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Oct. 13, 2025

EP191 - What A Government SHUTDOWN Means For The Housing Market

You’ve done everything right.......saved, budgeted, got pre-approved and now the government shuts down. So what does that mean for your home purchase? In this episode, we break down the real impacts of the government shutdown...
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EP191 - What A Government SHUTDOWN Means For The Housing Market
Oct. 9, 2025

LIVE 10_08_25 - 15 States Signal a SOFTER Housing Market

We are seeing clear signs of softening as 15 states are now above pre-pandemic inventory levels. While manyregions are still tight, areas that overheated during the pandemic are seeing clear signs of softening. n this LIVE e...
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LIVE 10_08_25 - 15 States Signal a SOFTER Housing Market
Oct. 6, 2025

EP190 - Mortgage Rates Will Have A HUGE IMPACT On The Housing Market

Everyone thinks mortgage rates are the only factor that control home prices but the truth is way more complicated. In this episode, we dig into 25 years of real housing data to uncover when rates really moved the market… and ...
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EP190 - Mortgage Rates Will Have A HUGE IMPACT On The Housing Market
Oct. 1, 2025

LIVE 09_30_25 - Homebuilder REGRETS Price Cuts As The Housing Market Stabilizes

KB Home admits it may have gone too far with home price cuts in Florida—and now the housing market is showing signs of stabilizing. In this LIVE episode we will discuss the current housing market while updating you on mortgag...
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LIVE 09_30_25 - Homebuilder REGRETS Price Cuts As The Housing Market Stabilizes
Sept. 29, 2025

EP189 - Mortgage Interest Rates RISE After Fed CUT

The Fed just cut rates, but mortgage interest rates went up. In this episode, we break down the tug of war inside the Fed, exposing why mortgage rates remain stubbornly high despite market expectations. Inflation, outdated em...
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EP189 - Mortgage Interest Rates RISE After Fed CUT
Sept. 25, 2025

LIVE 09_24_25 - Mortgage Interest Rates Are HIGHER (Not Lower) After Fed Rate Cut

Interest Rates jumped after sitting at 3 year lows. Where are interest rates going from here? Should you buy now or wait? In this LIVE episode we will discuss the current housing market while updating you on mortgage rates ...
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LIVE 09_24_25 - Mortgage Interest Rates Are HIGHER (Not Lower) After Fed Rate Cut
Sept. 22, 2025

EP188 - How To Renegotiate Your Interest Rate

What happens if mortgage rates drop after you've already locked yours in? In this episode, we break down rate lock float downs, explain how they work, and walk through when you might be able to renegotiate for a better rate. ...
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EP188 - How To Renegotiate Your Interest Rate
Sept. 18, 2025

LIVE 09_18_25 - Where Are Interest Rates Headed With The Latest FED Cut?

Mortgage Interest Rates Sit Near 3 Year Lows as the Federal Reserve Cuts Rates! Where are interest rates headed from here? Should you buy now or wait? In this LIVE episode we will discuss the current housing market while upd...
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LIVE 09_18_25 - Where Are Interest Rates Headed With The Latest FED Cut?
Sept. 15, 2025

EP187 - TRUMP's New Housing Market Plan Is BROKEN

The White House is considering declaring a national housing emergency but will it actually make homes more affordable? In this episode, Jeb Smith and Josh Lewis break down what emergency powers could realistically change, the...
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EP187 - TRUMP's New Housing Market Plan Is BROKEN
Sept. 11, 2025

LIVE 09_10_25 - The Buyer's Market Is OVER - Buy NOW or WAIT?

Mortgage demand jumps to the highest level in three years, as interest rates drop sharply. Should you buy now or wait for lower mortgage interest rates? In this LIVE episode we will discuss the current housing market while up...
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LIVE 09_10_25 - The Buyer's Market Is OVER - Buy NOW or WAIT?
Sept. 8, 2025

EP186 - Trump’s Plan to Control the Fed and Cut Interest Rates

President Donald Trump is making moves to reshape the Federal Reserve—and it could mean big changes for mortgage rates. In this episode, we break down how Trump’s potential Fed nominees could influence rate cuts, what it mean...
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EP186 - Trump’s Plan to Control the Fed and Cut Interest Rates
Sept. 4, 2025

LIVE 09_03_25 - Do NOT Expect Mortgage Rates To Fall Much More In 2025

Mortgage rates have dipped recently, but don’t expect that trend to continue in 2025. Fannie Mae now projects rates will end the year around 6.5%—barely changed from today. Despite media hype, experts say a real plunge isn’t ...
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LIVE 09_03_25 - Do NOT Expect Mortgage Rates To Fall Much More In 2025
Sept. 1, 2025

EP185 - Your Credit Score Just Got a MASSIVE Upgrade

Think your credit score is too low to buy a home? That may be about to change. In this episode, Jeb Smith and Josh Lewis sit down with Anthony Hutchinson of VantageScore to break down a major shift in the mortgage world. For ...
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EP185 - Your Credit Score Just Got a MASSIVE Upgrade
Aug. 28, 2025

LIVE 05_27_25 - Zillow Changes Course On Home Prices AGAIN

Zillow updated it's housing market forecast projecting that US Home Prices will go up over the next year! Should you buy now or wait? In this LIVE episode we will discuss Zillow's Housing Market Forecast while updating you on...
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LIVE 05_27_25 - Zillow Changes Course On Home Prices AGAIN
Aug. 25, 2025

EP184 - Lower Rates Will Have a HUGE IMPACT On Home Sales

Everyone’s waiting for 5%, but the market is already moving and most people don’t even realize it. In this episode, we break down the real trigger behind today’s shift in buyer behavior, the silent surge in refinances, and wh...
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EP184 - Lower Rates Will Have a HUGE IMPACT On Home Sales
Aug. 18, 2025

EP183 - Shopping For A Lender 101

"Skip two payments!" "No cost refi!" "Lock it now or lose it!" — Sound familiar? In this episode, we pull back the curtain on the most common (and misleading) mortgage sales pitches. We also break down what these phrases real...
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EP183 - Shopping For A Lender 101
Aug. 14, 2025

LIVE Q & A - The Most UNDERVALUED Housing Markets Right Now

Home prices in some U.S. cities are not just affordable, they’re undervalued by double digits, according to new Moody’s data. In this video, I break down the top 24 markets where home prices are priced below fundamentals and ...
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LIVE Q & A - The Most UNDERVALUED Housing Markets Right Now
Aug. 11, 2025

EP182 - New Tax Rules Could SHAKE UP the Housing Market

The One Big Beautiful Bill just passed, but will it actually save you money as a homeowner—or cost you more? In this episode, we break down exactly how the bill affects mortgage interest deductions, SALT caps, and future inte...
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EP182 - New Tax Rules Could SHAKE UP the Housing Market
Aug. 8, 2025

Week 32 Update - Mortgage Rates FINALLY Trending LOWER

Mortgage Interest Rates Hit a 2025 Low But can this trend continue? How low will interest rates go? Should you lock in now or wait? In today's LIVE, we're giving you a weekly update to help you become The Educated HomeBuyer....
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Week 32 Update - Mortgage Rates FINALLY Trending LOWER
Aug. 7, 2025

LIVE 08_06_25 - Mortgage Rates Hit A 9 Month LOW

Mortgage interest rates are finally trending lower after the employment market shows considerable weakness. How low can interest rates go? Should you buy now or wait? In today's LIVE, we are going to discuss the current hous...
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LIVE 08_06_25 - Mortgage Rates Hit A 9 Month LOW
Aug. 4, 2025

EP181n- THIS Is When Mortgage Interest Rates Will Head LOWER

Wondering when mortgage interest rates will finally drop? You're not alone—and in this episode, Josh and Jeb break down exactly what needs to happen before rates head lower. From Fed policy and labor data to inflation, tariff...
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EP181n- THIS Is When Mortgage Interest Rates Will Head LOWER
Aug. 1, 2025

Weekly Update - Latest Jobs Data Flashes WARNING Signs While Sending Rates Lower

Huge miss in non-farm payrolls creates a big old rally in the bond market. It's reframing the picture of the labor market making a case for more rate cuts in the short term . In today's LIVE, we are going to discuss the curre...
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Weekly Update - Latest Jobs Data Flashes WARNING Signs While Sending Rates Lower
Aug. 1, 2025

LIVE 07_30_25 - Here's Where House Prices Are Headed

Will the Housing Market continue to become more affordable ? Should you BUY NOW or WAIT for even Lower House Prices? Will we continue to see house price appreciation slow down or will buyer demand drive prices up as mortgage ...
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LIVE 07_30_25 - Here's Where House Prices Are Headed
July 28, 2025

EP180 - VantageScore Will Have a HUGE IMPACT On The Housing Market

Millions of Americans may soon qualify for a mortgage—without a traditional FICO score. In this episode, Jeb and Josh break down how VantageScore 4.0 could reshape homeownership by scoring renters, gig workers, and others lef...
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EP180 - VantageScore Will Have a HUGE IMPACT On The Housing Market