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The Educated HomeBuyer Podcast
March 12, 2026

Highest Mortgage Rates In More Than A Month

Highest Mortgage Rates In More Than A Month

Mortgage interest rates are moving higher due to uncertainy in the Middle East and how it will impact oil prices and inflation going forward. In this LIVE episode, we’re breaking down what’s really driving mortgage rates, how the latest inflation and jobs data impact the housing market, and what it…

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March 9, 2026

The Housing Market Is IMPROVING

The Housing Market Is IMPROVING

The housing market might finally be turning a corner… but what does that actually mean for buyers and homeowners? In this episode, we break down Zillow’s latest predictions on home prices and affordability, including why the average buyer may be able to afford about $30,000 more in home today than…

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March 5, 2026

Housing Affordability Will IMPROVE In 2026

Housing Affordability Will IMPROVE In 2026

The housing market is finally starting to move in the right direction according to Zillow. Lower mortgage rates, rising incomes, and a growing number of homes on the market are giving buyers more options than they’ve had in years. As more homes become accessible to the average household, Zillow expects…

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March 2, 2026

This Is When You Should REFINANCE Your Mortgage

This Is When You Should REFINANCE Your Mortgage

Interest Rates just hit a 3.5 year low. Should you refinance now or wait? Are you considering refinancing your current mortgage to pay off debt, lower your mortgage payment, get rid of PMI or just get better loan terms? How do you know when is the right time? In this…

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Feb. 25, 2026

Mortgage Rates HIT The Lowest Level In Nearly 4 Years

Mortgage Rates HIT The Lowest Level In Nearly 4 Years

Mortgage rates dropped sharply last week but will the trend continue? In this LIVE episode, we’re breaking down what’s really driving mortgage rates, how the latest inflation and jobs data impact the housing market, and what it all means for buyers and homeowners heading into 2026 so you can make…

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Feb. 23, 2026

Bank Statement Loans Explained: How to Qualify Without Tax Returns

Bank Statement Loans Explained: How to Qualify Without Tax Returns

If you’re self-employed and your tax returns show far less income than you actually make, you’ve probably been told you don’t qualify for a mortgage. In this episode, we break down exactly how bank statement loans work, how lenders calculate income, what they cost, and when they actually make sense.…

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Feb. 18, 2026

The FED Is SPLIT On Where Interest Rates Should Go

The FED Is SPLIT On Where Interest Rates Should Go

The Federal Reserve Minutes just released confirmed a divided Fed indicating that further interest rate cuts should be paused for now. Does this mean interest rates won't go down? Could they possibly reverse course? In this LIVE episode, we’re breaking down what’s really driving mortgage rates, how the latest inflation…

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Feb. 16, 2026

5 Reasons You SHOULD NOT Buy a Home

5 Reasons You SHOULD NOT Buy a Home

If you can’t confidently answer yes to these five checkpoints, you’re not ready to buy a home. In this episode, we break down the hard truths about knowing your numbers, avoiding house-poor mistakes, and why draining your savings is a red flag, not a badge of honor . Homeownership is…

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Feb. 11, 2026

How LOW Can INTEREST RATES Really Go?

How LOW Can INTEREST RATES Really Go?

If you’re waiting for mortgage rates to calm down before making a move, you might be waiting longer than you think. Rates remain volatile as mixed economic signals continue to roll in, with inflation cooling but employment surprising to the upside and unemployment ticking down to 4.3%, leaving many wondering…

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Feb. 9, 2026

The NEXT 60 Days Will Have A HUGE Impact On The 2026 Housing Market

The NEXT 60 Days Will Have A HUGE Impact On The 2026 Housing Market

The next 60 days will significantly impact the 2026 housing market, as the period of January through March generally dictates the trajectory for interest rates, buyer confidence, and seller behavior. By late March, it will be clear whether 2026 will be a buyer's market, a seller's market, or a stagnant…

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Feb. 4, 2026

The Housing Market Is Swinging Toward Buyers

The Housing Market Is Swinging Toward Buyers

62% of home buyers last year purchased at discount to original listing price, highest proportion since 2019. Will this trend continue into the 2026 housing market? In this LIVE episode we will discuss the current housing market while updating you on mortgage rates and the economy to help you become…

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Feb. 2, 2026

How The New FED Chair Will IMPACT Mortgage Interest Rates

How The New FED Chair Will IMPACT Mortgage Interest Rates

President TRUMP just elected a new FED chair, and many buyers are wondering what that actually means for mortgage rates. In this episode, we explain why the appointment of Kevin Warsh may not lead to the lower interest rates many people expect. We break down what the Federal Reserve can…

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Jan. 28, 2026

Homebuyers Are Backing Out At A RECORD PACE

Homebuyers Are Backing Out At A RECORD PACE

More than 40,000 signed home purchase agreements were canceled in December, representing 16.3% of all homes that went under contract, according to Redfin. Should you buy now or wait? In this LIVE episode we will discuss the current housing market while updating you on mortgage rates and the economy to…

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Jan. 26, 2026

The Housing Market Just SHIFTED To Balanced

The Housing Market Just SHIFTED To Balanced

The housing market in 2026 is shaping up to be the most normal market buyers and sellers have seen in years. In this video, we break down how rising inventory and cautiously returning demand are stabilizing the housing market after a period of extreme volatility. We explain how interest rates,…

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Jan. 21, 2026

The Housing Market Is BACK!

The Housing Market Is BACK!

Mortgage Applications jumped 16% as home buyers come back to the market. At the same time, mortgage rates are sitting near 3 year lows causing pending sales to hit multi-year highs. This is setting up to be the most balanced housing market we've seen in years. In this LIVE episode…

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Jan. 19, 2026

This Is EXACTLY How Much You Need To Buy A House In 2026

This Is EXACTLY How Much You Need To Buy A House In 2026

Buying a home isn’t one big payment—it’s a series of cash moments that catch people off guard and create unnecessary stress. In this episode, Jeb and Josh break down exactly how much cash you really need beyond the down payment, what each cost is for, and when the money is…

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Jan. 14, 2026

Mortgage Rates Just Dipped To 3 Year Lows

Mortgage Rates Just Dipped To 3 Year Lows

Housing affordability just improved as mortgage rates have fallen sharply following President Donald Trump’s order to purchase $200 billion in mortgage bonds. Shoiuld you buy now or wait for lower interest rates? In this LIVE episode we will discuss the current housing market while updating you on mortgage rates and…

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Jan. 12, 2026

TRUMP's 2026 Policies Will Have A HUGE Impact On The Housing Market

TRUMP's 2026 Policies Will Have A HUGE Impact On The Housing Market

President Trump just made some bold calls that will have a huge impact on the 2026 housing market. In this episode, we break down how Trump’s potential housing policies could impact mortgage rates, affordability, and buyer behavior heading into 2026. We separate real levers of power from political noise, so…

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Jan. 6, 2026

Here's Where House Prices Are Headed In 2026

Here's Where House Prices Are Headed In 2026

Will the Housing Market become more affordable in 2026? Should you BUY NOW or WAIT for Lower House Prices? Will we continue to see house prices move lower or will we see the Housing Market go higher as mortgage interest rates decline? Will it be easier as a first time…

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Jan. 5, 2026

2026 Mortgage Interest Rate Forecast

2026 Mortgage Interest Rate Forecast

The housing market is largely dependent on mortgage rates and 2026 is going to be the year that interest rates finally shift. In this episode we discuss our 2026 mortgage interest rate forecast while also discussing where we were right and wrong with our 2025 forecast. If you're planning on…

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Dec. 29, 2025

2026 Housing Market Forecast - Home Sales, Inventory & Mortgage Interest Rates

2026 Housing Market Forecast - Home Sales, Inventory & Mortgage Interest Rates

The housing market of 2026 is poised for significant changes, and we're providing our 2026 predictions to help you navigate it. We'll cover everything from home sales and home inventory to buyer demand and mortgage lenders, ensuring you're informed. This episode aims to equip potential homebuyers with strategy, considering the…

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Dec. 22, 2025

The Latest FED Policy Will Have A HUGE Impact On Mortgage Interest Rates

The Latest FED Policy Will Have A HUGE Impact On Mortgage Interest Rates

Fed Chair Powell just sent one of the clearest signals yet about where interest rates are headed and it could reshape mortgage rates in the 2026 housing market. In this episode, we break down the latest Fed policy, the dot plot, and why the market may be seeing something very…

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Dec. 17, 2025

The Housing Market SHIFT Is OVER!

The Housing Market SHIFT Is OVER!

The housing market shift everyone’s been talking about may already be behind us. Inventory is still rising, but the pace is slowing fast, and that changes the entire conversation for buyers and sellers. Tonight we break down what slowing inventory growth actually means, why some markets are stabilizing, and what…

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Dec. 15, 2025

Why Some Buyers Succeed in This Market (And Others Don’t)

Why Some Buyers Succeed in This Market (And Others Don’t)

Buying a home in this market feels impossible for many people, but the real stories in this episode prove that buyers are still winning every single day. We walk through the exact hurdles real clients faced and how they overcame appraisal issues, tough negotiations, timing challenges, and rising rates. If…

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