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The Educated HomeBuyer Podcast
Oct. 28, 2025

Zillow Just FLIPPED It's Home Price Forecast

Zillow just updated their 12 month forecast predicting home prices will likely rise between September of 2025 and September of 2026. While it's no longer negative, it's not exactly bullish either. Should you buy now or wait? ============================================== ✅ Ready to find the right loan and real estate agent? Start…

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Oct. 27, 2025

2026 Mortgage Interest Rates May SURPRISE You

Mortgage rates are finally trending lower but the experts aren’t all aligned. In this episode, we break down the latest data, forecasts, and why inflation, tariffs, and Fed policy could push rates into the high 5s before year-end. Whether you're refinancing or buying your first home, this conversation reveals what…

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Oct. 21, 2025

Waiting For Lower Mortgage Rates Will Cost You

Mortgage Interest Rates Continue To Grind Lower BUT that doesn't mean you should wait! Buying a home isn't about timing the market but rather buying when it's the right time for you. In this LIVE episode we will discuss buying now vs waiting while updating you on mortgage rates and…

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Oct. 20, 2025

Buying A House In 2026 - Your Roadmap To Homeownership

If you're planning to buy a home in 2026, waiting until spring will cost you. This episode is a step-by-step breakdown of what a real strategic pre-approval looks like and why most buyers blow it before they even start. Learn how to build confidence, win offers, and avoid working with…

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Oct. 13, 2025

What A Government SHUTDOWN Means For The Housing Market

You’ve done everything right.......saved, budgeted, got pre-approved and now the government shuts down. So what does that mean for your home purchase? In this episode, we break down the real impacts of the government shutdown on the housing market, from delayed USDA loans and flood insurance hiccups to IRS transcript…

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Oct. 6, 2025

15 States Signal a SOFTER Housing Market

We are seeing clear signs of softening as 15 states are now above pre-pandemic inventory levels. While manyregions are still tight, areas that overheated during the pandemic are seeing clear signs of softening. n this LIVE episode we will discuss the current housing market while updating you on mortgage rates…

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Oct. 6, 2025

Mortgage Rates Will Have A HUGE IMPACT On The Housing Market

Everyone thinks mortgage rates are the only factor that control home prices but the truth is way more complicated. In this episode, we dig into 25 years of real housing data to uncover when rates really moved the market… and when they didn’t. We also break down the emotional side…

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Sept. 29, 2025

Homebuilder REGRETS Price Cuts As The Housing Market Stabilizes

KB Home admits it may have gone too far with home price cuts in Florida—and now the housing market is showing signs of stabilizing. In this LIVE episode we will discuss the current housing market while updating you on mortgage rates and the economy to help you become The Educated…

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Sept. 29, 2025

Mortgage Interest Rates RISE After Fed CUT

The Fed just cut rates, but mortgage interest rates went up. In this episode, we break down the tug of war inside the Fed, exposing why mortgage rates remain stubbornly high despite market expectations. Inflation, outdated employment data, and political uncertainty are clouding every decision, and the outcome could keep…

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Sept. 23, 2025

Mortgage Interest Rates Are HIGHER (Not Lower) After Fed Rate Cut

Interest Rates jumped after sitting at 3 year lows. Where are interest rates going from here? Should you buy now or wait? In this LIVE episode we will discuss the current housing market while updating you on mortgage rates and the economy to help you become The Educated HomeBuyer. ==============================================…

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Sept. 22, 2025

Mortgage Rates Dropped - How To Renegotiate Your Interest Rate 101

What happens if mortgage rates drop after you've already locked yours in? In this episode, we break down rate lock float downs, explain how they work, and walk through when you might be able to renegotiate for a better rate. We also cover what lenders typically allow, the costs involved,…

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Sept. 17, 2025

Where Are Interest Rates Headed With The Latest FED Cut?

Mortgage Interest Rates Sit Near 3 Year Lows as the Federal Reserve Cuts Rates! Where are interest rates headed from here? Should you buy now or wait? In this LIVE episode we will discuss the current housing market while updating you on mortgage rates and the economy to help you…

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Sept. 15, 2025

TRUMP's New Housing Market Plan Is BROKEN

The White House is considering declaring a national housing emergency but will it actually make homes more affordable? In this episode, Jeb Smith and Josh Lewis break down what emergency powers could realistically change, the political theater behind it, and which proposals (like expanding capital gains exemptions or auctioning federal…

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Sept. 10, 2025

The Buyer's Market Is OVER - Buy NOW or WAIT?

Mortgage demand jumps to the highest level in three years, as interest rates drop sharply. Should you buy now or wait for lower mortgage interest rates? In this LIVE episode we will discuss the current housing market while updating you on mortgage rates and the economy to help you become…

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Sept. 8, 2025

TRUMP’s Huge Plan To Lower Mortgage Interest Rates

Donald Trump is making moves to reshape the Federal Reserve and it could mean big changes for mortgage interest rates. In this episode, we break down how Trump’s potential Fed nominees could influence rate cuts, what it means for the housing market, and how it might actually backfire for homebuyers.…

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Sept. 2, 2025

Do NOT Expect Mortgage Rates To Fall Much More In 2025

Mortgage rates have dipped recently, but don’t expect that trend to continue in 2025. Fannie Mae now projects rates will end the year around 6.5%—barely changed from today. Despite media hype, experts say a real plunge isn’t coming anytime soon. In this LIVE episode we will discuss Fannie Mae's Mortgage…

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Sept. 1, 2025

Your Credit Score Just Got a MASSIVE Upgrade

Think your credit score is too low to buy a home? That may be about to change. In this episode, Jeb Smith and Josh Lewis sit down with Anthony Hutchinson of VantageScore to break down a major shift in the mortgage world. For the first time ever, Fannie Mae and…

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Aug. 26, 2025

Zillow Changes Course On Home Prices AGAIN

Zillow updated it's housing market forecast projecting that US Home Prices will go up over the next year! Should you buy now or wait? In this LIVE episode we will discuss Zillow's Housing Market Forecast while updating you on mortgage rates and the economy to help you in today's housing…

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Aug. 25, 2025

Lower Rates Will Have a HUGE IMPACT On Home Sales

Everyone’s waiting for 5%, but the market is already moving and most people don’t even realize it. In this episode, we break down the real trigger behind today’s shift in buyer behavior, the silent surge in refinances, and why it all matters more than you think. The numbers are changing,…

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Aug. 18, 2025

How To Tell If Your Lender Is Full of S#!t

"Skip two payments!" "No cost refi!" "Lock it now or lose it!" — Sound familiar? In this episode, we pull back the curtain on the most common (and misleading) mortgage sales pitches. We also break down what these phrases really mean, why they’re used, and how to spot red flags…

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Aug. 12, 2025

The Most UNDERVALUED Housing Markets Right Now

Home prices in some U.S. cities are not just affordable, they’re undervalued by double digits, according to new Moody’s data. In this video, I break down the top 24 markets where home prices are priced below fundamentals and why these areas could be hidden opportunities for buyers. We’ll look at…

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Aug. 11, 2025

New Tax Rules Could SHAKE UP the Housing Market

The One Big Beautiful Bill just passed, but will it actually save you money as a homeowner—or cost you more? In this episode, we break down exactly how the bill affects mortgage interest deductions, SALT caps, and future interest rates. Whether you're buying your first home or thinking about selling,…

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Aug. 8, 2025

Mortgage Rates FINALLY Trending LOWER

Mortgage Interest Rates Hit a 2025 Low But can this trend continue? How low will interest rates go? Should you lock in now or wait? In today's LIVE, we're giving you a weekly update to help you become The Educated HomeBuyer. ============================================== ✅ Ready to find the right loan? Start…

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Aug. 5, 2025

Mortgage Rates Hit A 9 Month LOW

Mortgage interest rates are finally trending lower after the employment market shows considerable weakness. How low can interest rates go? Should you buy now or wait? In today's LIVE, we are going to discuss the current housing market, mortgage rates as well as the ecomony to help you become The…

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