Most homebuyers overlook the real cost of ownership. While your mortgage stays fixed, property taxes, insurance, and utilities are all surging and they’re hitting harder than ever which is having a HUGE Impact on Housing Affo...
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EP194 - Rising COSTS Will Have A HUGE Impact On Housing Affordability
Zillow just updated their 12 month forecast predicting home prices will likely rise between September of 2025 and September of 2026. While it's no longer negative, it's not exactly bullish either. Should you buy now or wait? ...
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LIVE 10_29_25 - Zillow Just FLIPPED It's Home Price Forecast
Mortgage rates are finally trending lower but the experts aren’t all aligned. In this episode, Jeb Smith and Josh Lewis break down the latest data, forecasts, and why inflation, tariffs, and Fed policy could push rates into t...
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EP193 - 2026 Mortgage Interest Rates May SURPRISE You
If you're planning to buy a home in 2026, waiting until spring will cost you. This episode is a step-by-step breakdown of what a real strategic pre-approval looks like and why most buyers blow it before they even start. Learn...
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EP192 - Buying A House In 2026 - Your Roadmap To Homeownership
You’ve done everything right.......saved, budgeted, got pre-approved and now the government shuts down. So what does that mean for your home purchase? In this episode, we break down the real impacts of the government shutdown...
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EP191 - What A Government SHUTDOWN Means For The Housing Market
We are seeing clear signs of softening as 15 states are now above pre-pandemic inventory levels. While manyregions are still tight, areas that overheated during the pandemic are seeing clear signs of softening. n this LIVE e...
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LIVE 10_08_25 - 15 States Signal a SOFTER Housing Market
Everyone thinks mortgage rates are the only factor that control home prices but the truth is way more complicated. In this episode, we dig into 25 years of real housing data to uncover when rates really moved the market… and ...
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EP190 - Mortgage Rates Will Have A HUGE IMPACT On The Housing Market
KB Home admits it may have gone too far with home price cuts in Florida—and now the housing market is showing signs of stabilizing. In this LIVE episode we will discuss the current housing market while updating you on mortgag...
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LIVE 09_30_25 - Homebuilder REGRETS Price Cuts As The Housing Market Stabilizes
The Fed just cut rates, but mortgage interest rates went up. In this episode, we break down the tug of war inside the Fed, exposing why mortgage rates remain stubbornly high despite market expectations. Inflation, outdated em...
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EP189 - Mortgage Interest Rates RISE After Fed CUT
Interest Rates jumped after sitting at 3 year lows. Where are interest rates going from here? Should you buy now or wait? In this LIVE episode we will discuss the current housing market while updating you on mortgage rates ...
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LIVE 09_24_25 - Mortgage Interest Rates Are HIGHER (Not Lower) After Fed Rate Cut
What happens if mortgage rates drop after you've already locked yours in? In this episode, we break down rate lock float downs, explain how they work, and walk through when you might be able to renegotiate for a better rate. ...
Mortgage Interest Rates Sit Near 3 Year Lows as the Federal Reserve Cuts Rates! Where are interest rates headed from here? Should you buy now or wait? In this LIVE episode we will discuss the current housing market while upd...
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LIVE 09_18_25 - Where Are Interest Rates Headed With The Latest FED Cut?
The White House is considering declaring a national housing emergency but will it actually make homes more affordable? In this episode, Jeb Smith and Josh Lewis break down what emergency powers could realistically change, the...
Mortgage demand jumps to the highest level in three years, as interest rates drop sharply. Should you buy now or wait for lower mortgage interest rates? In this LIVE episode we will discuss the current housing market while up...
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LIVE 09_10_25 - The Buyer's Market Is OVER - Buy NOW or WAIT?
President Donald Trump is making moves to reshape the Federal Reserve—and it could mean big changes for mortgage rates. In this episode, we break down how Trump’s potential Fed nominees could influence rate cuts, what it mean...
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EP186 - Trump’s Plan to Control the Fed and Cut Interest Rates
Mortgage rates have dipped recently, but don’t expect that trend to continue in 2025. Fannie Mae now projects rates will end the year around 6.5%—barely changed from today. Despite media hype, experts say a real plunge isn’t ...
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LIVE 09_03_25 - Do NOT Expect Mortgage Rates To Fall Much More In 2025
Think your credit score is too low to buy a home? That may be about to change. In this episode, Jeb Smith and Josh Lewis sit down with Anthony Hutchinson of VantageScore to break down a major shift in the mortgage world. For ...
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EP185 - Your Credit Score Just Got a MASSIVE Upgrade
Zillow updated it's housing market forecast projecting that US Home Prices will go up over the next year! Should you buy now or wait? In this LIVE episode we will discuss Zillow's Housing Market Forecast while updating you on...
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LIVE 05_27_25 - Zillow Changes Course On Home Prices AGAIN
Everyone’s waiting for 5%, but the market is already moving and most people don’t even realize it. In this episode, we break down the real trigger behind today’s shift in buyer behavior, the silent surge in refinances, and wh...
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EP184 - Lower Rates Will Have a HUGE IMPACT On Home Sales
"Skip two payments!" "No cost refi!" "Lock it now or lose it!" — Sound familiar? In this episode, we pull back the curtain on the most common (and misleading) mortgage sales pitches. We also break down what these phrases real...
Home prices in some U.S. cities are not just affordable, they’re undervalued by double digits, according to new Moody’s data. In this video, I break down the top 24 markets where home prices are priced below fundamentals and ...
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LIVE Q & A - The Most UNDERVALUED Housing Markets Right Now
The One Big Beautiful Bill just passed, but will it actually save you money as a homeowner—or cost you more? In this episode, we break down exactly how the bill affects mortgage interest deductions, SALT caps, and future inte...
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EP182 - New Tax Rules Could SHAKE UP the Housing Market
Mortgage Interest Rates Hit a 2025 Low But can this trend continue? How low will interest rates go? Should you lock in now or wait? In today's LIVE, we're giving you a weekly update to help you become The Educated HomeBuyer....
Mortgage interest rates are finally trending lower after the employment market shows considerable weakness. How low can interest rates go? Should you buy now or wait? In today's LIVE, we are going to discuss the current hous...
