Housing affordability and the lack of inventory are 2 major problems affecting the housing market. In order to see a more balanced market, we need a surplus of available homes for sale on top of lower mortgage rates to help i...
As mortgage interest rates and inflation moderate from their peaks at a time when housing inventory is still at record lows, that leaves house prices only one direction to go..........NOT DOWN! Should you buy a house now or w...
Are you a first time home buyer planning on using gift funds to buy a house in 2023? What are gift funds? What can gift funds be used on when buying a house? What loan programs allow gift funds? What is required when using gi...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
Mortgage demand drops to the lowest level in a month as mortgage rates reach their 2023 peak. Where will mortgage interest rates go from here? Inflation rates historically follow inflation and we are now seeing inflation mod...
What will the 2nd half of the housing market look like in 2023? Does it make sense to buy now or should you wait? Will Housing Prices Crash? Will housing become more affordable? Are mortgage rates going to stay high or will w...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
The Housing Market Will Likely Peak In the next few weeks and slow as we head into the later part of 2023. At the same time, we are likely see inflation continue to decline along with lower interest rates. How will lower rate...
The Crashers are now calling for a crash in the short term rental market to bring down house prices and housing affordability but the reality is they are likely WRONG again. What is the airbnb crash all about? What's the theo...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
New Home Sales Surge Past Expectations rising 20% and rising for the third month in a row. At the same time, the U.S. posted it's first annual decline in home prices since 2012 while The FED is still talking about raising int...
The Housing Crashed ENDED Before It Ever Started as Housing Prices stabilized in 2023. The Crash Bros have been calling for a housing crash for the last 10 years and for 10 years, they've been wrong on so many levels. In toda...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
The Housing Market is starting to show some signs of weakness with demand dropping and inventory building with mortgage rates pushing close to 7%. Should you Buy Now Or Wait For The 2024 RECESSION? When will house prices beco...
The Housing Market is out of control with rising interest rates while housing affordability sits at al time lows. In addition, you have the economy sitting on the edge of a major recession. Should you buy now or wait for a ho...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
The Housing Market continues to push higher even in the face of higher mortgage rates and slowing buyer demand. When will house prices become more affordable? Should you buy now or wait for a housing collapse? In this live ep...
Are you a first time home buyer curious about the 1% down payment option through Rocket Mortgage or United Wholesale Mortgage (UWM). What are the loan requirements for the 1 percent down payment mortgage? What credit score do...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
EP69 - 1% Down Mortgage | How To Buy A House With 1% Down Payment
Mortgage Rates are having a bigger impact on the 2023 housing market than anyone ever anticipated and it's not necessarily due to rising interest rates. The FED created BIG problems during the pandemic by artificially pumping...
Mortgage Interest Rates just hit the highest level we've seen in 6 months with the FED talking about the potential of another rate hike in June? When will we see interest rates moderate? Will higher rates cause a housing cras...
The 2023 Housing Market is now facing new problems as mortgage interest rates hit 6 month highs. On top of rising interest rates, we also have a lack of inventory keeping home prices high. The combination of mortgage rates an...
Homeownership Isn't The Right Answer For Everyone! What should you do if buying a house is not right for you? How do you end up in the same position as a homeowner when it comes to retirement? How much money do you have to in...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
Mortgage Rates Are Sitting At 2 Month Highs while the number of sales continues to slow. How will rising interest rates impact house prices? Is there a chance we could see a Housing Market Collapse?✅ - Want to get connected...
Should You Buy Now Or Wait for The Housing Market To Improve? What are the risks of buying a house in 2023? What is the risk of not buying a house in 2023? In this episode, we discuss what you have to consider if you're weigh...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
The Housing Market is broken as higher mortgage interest rates have led to less inventory coming to the Housing Market, in turn, stabilizing house prices. When will we see housing affordability improve? Is there a housing cra...
The 2023 Housing Market has been anything but normal with both a limited supply of available inventory as well as limited demand but house prices remaining very strong. What has to change in the current real estate market to ...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
The biggest problem in the housing market right now is the lack of housing supply which is continuing to drive up house prices. In addition we have the FED hiking interest rates putting further strain on housing affordability...
New loan level price adjustments by Fannie Mae will affect home buyers with both higher credit scores as well as those with lower credit scores. Who is being impacted the most by these LLPA's? How will these llpa's affect you...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
EP64 - Fannie Mae Just Increased Mortgage Interest Rates
The housing market continues to be on fire despite higher inflation and mortgage rates. How will the FED's latest decision impact interest rates? Should you buy now or wait for a better time? In this LIVE, we will give a brie...