Getting approved to buy a house can be a stressful process whether you're a first time home buyer or someone who has done it several times. In this episode, we discuss the 5 BIGGEST Mortgage Mistakes to Avoid and how you can avoid them to have a better home buying experience and help you become The Educated Home Buyer. Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O ...

Buying a house can be a stressful process whether you're a first time home buyer or someone who has done it several times. In this episode, we discuss the 5 BIGGEST Home Buyer Mistakes to Avoid and how you can avoid them to have a better home buying experience and help you become The Educated Home Buyer. Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳http...

Are you considering an adjustable rate mortgage because of the lower interest rate and lower monthly payment? What is an adjustable rate mortgage? How do arm loans work? What are the pros and cons of using an adjustable rate loan? In today’s episode we are going to discuss arm loans (adjustable rate mortgages) in more detail to help you become The Educated Home Buyer. Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T ...

Are you a first time home buyer wondering how to navigate the world of contingencies when buying a house? What are contingencies? Do you have to waive them when buying a house in this real estate market? How long do you have before your earnest money deposit is at risk? When can you safely waive them as a home buyer? In today’s episode we are going to discuss all of the things with regards to real estate contingencies to help you become The Educated Home Buyer. Connect with me 👇 Jeb Smith (hu...

Are you a first time home buyer wondering how to make your offer stand out amongst the competition? How do you set yourself up for success when starting the home buying process? Do you have to waive the appraisal and home inspection to be competitive? How do you compete against multiple offers when buying a house in this Real Estate Market? In today’s episode we are going to discuss all of the things you can control when writing an offer to not only help you achieve success with your offer but...

Are you a first time home seller wondering about the direction of mortgage rates? Where will interest rates be in a few month? What's causing interest rates to increase right now? How will that affect the housing market? How will interest rates affect your ability to buy real estate in 2022? What should you consider when deciding on whether or not to lock your loan? In this podcast, we take a deep dive into Mortgage Interest Rates to help you become The Educated HomeSeller. Josh and I are o...

Are you a first time home seller wondering if you should take advantage of record high appreciation and home equity by cashing out and selling your home? What should you consider before selling your home? Why are home sellers not putting their homes on the market which in turn is keeping inventory (supply) levels near all time lows? In this podcast, we take a deep dive into the process of Selling Your House in the current Housing Market to help you become The Educated HomeSeller. Josh and I are...

Welcome back to the Educated Home Buyer where we discuss everything you need to know to buy right, borrow smart and build wealth through real estate ownership and financing. In this weeks episode, we are going to answer the question of what are points when getting a home loan? What's the difference between origination points and discount points? When does it make sense to pay them if ever? We also go into detail about how to calculate points, how they work as well as the benefit of points to...

Are you a first time home buyer wondering how much are closing costs when buying a house? What's the difference between closing costs and prepaids? How much money do you need to buy a home in addition to the down payment? In this podcast, we take a deep dive into all the costs involved when buying a home helping you become The Educated HomeBuyer. Josh and I talk to a lot of home buyers and it’s surprising how many aren’t aware that they need money in addition to a down payment to buy a home so ...

Are you a first time home buyer wondering why house prices continue to rise? What's driving home prices in 2022? What is driving supply and demand in the current real estate market with rising interest rates? In this podcast, we take a deep dive into what's behind the rise in house prices everything from supply and demand to interest rates and migration patterns helping you become The Educated HomeBuyer. Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407...

Are you a first time home buyer wondering how to get a mortgage to buy a home? Should you get pre-qualified or pre-approved? What's the difference in pre-approval vs pre-qualification? What documents are needed to get pre-approved? What does a Realtor need to see in a pre-approval package? In this podcast, we take a deep dive into the pre-approval process helping you become The Educated HomeBuyer. Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Col...

Are you a first time home buyer wondering where to start when buying a house? Do you start with a Real Estate Agent or Mortgage Lender or should you just go online? In this podcast, we take a deep dive into the real estate process helping you decide where to start. Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith Connect wi...

Are you a first time home buyer wondering whether Right now is the best time to buy a home? In this podcast, we discuss the pressing question of Should you Buy Now or Wait? With home prices at record highs along with increasing interest rates, should you buy a home in 2022? Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith ...

Why Home Ownership is Important Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-758-5223 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube...

WHO IS JEB SMITH? A Real Estate Broker Associate with Coldwell Banker Realty in Huntington Beach, California, Jeb Smith offers his clients the benefits of his more than 19 years of experience in real estate and mortgage lending. He has handled many complex transactions for his clients, including short sales, bank-owned properties and luxury residential properties. While he was at Re/Max, his previous company, Smith successfully handled a large number of transactions, which helped him to achieve ...