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The Educated HomeBuyer Podcast
July 29, 2025

Here's Where House Prices Are Headed

Will the Housing Market continue to become more affordable ? Should you BUY NOW or WAIT for even Lower House Prices? Will we continue to see house price appreciation slow down or will buyer demand drive prices up as mortgage interest rates come down? In today's LIVE, we are going…

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July 28, 2025

VantageScore Will Have a HUGE IMPACT On Buyer Demand

Millions of Americans may soon qualify for a mortgage without a traditional FICO score. In this episode, Jeb and Josh break down how VantageScore 4.0 could reshape homeownership by scoring renters, gig workers, and others left behind by outdated credit models. They explain why this shift matters, how it compares…

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July 25, 2025

TRUMP Pushes Powell To Cut Interest Rates

Trump is ramping up pressure on Jerome Powell and signaling that rate cuts are coming. After a high-stakes meeting, Trump expressed confidence that the Federal Reserve is ready to ease monetary policy, potentially shifting the trajectory of interest rates and the housing market. This LIVE episode breaks down Trump’s remarks,…

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July 23, 2025

The Housing Market Is FINALLY Favoring Buyers

Buyers finally have the upper hand in my markets out there as inventory continues to grow while housing affordability remains strained. This imbalance is putting pressure on sellers to adjust house prices lower giving buyers more leverage. In today's LIVE, we are going to discuss the current housing market, mortgage…

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July 21, 2025

Seller Credits EXPLAINED for Homebuyers - Interest Rate Buydowns 101

Are interest rate buydowns really a smart move? In this episode, we break down the real math behind temporary and permanent buy downs and why seller credits aren’t “free money” if you don’t know your break-even point. Josh and Jeb walk through the pros, cons, and smarter alternatives of permanent…

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July 16, 2025

78 Housing Market's Just SHIFTED To A Buyer's Market

78 U.S. housing markets have FLIPPED to a buyer’s market and the trend is accelerating. In cities like Cape Coral, San Antonio, and parts of the Sun Belt, inventory has surged back to pre-pandemic levels, tipping the scales toward homebuyers for the first time in years. Fueled by affordability strain…

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July 14, 2025

RED FLAGS for the Housing Market

The housing market is shifting and we are not on the same page. After years of aligned optimism, this episode marks a sharp divide in how we see 2025 unfolding. Inventory is growing, demand is strained, and the power dynamic between buyers and sellers is starting to change. If you're…

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July 11, 2025

TRUMP Tariffs Are Causing CHAOS With Mortgage Rates

Trump’s new tariff proposals are sending shockwaves through the economy and mortgage rates are caught in the crossfire. Rising costs from imported goods could push inflation higher, forcing the Fed to rethink its game plan. In this video, we break down how tariffs could derail lower rate projections and what…

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July 7, 2025

TRUMP Is WRONG About Mortgage Interest Rates

Mortgage interest rates are not controlled by the Fed or TRUMP. In this episode, we break down why political headlines and rate cut demands from figures like Trump and Bill Pulte completely miss the mark. You’ll learn the real drivers of mortgage interest rates and why market expectations, inflation, and…

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July 3, 2025

STRONG Jobs Data A Problem For Homebuyers AND The FED

The June jobs report came in well above expectations — but the bond market isn’t buying it. In this live update, we break down what today’s surprise numbers really mean for mortgage rates, how the data compares to everything else we’ve seen this week, and why smart homebuyers should be…

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June 30, 2025

Housing Supply Will Have A HUGE Impact On House Prices

The housing market hasn't crashed. It's just no longer on fire. Homes are sitting longer, price cuts are returning, and buyers finally have leverage in markets like Texas and Florida. Jeb and Josh break down what this shift means for your next smart move whether you're buying or selling. It's…

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June 27, 2025

Falling Prices Ahead For The Housing Market?

Higher Interest Rates and seasonality are having a huge impact on home sales. Is this the time to step in and buy or should you wait? In this weekly live we will update on you on what's happening in the economy and the housing market to help you become The…

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June 23, 2025

5 BIGGEST First Time Home Buyer MISTAKES

First-time buyers are still losing deals and missing opportunities, even when they’re financially ready. In this episode, Jeb and Josh reveal the five biggest mistakes smart buyers make and how to avoid each one with calm, clear strategy. They cut through conflicting advice and market noise to help you focus…

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June 20, 2025

The FED May CUT Interest Rates As Early As July

Mortgage rates held steady around 6.93% this week, but under the surface, inflation data came in softer, hinting at a potential shift in the housing market. With cooling price pressures, stable wage growth, and a resilient consumer, the Fed may have more room to ease up. Mortgage applications jumped over…

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June 16, 2025

REDFIN Warning: Home Prices Likely to Fall

Redfin's headlines about a collapsing housing market are grabbing attention, but the full story is more nuanced. Jeb and Josh break down what the data really shows and explain why it doesn’t signal a crash in most markets. They walk through local trends, pricing behavior, and smart strategies for today’s…

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June 10, 2025

Fannie Mae Predicts LOWER Mortgage Rates By December 2025

Mortgage rates are expected to drop, but not as quickly as many hope. Fannie Mae projects 30-year rates will fall to 6.1% by the end of 2025 and 5.8% in 2026, while others warn a market correction may be coming. In this live episode, we are going to discuss the…

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June 9, 2025

Mortgage Interest Rates Will DECLINE In 2025

Fannie Mae's latest mortgage forecast suggests a potential shift, forecasting lower rates for 2025 and 2026. This adjustment, though modest, could lead to a major refi boom, according to experts. Stay informed on how mortgage rates and the housing market are evolving to make the best financial decisions for your…

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June 2, 2025

Where Are House Prices Headed With Higher Mortgage Interest Rates?

Will the Housing Market become more affordable with higher interest rates or will house prices continue to rise? Should you BUY NOW or WAIT for Lower House Prices? Will we continue to see house prices climb or will we see the Housing Market slow down as housing affordability remains a…

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June 2, 2025

TRUMP’s 2025 Budget Will Have A HUGE Impact On Housing Affordability

Curious about how Trump's 2025 budget could impact the housing market? In this video, we break down how proposed policies might affect your ability to buy or own a home, from potential tax cuts and deregulation to changes in mortgage rates and housing demand. Forget the headlines—this is a practical…

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May 27, 2025

The Housing Market Is Shifting Fast in 2025

Home-price appreciation is still rising in 2025, though the pace is starting to cool. The S&P CoreLogic Case-Shiller Index shows a 3.37% annual increase in March, with Midwest and Northeast cities leading gains. Rising inventory is giving buyers more leverage, but recent tariff-driven rate hikes may slow momentum. In this…

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May 26, 2025

Self-Employment 101 - How To Buy A House Being Self Employed

You can earn $200K a year and still be denied for a mortgage, that’s the harsh reality for self-employed borrowers. This episode unpacks why lenders don’t care what you make, only what you can prove, and how your tax return is the real deciding factor. In this video, we break…

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May 20, 2025

Housing Market CHAOS: Mortgage Rates Are CLIMBING

Mortgage Rates have been climbing since March even in the face of better than expected inflation. Will will we see mortgage rates decline? How long can this continue? In this live, we break down what's happening in the housing market to make you a better first time home buyer or…

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May 19, 2025

Why Buying Still Beats Renting | 30-Year Wealth Comparison

Most people think real estate and the housing market is about timing, but the real win is staying in the game. Over the last 30 years, homeowners have survived crashes, inflation, and uncertainty while building massive equity. In this episode, Jeb and Josh break down why a 30-year mindset beats…

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May 13, 2025

Mortgage Delinquencies Are RISING - Is The Housing Market In TROUBLE?

Foreclosures are rising—and one loan type just hit its highest rate since 2019. The national mortgage delinquency rate climbed to 4.04% in Q1 2025, and while overall foreclosure rates remain below historical norms, VA loans saw a surge. In this live, we break down what's happening with mortgage delinquencies, the…

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