The housing market is a minefield—are you prepared to navigate it? In this episode, we dive into real client stories that highlight the crucial need to start early and work with a professional. From complicated loans and unexpected property issues to the pitfalls of rate decisions, these real-life experiences underscore…
Do NOT believe the media when it comes to headslines about delinquencies and foreclosure. As headlines scream about rising foreclosures, it's easy to feel alarmed. But is there really cause for concern? In this video, we dive into the data to uncover why these rising numbers aren't as scary as…
Housing Inventory Is FINALLY starting to grow with inventory sitting nearly 40% higher than 2023. What will this mean for the housing market and house prices? In this live video, we discuss rising housing supply, inflaiton, mortgage interest rates and how that may affect the 2024 housing market as we…
Do NOT get your mortgage from a Big Box Lender! In today's show, we dive deep into all your mortgage options and explain why avoiding Big Box Lenders is crucial. We'll explore banks, credit unions, mortgage companies, brokers, and large call center lenders, giving you the pros and cons of…
Are you tired of high mortgage rates? Good news is on the horizon! In 2023, we saw mortgage rates skyrocket after the collapse of Silicon Valley Bank, hitting new highs due to terrible spreads between the 30-year mortgage and the 10-year yield. But this year, things are looking up. The…
Think velocity banking is your ticket to a debt-free future? Before you dive in, watch this video. We uncover the hidden pitfalls and high risks of this popular mortgage payoff strategy. Learn why it might not be the magic solution it's cracked up to be and how it could end…
The Housing Market (national home prices) are up a staggering +44.1% since March 2020. Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that…
Are you a first time home buyer wondering how much you're being charged on your mortgage? Are you having a difficult time understanding the loan estimate on your mortgage? How do you compare one lender to another by looking at the loan estimate? What is a loan estimate? When Should…
The Typical U.S. Home Is Selling For .03% Less Than List Price with 37.6% of the homes on the market have taken a price cut. This marks the first time the typical home has sold under list price this time of year since the onset of the pandemic in 2020,…
Where is the housing market headed into 2024 for the second half of the year? Is this the year of lower rates and more inventory or a housing market crash? In this episode, Jeb Smith and Josh Lewis discuss their forecast for the remainder of the housing market in 2024.…
House prices rose 5.8% year over year and hit a new all -time high of $419,300 even as inventory of homes for sale continues to rise. In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data…
Inventory is UP over 36% year over year while house prices continue to push higher. How is inventory and prices growing at the same time? It's because all real estate is local! In this episode, we discuss why inventory alone doesn't tell the whole story and what you should pay…
Lower inflation and jobs numbers have allowed the 10 year to moderate leaing to lower mortgage rates. How will this affect the housing market? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping…
The direction of the housing market is being held in the palm of the Federal Reserve. In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a…
You will regret getting a mortgage in 2024 if you aren't careful. It's really easy to make mistakes when getting a mortgage to buy a house because the timeframes are so quick. How do you avoid making mistakes when getting a loan? What do you need to take into account…
Home prices eased to 5.1% annually in April while housing nearly 90% of U.S. metropolitan areas now have more homes for sale than at this same point last year, with inventory in 14 of the top 100 markets having returned to pre-pandemic, 2017-2019 levels. Should you buy now or wait?…
Refinancing your mortgage could be a HUGE mistake. Are you considering refinancing your current mortgage to pay off debt, lower your mortgage payment, get rid of PMI or just get better loan terms? What mistakes should you avoid? When does it make sense to refinance? Should you refinance your current…
The Costs Of Waiting are hurting those sitting on the sidelines waiting for a housing crash as the latest report from Case-Shiller shows that the National House Price Index Was Up 6.5% year-over-year in March. Should you buy now or wait? In this live episode, we are going to discuss…
Are you a first time home buyer wondering how much in assets you need when buying a home? What are assets in context of getting a mortgage loan? How long do the assets need to be sourced and seasoned? What happens when your assets are in cash? Which assets can…
Mortgage Interest Rates are sitting at the lowest level we've seen in a few months with both inflation and employment supporting a slowing economy. While the FED wants to keep interest rates higher for longer, the reality is we've likely seen the peak in 2024. In this live episode, we…
Are you a first time home buyer wondering how to lock your loan? When should you lock your mortgage interest rate? How do you lock your interest rate? What should you consider when locking your loan? In this video, we discussing the mortgage rate lock in detail and answer all…
The Economic Data Shows The Economy Is Slowing Which Has Caused Interest Rates To Pull Back Under 7%. In this random live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects…
What's currently happening in the housing market that may affect you as a buyer or seller? What's happening with mortgage interest rates? Should you lock before tomorrow's inflation numbers? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment…
