Why Shopping for a Mortgage Lender Can Backfire Shopping for a mortgage lender sounds like the smart move—but if you’re only chasing the lowest interest rate, it could cost you more money, more stress, and even your dream hom...

War Headlines Just Shifted Mortgage Rates: What Homebuyers Need to Know Mortgage rates are moving again, and this time the driver is not just inflation or jobs data — it is global uncertainty. In this episode of The Educated ...

Can you really afford the home you want? In this episode, we break down debt-to-income ratio (DTI) and explain how lenders use your income, monthly debts, loan program, down payment, and mortgage payment to determine how much...

First-Time Home Buyer Guide: Everything You Need to Know to Buy Smart Buying your first home is one of the biggest financial decisions you’ll ever make. If you’re a first-time home buyer , understanding the mortgage proces...

Housing supply could be the biggest factor shaping the 2026 peak buying season. In this episode, we break down why inventory matters so much, how it impacts buyer competition, seller leverage, home prices, and what today’s ma...

Zillow just downgraded its housing market forecast —so what does that really mean for home prices, mortgage rates, inventory, and buyers in today’s market? In this episode of The Educated Home Buyer , Jeb Smith and Josh Lewis...

Everyone thought the housing market was about to take off this spring… but the exact opposite is happening. Sales are down, inventory growth is slowing, and first-time home buyers just hit the lowest level ever recorded. So w...

Is the 2026 Housing Market Slowing Down? Here’s What You Need to Know The 2026 housing market is showing signs of slowing, and if you're thinking about buying or selling, this is information you need to understand. In this ep...

What if one financial mistake could shape the way you approach homeownership forever? In this powerful episode, Juan opens up about how his family’s foreclosure during the 2008 financial crisis became the foundation for smart...

Mortgage rates just dropped following news of a ceasefire—but will it actually last? In this episode of The Educated Homebuyer , we break down what’s really happening in the market right now and what it means for you if you’r...

Most buyers think the highest offer always wins—but in today’s real estate and housing market, that is not how sellers actually decide. Whether you are a first-time home buyer or already navigating the process of buying a hom...

Have mortgage interest rates already bottomed for 2026? In this episode of The Educated Homebuyer , we break down the recent jump in mortgage rates, why global conflict, oil prices, inflation, and Treasury yields are all putt...

Waiting to buy a home could be costing you more than you think. While most buyers focus on mortgage rates, home prices, and monthly payments, very few stop to consider the true financial cost of waiting—and in many cases, it’...

The FED just sent a warning that most people are completely missing and it could have a direct impact on the housing market. With inflation not cooling as fast as expected, rates staying higher for longer, and uncertainty ris...

If you're thinking about buying a home and want to learn the smartest way to get started, visit https://www.theeducatedhomebuyer.com/start. Mortgage rates might not fall anytime soon — and oil prices could be the reason why. ...

Mortgage interest rates are moving higher due to uncertainy in the Middle East and how it will impact oil prices and inflation going forward. In this LIVE episode, we’re breaking down what’s really driving mortgage rates, how...

Is the housing market finally starting to improve? In this episode of The Educated Homebuyer , Jeb Smith and mortgage expert Josh Lewis break down Zillow’s latest housing market forecast and what it means for home prices, aff...

Housing affordability may finally be improving in 2026 — but what does that actually mean for homebuyers? In this episode of The Educated HomeBuyer , Jeb Smith and mortgage expert Josh break down new data suggesting that affo...

Interest Rates just hit a 3.5 year low. Should you refinance now or wait? Are you considering refinancing your current mortgage to pay off debt, lower your mortgage payment, get rid of PMI or just get better loan terms? How d...

Mortgage rates dropped sharply last week but will the trend continue? In this LIVE episode, we’re breaking down what’s really driving mortgage rates, how the latest inflation and jobs data impact the housing market, and what ...

If you’re self-employed and your tax returns show far less income than you actually make, you’ve probably been told you don’t qualify for a mortgage. In this episode, we break down exactly how bank statement loans work, how l...

The Federal Reserve Minutes just released confirmed a divided Fed indicating that further interest rate cuts should be paused for now. Does this mean interest rates won't go down? Could they possibly reverse course? In this...

If you can’t confidently answer yes to these five checkpoints, you’re not ready to buy a home. In this episode, we break down the hard truths about knowing your numbers, avoiding house-poor mistakes, and why draining your sav...

If you’re waiting for mortgage rates to calm down before making a move, you might be waiting longer than you think. Rates remain volatile as mixed economic signals continue to roll in, with inflation cooling but employment su...