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The Educated HomeBuyer Podcast
Aug. 7, 2024

Unlocking the Secrets of Mega Banks | Your Ultimate Guide to Mortgage Loans

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Aug. 6, 2024

Here's Why Interest Rates Will Continue To Go LOWER

Mortgage Interest Rates have dropped over .75% in just over a month and likely to continue lower. In this video, we dive into why interest rates are expected to continue moving lower, despite recent highs. We explore the Federal Reserve's dual mandate and how their focus on price stability and…

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Aug. 5, 2024

The Importance of Availability for Real Estate Agents | Tips for Success

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Aug. 4, 2024

The Pros and Cons of Big Banks vs Niche Lenders | Which is Faster and More Efficient

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Aug. 3, 2024

How to Close a Mortgage in Record Time | Insider Tips Revealed

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Aug. 2, 2024

The Importance of Thorough and Detail Oriented Mortgage Pre Approval Process

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Aug. 1, 2024

How to Choose the Right Mortgage Expert for You

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July 31, 2024

The Importance of Finding a Friendly and Reliable Mortgage Lender

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July 30, 2024

Where Are House Prices Headed With Lower Mortgage Interest Rates?

Will the Housing Market become more affordable with lower interest rates or will house prices continue to rise? Should you BUY NOW or WAIT for Lower House Prices? Will we continue to see house prices set record highs or will we see the Housing Market slow down as housing affordability…

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July 30, 2024

When Real Estate Goes WRONG | Real Client Lessons

The housing market is a minefield—are you prepared to navigate it? In this episode, we dive into real client stories that highlight the crucial need to start early and work with a professional. From complicated loans and unexpected property issues to the pitfalls of rate decisions, these real-life experiences underscore…

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July 23, 2024

The Truth About Rising Mortgage Delinquencies

Do NOT believe the media when it comes to headslines about delinquencies and foreclosure. As headlines scream about rising foreclosures, it's easy to feel alarmed. But is there really cause for concern? In this video, we dive into the data to uncover why these rising numbers aren't as scary as…

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July 22, 2024

Housing Supply Is At Multi Year Highs | Buy Now or Wait?

Housing Inventory Is FINALLY starting to grow with inventory sitting nearly 40% higher than 2023. What will this mean for the housing market and house prices? In this live video, we discuss rising housing supply, inflaiton, mortgage interest rates and how that may affect the 2024 housing market as we…

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July 16, 2024

You Will REGRET Getting Your Mortgage From This Lender

Do NOT get your mortgage from a Big Box Lender! In today's show, we dive deep into all your mortgage options and explain why avoiding Big Box Lenders is crucial. We'll explore banks, credit unions, mortgage companies, brokers, and large call center lenders, giving you the pros and cons of…

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July 15, 2024

Mortgage Rates Are Headed LOWER

Are you tired of high mortgage rates? Good news is on the horizon! In 2023, we saw mortgage rates skyrocket after the collapse of Silicon Valley Bank, hitting new highs due to terrible spreads between the 30-year mortgage and the 10-year yield. But this year, things are looking up. The…

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July 9, 2024

Velocity Banking Is A Complete SCAM

Think velocity banking is your ticket to a debt-free future? Before you dive in, watch this video. We uncover the hidden pitfalls and high risks of this popular mortgage payoff strategy. Learn why it might not be the magic solution it's cracked up to be and how it could end…

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July 8, 2024

The Housing Market Is Up 44% Since 2020 | It Has To Crash, Right?

The Housing Market (national home prices) are up a staggering +44.1% since March 2020. Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that…

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July 2, 2024

How Much Are You Really Paying For Your Mortgage?

Are you a first time home buyer wondering how much you're being charged on your mortgage? Are you having a difficult time understanding the loan estimate on your mortgage? How do you compare one lender to another by looking at the loan estimate? What is a loan estimate? When Should…

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July 1, 2024

The Housing Market Is Selling At A Discount

The Typical U.S. Home Is Selling For .03% Less Than List Price with 37.6% of the homes on the market have taken a price cut. This marks the first time the typical home has sold under list price this time of year since the onset of the pandemic in 2020,…

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June 25, 2024

2nd Half Forecast | Where Is The Housing Market & Interest Rates Headed?

Where is the housing market headed into 2024 for the second half of the year? Is this the year of lower rates and more inventory or a housing market crash? In this episode, Jeb Smith and Josh Lewis discuss their forecast for the remainder of the housing market in 2024.…

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June 24, 2024

House Prices Hit An All Time HIGH

House prices rose 5.8% year over year and hit a new all -time high of $419,300 even as inventory of homes for sale continues to rise. In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data…

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June 18, 2024

Inventory is INCREASING, So What!

Inventory is UP over 36% year over year while house prices continue to push higher. How is inventory and prices growing at the same time? It's because all real estate is local! In this episode, we discuss why inventory alone doesn't tell the whole story and what you should pay…

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June 17, 2024

Mortgage Interest Rates Will Keep FALLING

Lower inflation and jobs numbers have allowed the 10 year to moderate leaing to lower mortgage rates. How will this affect the housing market? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping…

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June 11, 2024

The Latest From The FED On Inflation and Interest Rate Cuts

The direction of the housing market is being held in the palm of the Federal Reserve. In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a…

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June 11, 2024

5 Costly Mortgage Mistakes Homebuyers Make in 2024

You will regret getting a mortgage in 2024 if you aren't careful. It's really easy to make mistakes when getting a mortgage to buy a house because the timeframes are so quick. How do you avoid making mistakes when getting a loan? What do you need to take into account…

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