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June 18, 2024

EP122 - Inventory is INCREASING, So What!

Inventory is UP over 36% year over year while house prices continue to push higher. How is inventory and prices growing at the same time? It's because all real estate is local! In this episode, we discuss why inventory alone...
June 14, 2024

LIVE Q & A - The Latest From The FED On Inflation and Interest Rate Cuts

The direction of the housing market is being held in the palm of the Federal Reserve. In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and econom...
June 11, 2024

EP121 - 5 Mistakes HomeBuyers Are Making When Getting A Mortgage In 2024

You will regret getting a mortgage in 2024 if you aren't careful. It's really easy to make mistakes when getting a mortgage to buy a house because the timeframes are so quick. How do you avoid making mistakes when getting a l...
EP121 - 5 Mistakes HomeBuyers Are Making When Getting A Mortgage In 2024
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
EP121 - 5 Mistakes HomeBuyers Are Making When Getting A Mortgage In 2024
June 7, 2024

LIVE Q & A - Inventory Is CLIMBING and Home Price Growth Is SLOWING

Home prices eased to 5.1% annually in April while housing nearly 90% of U.S. metropolitan areas now have more homes for sale than at this same point last year, with inventory in 14 of the top 100 markets having returned to pr...
June 4, 2024

EP120 - 5 Things NOT to Do When Refinancing Your Mortgage

Refinancing your mortgage could be a HUGE mistake. Are you considering refinancing your current mortgage to pay off debt, lower your mortgage payment, get rid of PMI or just get better loan terms? What mistakes should you avo...
EP120 - 5 Things NOT to Do When Refinancing Your Mortgage
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
EP120 - 5 Things NOT to Do When Refinancing Your Mortgage
May 31, 2024

LIVE Q & A - The Housing Market Just JUMPED Another 6.5%

The Costs Of Waiting are hurting those sitting on the sidelines waiting for a housing crash as the latest report from Case-Shiller shows that the National House Price Index Was Up 6.5% year-over-year in March. Should you buy ...
LIVE Q & A - The Housing Market Just JUMPED Another 6.5%
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
LIVE Q & A - The Housing Market Just JUMPED Another 6.5%
May 28, 2024

Mortgage 101 - Understanding Assets When Getting A Mortgage

Are you a first time home buyer wondering how much in assets you need when buying a home? What are assets in context of getting a mortgage loan? How long do the assets need to be sourced and seasoned? What happens when your ...
May 24, 2024

LIVE Q & A - Mortgage Interest Rates Have PEAKED

Mortgage Interest Rates are sitting at the lowest level we've seen in a few months with both inflation and employment supporting a slowing economy. While the FED wants to keep interest rates higher for longer, the reality is ...
May 21, 2024

EP118 - Everything You Need To Know About Locking An Interest Rate

Are you a first time home buyer wondering how to lock your loan? When should you lock your mortgage interest rate? How do you lock your interest rate? What should you consider when locking your loan? In this video, we discu...
May 17, 2024

LIVE Q & A - Better Economic Data Leads To Lower Interest Rates

The Economic Data Shows The Economy Is Slowing Which Has Caused Interest Rates To Pull Back Under 7%. In this random live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the lates...
May 17, 2024

LIVE Q & A - Price Cuts Rising | Now Making Up 34% Of The Housing Market Supply

More price cuts again this week to 33.7% of the market. There are more listings in the current housing market with price cuts now than in any May in a decade. How will this affect price appreciation? Should you buy now or wai...
May 14, 2024

LIVE Q & A - Random LIVE Housing Market Update

What's currently happening in the housing market that may affect you as a buyer or seller? What's happening with mortgage interest rates? Should you lock before tomorrow's inflation numbers? In this live episode, we are goin...
May 14, 2024

EP117 - The Solution to Housing Affordability with Ed Pinto

Housing affordability is sitting at the WORST levels in history while housing supply remains a HUGE issue . Is there a way to fix housing affordability in the United States? What does the future of house prices look like? Wh...
May 10, 2024

Weekend Housing Market Update

What's currently going on in the housing market that might affect you as a buyer, seller or investor? In this live episode, we are going to discuss the latest housing market information to help you become The Educated HomeBuy...
May 10, 2024

LIVE Q & A - The Housing Market Is DIVIDED

The Housing Market Is Showing Signs of Division with housing markets like Florida and Texas showing inventory back to prepandemic levels while the northeast is showing a HUGE deficit in housing supply. Should you buy now or w...
May 7, 2024

EP116 - The Housing Market Is In RARE Form

The Housing Market is starting to shift as higher interest rates are causing inventory to grow BUT the main issue is that housing affordability IS NOT improving. How will this shift help you as a buyer or seller in today's 20...
May 3, 2024

LIVE Q & A - Higher Interest Rates Are Here To Stay!

The new normal for mortgage rates may be higher than many hope with interest rates now hovering the mid 7% range with the high likelihood of moving up from there. This is causing housing inventory to grow which will likely le...
April 30, 2024

EP115 - Mortgage 101 - Income and Employment When Getting A Mortgage

Are you a first time home buyer wondering how income and employment works when buying a home? What are the income and employment guidelines when getting a mortgage and why is it important? How does it vary between loan progra...
April 26, 2024

It's Started | Higher Interest Rates = More Housing Supply

Mortgage Interest Rates are back above 7% causing housing inventory to grow over 30% year over year. Will this increase in inventory lead to a housing crash? At the same time, we are seeing price reductions stabilize in the n...
It's Started | Higher Interest Rates = More Housing Supply
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
It's Started | Higher Interest Rates = More Housing Supply
April 23, 2024

EP114 - The Housing Market Will NOT Crash, Sorry!

Housing Affordability is near all time lows with mortgage rates sitting near recent highs, home prices have to crash, right? Wrong! The housing market is a function of supply and demand with house prices being sticky to the u...
April 19, 2024

LIVE Q & A - The FED Just FLIPPED Mortgage Rates AGAIN!

Mortgage Interest Rates CLIMB as The FED noted that RECENT DATA SHOWS LACK OF FURTHER PROGRESS ON INFLATION THIS YEAR. Specifically, he said "it's likely to take longer than expected" to achieve inflation goals which likely m...
April 16, 2024

EP113 - Housing Market (House Prices & Inventory) Breakdown with Lance Lambert

Housing prices continue to outperform while housing affordability continues to erode. What are house prices and inventory doing on a nationwide basis? What does the future of house prices look like? Why are house prices stic...
April 12, 2024

LIVE Q & A - Higher Inflation Will Lead To Higher Mortgage Rates

CPI just came in HOT pushing inflation higher than than expected dashing hopes that the Federal Reserve will be able to cut interest rates anytime soon. Consumer prices rose 3.5% from a year ago in March, more than expected w...
April 9, 2024

EP112 - The BIGGEST Problem In The Housing Market

Rising housing insurance costs are not only putting a huge strain on home buyers but also impacting homeowners in a meaningful way. Will homeowners insurance costs continue to rise? Where is this being felt the most? Will ho...
EP112 - The BIGGEST Problem In The Housing Market
The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
EP112 - The BIGGEST Problem In The Housing Market