The White House is considering declaring a national housing emergency but will it actually make homes more affordable? In this episode, Jeb Smith and Josh Lewis break down what emergency powers could realistically change, the political theater behind it, and which proposals (like expanding capital gains exemptions or auctioning federal…

Mortgage demand jumps to the highest level in three years, as interest rates drop sharply. Should you buy now or wait for lower mortgage interest rates? In this LIVE episode we will discuss the current housing market while updating you on mortgage rates and the economy to help you become…

Donald Trump is making moves to reshape the Federal Reserve and it could mean big changes for mortgage interest rates. In this episode, we break down how Trump’s potential Fed nominees could influence rate cuts, what it means for the housing market, and how it might actually backfire for homebuyers.…

Mortgage rates have dipped recently, but don’t expect that trend to continue in 2025. Fannie Mae now projects rates will end the year around 6.5%—barely changed from today. Despite media hype, experts say a real plunge isn’t coming anytime soon. In this LIVE episode we will discuss Fannie Mae's Mortgage…

Think your credit score is too low to buy a home? That may be about to change. In this episode, Jeb Smith and Josh Lewis sit down with Anthony Hutchinson of VantageScore to break down a major shift in the mortgage world. For the first time ever, Fannie Mae and…

Zillow updated it's housing market forecast projecting that US Home Prices will go up over the next year! Should you buy now or wait? In this LIVE episode we will discuss Zillow's Housing Market Forecast while updating you on mortgage rates and the economy to help you in today's housing…

Everyone’s waiting for 5%, but the market is already moving and most people don’t even realize it. In this episode, we break down the real trigger behind today’s shift in buyer behavior, the silent surge in refinances, and why it all matters more than you think. The numbers are changing,…

"Skip two payments!" "No cost refi!" "Lock it now or lose it!" — Sound familiar? In this episode, we pull back the curtain on the most common (and misleading) mortgage sales pitches. We also break down what these phrases really mean, why they’re used, and how to spot red flags…

Home prices in some U.S. cities are not just affordable, they’re undervalued by double digits, according to new Moody’s data. In this video, I break down the top 24 markets where home prices are priced below fundamentals and why these areas could be hidden opportunities for buyers. We’ll look at…

The One Big Beautiful Bill just passed, but will it actually save you money as a homeowner—or cost you more? In this episode, we break down exactly how the bill affects mortgage interest deductions, SALT caps, and future interest rates. Whether you're buying your first home or thinking about selling,…

Mortgage Interest Rates Hit a 2025 Low But can this trend continue? How low will interest rates go? Should you lock in now or wait? In today's LIVE, we're giving you a weekly update to help you become The Educated HomeBuyer. ============================================== ✅ Ready to find the right loan? Start…

Mortgage interest rates are finally trending lower after the employment market shows considerable weakness. How low can interest rates go? Should you buy now or wait? In today's LIVE, we are going to discuss the current housing market, mortgage rates as well as the ecomony to help you become The…

Wondering when mortgage interest rates will finally drop? You're not alone—and in this episode, Josh and Jeb break down exactly what needs to happen before rates head lower. From Fed policy and labor data to inflation, tariffs, and recession risks, we unpack the full picture so you know what to…

Huge miss in non-farm payrolls creates a big old rally in the bond market. It's reframing the picture of the labor market making a case for more rate cuts in the short term . In today's LIVE, we are going to discuss the current housing market, mortgage rates as well…

Will the Housing Market continue to become more affordable ? Should you BUY NOW or WAIT for even Lower House Prices? Will we continue to see house price appreciation slow down or will buyer demand drive prices up as mortgage interest rates come down? In today's LIVE, we are going…

Millions of Americans may soon qualify for a mortgage without a traditional FICO score. In this episode, Jeb and Josh break down how VantageScore 4.0 could reshape homeownership by scoring renters, gig workers, and others left behind by outdated credit models. They explain why this shift matters, how it compares…

Trump is ramping up pressure on Jerome Powell and signaling that rate cuts are coming. After a high-stakes meeting, Trump expressed confidence that the Federal Reserve is ready to ease monetary policy, potentially shifting the trajectory of interest rates and the housing market. This LIVE episode breaks down Trump’s remarks,…

Buyers finally have the upper hand in my markets out there as inventory continues to grow while housing affordability remains strained. This imbalance is putting pressure on sellers to adjust house prices lower giving buyers more leverage. In today's LIVE, we are going to discuss the current housing market, mortgage…

Are interest rate buydowns really a smart move? In this episode, we break down the real math behind temporary and permanent buy downs and why seller credits aren’t “free money” if you don’t know your break-even point. Josh and Jeb walk through the pros, cons, and smarter alternatives of permanent…

78 U.S. housing markets have FLIPPED to a buyer’s market and the trend is accelerating. In cities like Cape Coral, San Antonio, and parts of the Sun Belt, inventory has surged back to pre-pandemic levels, tipping the scales toward homebuyers for the first time in years. Fueled by affordability strain…

The housing market is shifting and we are not on the same page. After years of aligned optimism, this episode marks a sharp divide in how we see 2025 unfolding. Inventory is growing, demand is strained, and the power dynamic between buyers and sellers is starting to change. If you're…

Trump’s new tariff proposals are sending shockwaves through the economy and mortgage rates are caught in the crossfire. Rising costs from imported goods could push inflation higher, forcing the Fed to rethink its game plan. In this video, we break down how tariffs could derail lower rate projections and what…

Mortgage interest rates are not controlled by the Fed or TRUMP. In this episode, we break down why political headlines and rate cut demands from figures like Trump and Bill Pulte completely miss the mark. You’ll learn the real drivers of mortgage interest rates and why market expectations, inflation, and…

The June jobs report came in well above expectations — but the bond market isn’t buying it. In this live update, we break down what today’s surprise numbers really mean for mortgage rates, how the data compares to everything else we’ve seen this week, and why smart homebuyers should be…