⏩ Connect With Josh & The Mortgage Team or A Trusted Real Estate Pro Today! ⏪
The Educated HomeBuyer Podcast
Dec. 10, 2025

The Housing Market Faces Significant Challenges

The Federal Reserve Cut Rates by .25 while also stating that the housing market faces significant challenges that they don't have the tools to fix. Should you buy now or wait? In this LIVE episode we will discuss the current housing market while updating you on mortgage rates and the…

View more
Dec. 8, 2025

How Much Money Do You REALLY Need To Buy A House?

Buying a home with a small down payment is possible, but choosing the wrong loan could cost you thousands. In this minimum down 101 video we break down the real differences between FHA, 3 percent down conventional, USDA, and VA loans so you know exactly which fits your financial situation.…

View more
Dec. 2, 2025

These Housing Markets Are Seeing The BIGGEST Price Declines

The bigger the local boom, the greater the potential for a local bust. The biggest home price declines are hitting the housing markets that saw the biggest price gains during the pandemic. In this video, we discuss the latest market data on these markets while answering your mortgage and real…

View more
Dec. 1, 2025

How To Buy A House in 2026

Most first time home buyers fail because they start the process the WRONG way. In this video, we show you how to actually buy a home in 2026 without falling into common traps like emotional offers, bad timing, or guesswork. Whether you're a first-time buyer or just want a better…

View more
Nov. 24, 2025

The FED Just FLIPPED The Future Of Mortgage Interest Rates

Think mortgage rates are about to drop? Not so fast. The Fed just sent a clear message that has big implications for anyone planning to buy a home in 2026. In this episode, we cut through the noise and break down exactly what the Fed is signaling and how it…

View more
Nov. 19, 2025

The STRONGEST Buyer's Market In Over A Decade Is Here

Redfin just reported "It’s the Strongest Buyer’s Market in Records Dating Back Over a Decade" with the number of homebuyers in the market at it's lowest level. Is this the right time to buy or should you wait? ============================================= ✅ Ready to find the right loan and real estate agent?…

View more
Nov. 19, 2025

The STRONGEST Buyer's Market In Over A Decade Is Here 📱

Redfin just reported "It’s the Strongest Buyer’s Market in Records Dating Back Over a Decade" with the number of homebuyers in the market at it's lowest level. Is this the right time to buy or should you wait? ============================================= ✅ Ready to find the right loan and real estate agent?…

View more
Nov. 17, 2025

50 Year Mortgage - Great Idea or Worst Idea EVER?

Trump just floated the idea of a 50-year mortgage. Is it the future of affordability or a financial trap disguised as a solution? In this episode, we break down who it helps, who it hurts, and what it really means for buyers. If you're in the market or just watching…

View more
Nov. 11, 2025

TRUMP's Solution For Housing Affordability 📱

President Trump proposed 50-year mortgages to improve housing affordability by lowering monthly payments. Is this a good idea for home buyers or a disaster waiting? Should you buy now or wait for the 50 year mortgage? ============================================= ✅ Ready to find the right loan and real estate agent? Start your…

View more
Nov. 11, 2025

TRUMP's Solution For Housing Affordability

President Trump proposed 50-year mortgages to improve housing affordability by lowering monthly payments. Is this a good idea for home buyers or a disaster waiting? Should you buy now or wait for the 50 year mortgage? ============================================= ✅ Ready to find the right loan and real estate agent? Start your…

View more
Nov. 10, 2025

The FED Just FLIPPED The Housing Market

Markets thought mortgage rates were heading down then Powell stepped in and slammed the brakes. No December rate cut (yet), stocks slid, and mortgage rates jumped. But the Fed also made a stealth move that could shape housing in 2026, and nobody's talking about it. In this episode, we unpack…

View more
Nov. 6, 2025

These Cities Just Flipped to a Buyer’s Market

17 states are back above pre-pandemic 2019 housing inventory levels finally giving buyers an advantage. Should you buy now or wait? ============================================= ✅ Ready to find the right loan and real estate agent? Start your stress-free journey today: http://www. theeducatedhomebuyer.com/start 📩 info@theeducatedhomebuyer.com 💻 http://www.theeducatedhomebuyer.com ============================================== Connect with me 👇 Jeb…

View more
Nov. 3, 2025

Rising COSTS Will Have A HUGE Impact On Housing Affordability

Most homebuyers overlook the real cost of ownership. While your mortgage stays fixed, property taxes, insurance, and utilities are all surging and they’re hitting harder than ever which is having a HUGE Impact on Housing Affordability. This episode breaks down the three biggest affordability shocks catching buyers off guard and…

View more
Oct. 28, 2025

Zillow Just FLIPPED It's Home Price Forecast

Zillow just updated their 12 month forecast predicting home prices will likely rise between September of 2025 and September of 2026. While it's no longer negative, it's not exactly bullish either. Should you buy now or wait? ============================================== ✅ Ready to find the right loan and real estate agent? Start…

View more
Oct. 27, 2025

2026 Mortgage Interest Rates May SURPRISE You

Mortgage rates are finally trending lower but the experts aren’t all aligned. In this episode, we break down the latest data, forecasts, and why inflation, tariffs, and Fed policy could push rates into the high 5s before year-end. Whether you're refinancing or buying your first home, this conversation reveals what…

View more
Oct. 21, 2025

Waiting For Lower Mortgage Rates Will Cost You

Mortgage Interest Rates Continue To Grind Lower BUT that doesn't mean you should wait! Buying a home isn't about timing the market but rather buying when it's the right time for you. In this LIVE episode we will discuss buying now vs waiting while updating you on mortgage rates and…

View more
Oct. 20, 2025

Buying A House In 2026 - Your Roadmap To Homeownership

If you're planning to buy a home in 2026, waiting until spring will cost you. This episode is a step-by-step breakdown of what a real strategic pre-approval looks like and why most buyers blow it before they even start. Learn how to build confidence, win offers, and avoid working with…

View more
Oct. 13, 2025

What A Government SHUTDOWN Means For The Housing Market

You’ve done everything right.......saved, budgeted, got pre-approved and now the government shuts down. So what does that mean for your home purchase? In this episode, we break down the real impacts of the government shutdown on the housing market, from delayed USDA loans and flood insurance hiccups to IRS transcript…

View more
Oct. 6, 2025

15 States Signal a SOFTER Housing Market

We are seeing clear signs of softening as 15 states are now above pre-pandemic inventory levels. While manyregions are still tight, areas that overheated during the pandemic are seeing clear signs of softening. n this LIVE episode we will discuss the current housing market while updating you on mortgage rates…

View more
Oct. 6, 2025

Mortgage Rates Will Have A HUGE IMPACT On The Housing Market

Everyone thinks mortgage rates are the only factor that control home prices but the truth is way more complicated. In this episode, we dig into 25 years of real housing data to uncover when rates really moved the market… and when they didn’t. We also break down the emotional side…

View more
Sept. 29, 2025

Homebuilder REGRETS Price Cuts As The Housing Market Stabilizes

KB Home admits it may have gone too far with home price cuts in Florida—and now the housing market is showing signs of stabilizing. In this LIVE episode we will discuss the current housing market while updating you on mortgage rates and the economy to help you become The Educated…

View more
Sept. 29, 2025

Mortgage Interest Rates RISE After Fed CUT

The Fed just cut rates, but mortgage interest rates went up. In this episode, we break down the tug of war inside the Fed, exposing why mortgage rates remain stubbornly high despite market expectations. Inflation, outdated employment data, and political uncertainty are clouding every decision, and the outcome could keep…

View more
Sept. 23, 2025

Mortgage Interest Rates Are HIGHER (Not Lower) After Fed Rate Cut

Interest Rates jumped after sitting at 3 year lows. Where are interest rates going from here? Should you buy now or wait? In this LIVE episode we will discuss the current housing market while updating you on mortgage rates and the economy to help you become The Educated HomeBuyer. ==============================================…

View more
Sept. 22, 2025

Mortgage Rates Dropped - How To Renegotiate Your Interest Rate 101

What happens if mortgage rates drop after you've already locked yours in? In this episode, we break down rate lock float downs, explain how they work, and walk through when you might be able to renegotiate for a better rate. We also cover what lenders typically allow, the costs involved,…

View more