Have mortgage interest rates already bottomed for 2026? In this episode of The Educated Homebuyer , we break down the recent jump in mortgage rates, why global conflict, oil prices, inflation, and Treasury yields are all putt...

Waiting to buy a home could be costing you more than you think. While most buyers focus on mortgage rates, home prices, and monthly payments, very few stop to consider the true financial cost of waiting—and in many cases, it’...

The FED just sent a warning that most people are completely missing and it could have a direct impact on the housing market. With inflation not cooling as fast as expected, rates staying higher for longer, and uncertainty ris...

If you're thinking about buying a home and want to learn the smartest way to get started, visit https://www.theeducatedhomebuyer.com/start. Mortgage rates might not fall anytime soon — and oil prices could be the reason why. ...

Mortgage interest rates are moving higher due to uncertainy in the Middle East and how it will impact oil prices and inflation going forward. In this LIVE episode, we’re breaking down what’s really driving mortgage rates, how...

Is the housing market finally starting to improve? In this episode of The Educated Homebuyer , Jeb Smith and mortgage expert Josh Lewis break down Zillow’s latest housing market forecast and what it means for home prices, aff...

Housing affordability may finally be improving in 2026 — but what does that actually mean for homebuyers? In this episode of The Educated HomeBuyer , Jeb Smith and mortgage expert Josh break down new data suggesting that affo...

Interest Rates just hit a 3.5 year low. Should you refinance now or wait? Are you considering refinancing your current mortgage to pay off debt, lower your mortgage payment, get rid of PMI or just get better loan terms? How d...

Mortgage rates dropped sharply last week but will the trend continue? In this LIVE episode, we’re breaking down what’s really driving mortgage rates, how the latest inflation and jobs data impact the housing market, and what ...

If you’re self-employed and your tax returns show far less income than you actually make, you’ve probably been told you don’t qualify for a mortgage. In this episode, we break down exactly how bank statement loans work, how l...

The Federal Reserve Minutes just released confirmed a divided Fed indicating that further interest rate cuts should be paused for now. Does this mean interest rates won't go down? Could they possibly reverse course? In this...

If you can’t confidently answer yes to these five checkpoints, you’re not ready to buy a home. In this episode, we break down the hard truths about knowing your numbers, avoiding house-poor mistakes, and why draining your sav...

If you’re waiting for mortgage rates to calm down before making a move, you might be waiting longer than you think. Rates remain volatile as mixed economic signals continue to roll in, with inflation cooling but employment su...

The next 60 days will significantly impact the 2026 housing market, as the period of January through March generally dictates the trajectory for interest rates, buyer confidence, and seller behavior. By late March, it will be...

62% of home buyers last year purchased at discount to original listing price, highest proportion since 2019. Will this trend continue into the 2026 housing market? In this LIVE episode we will discuss the current housing mark...

President TRUMP just elected a new FED chair, and many buyers are wondering what that actually means for mortgage rates. In this episode, we explain why the appointment of Kevin Warsh may not lead to the lower interest rates ...

More than 40,000 signed home purchase agreements were canceled in December, representing 16.3% of all homes that went under contract, according to Redfin. Should you buy now or wait? In this LIVE episode we will discuss the c...

The housing market in 2026 is shaping up to be the most normal market buyers and sellers have seen in years. In this video, we break down how rising inventory and cautiously returning demand are stabilizing the housing market...

Mortgage Applications jumped 16% as home buyers come back to the market. At the same time, mortgage rates are sitting near 3 year lows causing pending sales to hit multi-year highs. This is setting up to be the most balanced ...

Buying a home isn’t one big payment—it’s a series of cash moments that catch people off guard and create unnecessary stress. In this episode, Jeb and Josh break down exactly how much cash you really need beyond the down payme...

President Trump just made some bold calls that will have a huge impact on the 2026 housing market. In this episode, we break down how Trump’s potential housing policies could impact mortgage rates, affordability, and buyer be...

Will the Housing Market become more affordable in 2026? Should you BUY NOW or WAIT for Lower House Prices? Will we continue to see house prices move lower or will we see the Housing Market go higher as mortgage interest rates...

The housing market is largely dependent on mortgage rates and 2026 is going to be the year that interest rates finally shift. In this episode we discuss our 2026 mortgage interest rate forecast while also discussing where we ...

The housing market of 2026 is poised for significant changes, and we're providing our 2026 predictions to help you navigate it. We'll cover everything from home sales and home inventory to buyer demand and mortgage lenders, e...