Are you a first time home buyer wondering about gift funds when buying a house? Can you use gift money to buy a house as a first time home buyer? How much of your down payment can be a gift? Can you get a gift for the down pa...

Existing home sales dropped 22% year over year in March as house prices continue to rise in areas with low inventory. While inflation is moderating, mortgage interest rates remain in the mid 6% range locking sellers into thei...

Are you a homeowner or a first time home buyer wondering which improvements add the most value to your home? Which value add improvements should you consider when buying a house? In this episode, we discuss the best improveme...

The Fed expects the banking crisis to cause a recession in 2023 while at the same time keeping interest rate hikes on the table. Should you buy a house now or wait for a housing crash? In this LIVE, we will give a brief overv...

Are you a first time home buyer wondering how your student loan debt may affect your ability to qualify for a mortgage? What's so special about student loans when buying a house? What if my student loans are in forbearance? H...

What is The Educated HomeBuyer? Why are Josh and I so passionate about helping first time home buyers achieve the goal of homeownership? In this episode, we have a great conversation with Michael Zuber from One Rental At A Ti...

Are you a first time home buyer considering buying a home in 2023 but unsure about FHA vs Conventional? Which loan program is right for you? What are the fha loan requirements? What are the conventional loan requirements? Wha...

Consumer confidence in the US housing market just approached an all time low as buyers and sellers deal with The FED, Higher Mortgage Interest Rates, High Home Prices in addition to having anxiety about job security. In this ...

Are you considering refinancing your current mortgage to pay off debt, lower your mortgage payment, get rid of PMI or just get better loan terms? When does it make sense to refinance? Should you refinance your current mortgag...

Imagine opening the door to your new home in California, knowing you made it happen with a smart financial move. That's what the California Dream for All program is all about—making homeownership achievable through shared app...

The 2023 Housing Market continues to surprise first time home buyers especially those expecting a housing collapse. In the face of unaffordable housing we are seeing home sales increase due to a low supply of homes along with...

Are you future investor wondering how to get started investing in real estate? How do you decide if a piece of property makes a good investment opportunity? Should you consider investing out of state? How do you make the numb...

Mortgage Demand Jumps in the past week amid bank closures, as mortgage interest rates took a dip. At the same time confidence in the US Housing Market is approaching an all time low. Will the future of interest rates help or ...

Are you a first time home buyer that has questions about mortgage insurance when buying a house? What is mortgage insurance? Who has to pay mortgage insurance? Who does mortgage insurance protect? Is mortgage insurance the sa...

Housing Affordability is sitting at the lowest level in a decade as many homebuyers retreat to the sidelines as higher interest rates continue to crimp both housing inventory and affordability. Will this continue into the sp...

The 2023 Housing Market Is On Fire AGAIN but will it last? Should you Buy Now or Wait for Housing Affordability To Improve? Is there a change we will see a housing crash in 2023? Why are some markets selling above the aski...

The Housing Market Is Remaining VERY Strong in the face of higher mortgage rates and lower demand due to an incredibly low amount of housing inventory. Will this continue into the spring housing market or will higher interes...

Are you a first time home buyer wondering how much home you can afford to purchase? How do lenders calculate how much I qualify for when buying a house? What goes into my debt to income ratio? How does a lender determine h...

Mortgage Interest Rates are headed back towards the peak after key inflation data rose more than expected. How will this data impact the housing market? Does this give the FED an opportunity to remain aggressive on intere...

Are you a first time home buyer wondering how much down payment is required to buy a house in the 2023 Housing Market? Where can your down payment come from when buying a house? What's the difference between down payment an...

This Housing Market has started to heat up due to low supply and higher buyer demand. What does that mean for the future of the housing market? Are mortgage rates going to continue to back up or will we see lower interest rat...

Are you a first time home buyer wondering how much you're being charged on your mortgage? Are you having a difficult time understanding the loan estimate on your mortgage? How do you compare one lender to another by looking...

This Housing Market has started to pick up on the sign of lower interest rates and lower inflation while inventory remains a HUGE problem in my real estate markets. What does that mean for the future of the housing market? S...

Are you a first time home buyer worried about buying the wrong home? Why do homes fall out of escrow? If a home falls out of escrow, does that mean there is something wrong with it or that it's overpriced? In this episode,...