The White House is considering declaring a national housing emergency but will it actually make homes more affordable? In this episode, Jeb Smith and Josh Lewis break down what emergency powers could realistically change, the...
Mortgage demand jumps to the highest level in three years, as interest rates drop sharply. Should you buy now or wait for lower mortgage interest rates? In this LIVE episode we will discuss the current housing market while up...
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LIVE 09_10_25 - The Buyer's Market Is OVER - Buy NOW or WAIT?
President Donald Trump is making moves to reshape the Federal Reserve—and it could mean big changes for mortgage rates. In this episode, we break down how Trump’s potential Fed nominees could influence rate cuts, what it mean...
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EP186 - Trump’s Plan to Control the Fed and Cut Interest Rates
Mortgage rates have dipped recently, but don’t expect that trend to continue in 2025. Fannie Mae now projects rates will end the year around 6.5%—barely changed from today. Despite media hype, experts say a real plunge isn’t ...
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LIVE 09_03_25 - Do NOT Expect Mortgage Rates To Fall Much More In 2025
Think your credit score is too low to buy a home? That may be about to change. In this episode, Jeb Smith and Josh Lewis sit down with Anthony Hutchinson of VantageScore to break down a major shift in the mortgage world. For ...
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EP185 - Your Credit Score Just Got a MASSIVE Upgrade
Zillow updated it's housing market forecast projecting that US Home Prices will go up over the next year! Should you buy now or wait? In this LIVE episode we will discuss Zillow's Housing Market Forecast while updating you on...
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LIVE 05_27_25 - Zillow Changes Course On Home Prices AGAIN
Everyone’s waiting for 5%, but the market is already moving and most people don’t even realize it. In this episode, we break down the real trigger behind today’s shift in buyer behavior, the silent surge in refinances, and wh...
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EP184 - Lower Rates Will Have a HUGE IMPACT On Home Sales
"Skip two payments!" "No cost refi!" "Lock it now or lose it!" — Sound familiar? In this episode, we pull back the curtain on the most common (and misleading) mortgage sales pitches. We also break down what these phrases real...
Home prices in some U.S. cities are not just affordable, they’re undervalued by double digits, according to new Moody’s data. In this video, I break down the top 24 markets where home prices are priced below fundamentals and ...
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LIVE Q & A - The Most UNDERVALUED Housing Markets Right Now
The One Big Beautiful Bill just passed, but will it actually save you money as a homeowner—or cost you more? In this episode, we break down exactly how the bill affects mortgage interest deductions, SALT caps, and future inte...
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EP182 - New Tax Rules Could SHAKE UP the Housing Market
Mortgage Interest Rates Hit a 2025 Low But can this trend continue? How low will interest rates go? Should you lock in now or wait? In today's LIVE, we're giving you a weekly update to help you become The Educated HomeBuyer....
Mortgage interest rates are finally trending lower after the employment market shows considerable weakness. How low can interest rates go? Should you buy now or wait? In today's LIVE, we are going to discuss the current hous...
Wondering when mortgage interest rates will finally drop? You're not alone—and in this episode, Josh and Jeb break down exactly what needs to happen before rates head lower. From Fed policy and labor data to inflation, tariff...
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EP181n- THIS Is When Mortgage Interest Rates Will Head LOWER
Huge miss in non-farm payrolls creates a big old rally in the bond market. It's reframing the picture of the labor market making a case for more rate cuts in the short term . In today's LIVE, we are going to discuss the curre...
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Weekly Update - Latest Jobs Data Flashes WARNING Signs While Sending Rates Lower
Will the Housing Market continue to become more affordable ? Should you BUY NOW or WAIT for even Lower House Prices? Will we continue to see house price appreciation slow down or will buyer demand drive prices up as mortgage ...
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LIVE 07_30_25 - Here's Where House Prices Are Headed
Millions of Americans may soon qualify for a mortgage—without a traditional FICO score. In this episode, Jeb and Josh break down how VantageScore 4.0 could reshape homeownership by scoring renters, gig workers, and others lef...
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EP180 - VantageScore Will Have a HUGE IMPACT On The Housing Market
Trump is ramping up pressure on Jerome Powell and signaling that rate cuts are coming. After a high-stakes meeting, Trump expressed confidence that the Federal Reserve is ready to ease monetary policy, potentially shifting th...
Buyers finally have the upper hand in my markets out there as inventory continues to grow while housing affordability remains strained. This imbalance is putting pressure on sellers to adjust house prices lower giving buyers ...
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LIVE 07_23_25 - The Housing Market Is FINALLY Favoring Buyers
Are interest rate buydowns really a smart move? In this episode, we break down the real math behind temporary and permanent buy downs and why seller credits aren’t “free money” if you don’t know your break-even point. Josh an...
The housing market is shifting and we are not on the same page. After years of aligned optimism, this episode marks a sharp divide in how we see 2025 unfolding. Inventory is growing, demand is strained, and the power dynamic ...
Trump’s new tariff proposals are sending shockwaves through the economy and mortgage rates are caught in the crossfire. Rising costs from imported goods could push inflation higher, forcing the Fed to rethink its game plan. I...
Inventory is up 31% causing 40% of sellers to cut their price. This is a positive sign for homebuyers as the housing market is shifting for the first time in years. In this episode we discuss what's currently happening the 20...
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LIVE 07_09_25 - The Housing Market Continues To SHIFT In Favor of BUYERS
Mortgage interest rates are not controlled by the Fed or TRUMP. In this episode, we break down why political headlines and rate cut demands from figures like Trump and Bill Pulte completely miss the mark. You’ll learn the rea...
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EP177 - TRUMP Is WRONG About Mortgage Interest Rates
Housing affordability is improving as mortgage rates decline and housing prices stabilize in most markets. Should you buy now or wait? In this episode, we are going to discuss the current housing market, the FED, Trump polici...
