Navigating through the complex journey of the current housing market, particularly for millennials, can feel like an uphill battle. In today’s deep-dive, we explore the historical context of homeownership rates, the profound ...
Mortgage rates soar to staggering 23-year highs, yet amidst this chaos, the Fed's key inflation indicator hints at a slowdown. As rates hover around 7.5%, pending home sales and prices are in the crosshairs. Join us LIVE as w...
In an era where mortgage interest rates are skyrocketing, assumable mortgages emerge as the underdog hero for savvy home buyers. But are they really the silver bullet solution in this tumultuous housing market? Dive into this...
Mortgage Rates Jump To 23 Year Highs while The Fed's favorite inflation measure, personal consumpution expenditures, is showing signs of easing. Mortgage rates have climbed above 7.5% putting pressure on pending home sales an...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
LIVE Q&A - Rising Mortgage Rates Are SHIFTING The Housing Market AGAIN
44 Million Borrowers in the US will have to start their student loan repayment as of October 1 2023. Federal student loan repayments were paused in March 2020 and extended 8 different times essentially putting between $200-30...
The Federal Reserve Has signaled it will raise interest rates one more time this year before it ends hiking campaign while completely ignoring lagging rent/shelter data which will continue to moderate through the first part o...
Do you currently own a house and wondering how to access your home equity for home improvement, debt consolidation or even to buy a house? What is the difference in a heloc vs fixed rate 2nd mortgage? What are the pros and co...
When will the housing market crash? Investor says ‘Black Swan’ event imminent. I'm confused by this statement because isn't that exactly what happened with Covid that caused house prices to skyrocket. Should you buy now or wa...
President Donald Trump modified The Tax Benefits of Homeownership when he passed The Tax Cuts and Jobs Act of 2017. This was the largest overhaul of the tax code in three decades essentially eliminating the tax benefits of bu...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
Mortgage rates are sitting near 23 year highs with mortgage demand sitting near 27 year lows while purchase applications are at the lowest level since 1995. On top of that, The FED believes that pandemic savings will likely b...
Are you a first time home buyer wondering if you should buy now or wait? What should you consider when buying a house in the current housing market? Why is time so important when buying a home? What is The Long Game when it c...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
The Housing Market Is In Trouble with rising house prices, rising mortgage interest rates and a slowing economy. If you didn't think it could get any worse, you have Barbara Corcoran Saying Housing Prices ‘Are Going To Go Thr...
A typical homeowner's net worth is 40 times higher than that of a renter build does homeownership really build wealth? Homeownership promotes wealth building by acting as a forced savings mechanism and through home value appr...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
Zillow is a full-blown housing market bull—predicting that U.S. home prices will jump 6.5% by July 2024 while Mortgage Interest Rates are hitting multi decade highs and home buyer demand is slowing. Zillow's original forecast...
Mortgage Rates and Bond Yields are Hitting The Highest Levels In Decades as The Fed still sees upside risks to inflation possibly leading to more rate hikes. At the same time, we are seeing a tight labor market along with str...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
Mortgage Interest Rates are hitting multi decade highs while The FED still sees upside risks to inflation possibly leading to more rate hikes. How will rising interest rates impact the housing market? Should you Buy Now or Wa...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
LIVE Q & A - The Mortgage Rate Bubble Could SHIFT The Housing Market
Are you a first time home buyer wondering how to become a homeowner with housing affordability at all time lows as house prices and mortgage interest rates head higher? What's the solution for buying a house in this real esta...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
EP79 - How To Buy A House In An Unaffordable Housing Market
The FED is likely done with their interest rate hikes as inflation continues to moderate. Lower Inflation should lead to lower interest rates, in turn, pushing home prices up in 2024. The American Enterprise Institute is prec...
The very first step when buying a house is to create a budget. This is really the foundation for homeownership in any housing market. How do you create a budget? How do you create a budget to save money when buying a house in...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
Black Knight reported that home prices grew by .67% on a seasonally adjust month over month basis taking it to new record highs at a time when mortgage interest rates are touching 23 year highs. Should you buy now or wait? In...
Dave Ramsey is simply wrong about buying a house in 2023. While the Dave Ramsey Show offers a lot of great financial advice, there is one big flaw when it comes to Dave's 25% House Rule in that it's not practical for the majo...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
The Housing Market has remained resilient in face of the media continually calling for a housing crash. While the fed has hiked rates 11 times, inflation has moderating while house prices have started to turn back positive wh...
Do NOT Buy a House In 2023 without understanding the mistakes we have made when buying and selling real estate. What do you have to consider when buying a home in this housing market? In this episode, we discuss the mistakes ...
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
EP76 - Don't Make These MISTAKES When Buying A House in 2023
The FED Is Set To Hike The Fed Funds Rate for the 11th time in this cycle when mortgage rates are sitting near recent highs. How will this impact House Prices, Housing Affordability and The Housing Market? Should you buy now ...