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The Educated HomeBuyer Podcast
June 10, 2025

Fannie Mae Predicts LOWER Mortgage Rates By December 2025

Mortgage rates are expected to drop, but not as quickly as many hope. Fannie Mae projects 30-year rates will fall to 6.1% by the end of 2025 and 5.8% in 2026, while others warn a market correction may be coming. In this live episode, we are going to discuss the…

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June 9, 2025

Mortgage Interest Rates Will DECLINE In 2025

Fannie Mae's latest mortgage forecast suggests a potential shift, forecasting lower rates for 2025 and 2026. This adjustment, though modest, could lead to a major refi boom, according to experts. Stay informed on how mortgage rates and the housing market are evolving to make the best financial decisions for your…

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June 2, 2025

Where Are House Prices Headed With Higher Mortgage Interest Rates?

Will the Housing Market become more affordable with higher interest rates or will house prices continue to rise? Should you BUY NOW or WAIT for Lower House Prices? Will we continue to see house prices climb or will we see the Housing Market slow down as housing affordability remains a…

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June 2, 2025

TRUMP’s 2025 Budget Will Have A HUGE Impact On Housing Affordability

Curious about how Trump's 2025 budget could impact the housing market? In this video, we break down how proposed policies might affect your ability to buy or own a home, from potential tax cuts and deregulation to changes in mortgage rates and housing demand. Forget the headlines—this is a practical…

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May 27, 2025

The Housing Market Is Shifting Fast in 2025

Home-price appreciation is still rising in 2025, though the pace is starting to cool. The S&P CoreLogic Case-Shiller Index shows a 3.37% annual increase in March, with Midwest and Northeast cities leading gains. Rising inventory is giving buyers more leverage, but recent tariff-driven rate hikes may slow momentum. In this…

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May 26, 2025

Self-Employment 101 - How To Buy A House Being Self Employed

You can earn $200K a year and still be denied for a mortgage, that’s the harsh reality for self-employed borrowers. This episode unpacks why lenders don’t care what you make, only what you can prove, and how your tax return is the real deciding factor. In this video, we break…

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May 20, 2025

Housing Market CHAOS: Mortgage Rates Are CLIMBING

Mortgage Rates have been climbing since March even in the face of better than expected inflation. Will will we see mortgage rates decline? How long can this continue? In this live, we break down what's happening in the housing market to make you a better first time home buyer or…

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May 19, 2025

Why Buying Still Beats Renting | 30-Year Wealth Comparison

Most people think real estate and the housing market is about timing, but the real win is staying in the game. Over the last 30 years, homeowners have survived crashes, inflation, and uncertainty while building massive equity. In this episode, Jeb and Josh break down why a 30-year mindset beats…

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May 13, 2025

Mortgage Delinquencies Are RISING - Is The Housing Market In TROUBLE?

Foreclosures are rising—and one loan type just hit its highest rate since 2019. The national mortgage delinquency rate climbed to 4.04% in Q1 2025, and while overall foreclosure rates remain below historical norms, VA loans saw a surge. In this live, we break down what's happening with mortgage delinquencies, the…

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May 12, 2025

First Time Home Buyer Guide To Buying A House In 2025

Buying your first home is easy when you understand what the process looks like. In this episode, we go through the entire home buying process from A to Z for first time home buyers. If you are a first time home buyer, watch this before you buy! 👉 Want help…

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May 7, 2025

Interest Rates Will Stay HIGHER For LONGER

The FED Just left the Federal Funds rate unchanged signaling that mortgage rates will likely stay higher for longer. The Federal Reserve sees uncertainty withinflation and employment leading them to due exactly as the market was expecting, nothing. In this live, we break down what's happening with the economy, The…

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May 5, 2025

The UNCERTAINTY Of Mortgage Interest Rates Is Getting WORSE

Mortgage rates are reacting more volatile than ever before, creating an environment full of uncertainty. In this video, we break down what’s driving rate volatility and why even positive news can push rates higher fast. With Fannie Mae projecting a gradual decline, the reality is that short-term rate moves remain…

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April 30, 2025

Sellers Are CUTTING Prices At The Highest Rate In 10 Years

The Housing Market is FINALLY Moving In Favor of Buyers But Is Now The Right Time To Buy? In this live, we break down what's happening with the economy, The FED, inflation, mortgage rates, inventory and demand to help you determine whether you should buy now or wait. =============================================== ✅…

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April 28, 2025

Mortgage Interest Rates Will Have a HUGE IMPACT On Home Prices

Home prices, interest rates, and affordability are colliding in 2025 and the housing market’s shifting fast. In this episode, we break down how mortgage rates are impacting supply, demand, competition, and long-term wealth-building. We show you why affordability isn't just about monthly payments, and how smart buyers are navigating today's…

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April 22, 2025

House Prices Are Expected To DECLINE Through 2026

Home prices are now projected to decline nationally, with Zillow forecasting a drop in house prices through March 2026. Inventory is climbing, buyer options are growing, and sellers are losing some of their leverage. While mortgage rates remain volatile, this shift could create opportunity for buyers who are prepared. In…

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April 21, 2025

The TRUTH About FHA Loans - FHA Loans 101

FHA loans offer low down payments and flexible credit requirements, BUT most buyers don’t understand how they really work. In this episode, we break down the facts, from qualification myths to hidden costs like mortgage insurance and lender overlays. You’ll learn how FHA compares to conventional loans, when it makes…

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April 14, 2025

The Housing Market Is SHIFTING In Favor of Buyers

Mortgage interest rates just hit the highest levels we've seen in months while inventory continues to grow. Is this the new normal or just a temporary blip on the radar? Should you buy now or wait? In this live, we break down what's driving mortgage rates higher and what you…

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April 14, 2025

Tariffs Just Threw the Housing Market Into Chaos

Tariffs are back and they’re shaking up the housing market fast. In this episode, we break down how rising mortgage rate volatility is impacting buyers, sellers, and affordability. If you're in the market or just watching from the sidelines, here's what you need to know now before things shift again.…

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April 10, 2025

Mortgage Interest Rates Just Had a Major Spike!

Mortgage interest rates just saw one of the biggest single-day jumps since 2022—up nearly 0.30% in just 24 hours. In this video, we break down what caused the spike, why volatility like this matters, and what it could mean for homebuyers and the housing market moving forward. =============================================== ✅ Ready…

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April 7, 2025

Waiting For Lower Mortgage Interest Rates WILL COST YOU!

Mortgage rates are high, affordability feels impossible, and many buyers are frozen by fear and misinformation. In this episode, Jeb and Josh break down what’s really holding people back from buying even when they're financially ready. We dig into buyer psychology, survey data, and why waiting for a “perfect” rate…

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April 3, 2025

Mortgage Delinquencies Are RISING - Should You Be Worried?

Delinquency rates are rising but is it time to panic? In this video, we break down the real story behind recent headlines and viral posts claiming homeowners are in trouble. In this episode we discuss what's currently happening the 2025 housing market while answering your mortgage and real estate questions…

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March 31, 2025

A RECESSION Will Have A HUGE Impact On First Time Home Buyers

A recession changes the game for first-time homebuyers, and not always in the way you’d expect. As the economy slows, we’re seeing early signs of softening interest rates, flattening home prices, and tighter lending standards. While that can open doors for some buyers, it could slam them shut for others.…

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March 27, 2025

Inventory Is CLIMBING Nationwide But Who Cares

Housing Supply is up 30% from last year with 30% of that inventory in Florida and Texas. So if your located in Maine, do you really care what the housing market is doing in Florida? In this episode we discuss what's currently happening the 2025 housing market while answering your…

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March 24, 2025

New Tariffs Will SHIFT The Housing Market

Mortgage rates are stuck, affordability is brutal, and the market is being pulled in every direction by economic uncertainty. With recession fears, Fed inaction, and global trade tensions—especially tariffs—heating up, volatility is the name of the game. This episode breaks down what’s really driving mortgage rates, why they’re likely to…

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