theeducatedhomebuyer.com

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Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Real Broker

Connect with me 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert)
DRE 01209148
Buywise Mortgage
M:714-916-5727