Millions of Americans may soon qualify for a mortgage—without a traditional FICO score. In this episode, Jeb and Josh break down how VantageScore 4.0 could reshape homeownership by scoring renters, gig workers, and others lef...
Trump is ramping up pressure on Jerome Powell and signaling that rate cuts are coming. After a high-stakes meeting, Trump expressed confidence that the Federal Reserve is ready to ease monetary policy, potentially shifting th...
Buyers finally have the upper hand in my markets out there as inventory continues to grow while housing affordability remains strained. This imbalance is putting pressure on sellers to adjust house prices lower giving buyers ...
Are interest rate buydowns really a smart move? In this episode, we break down the real math behind temporary and permanent buy downs and why seller credits aren’t “free money” if you don’t know your break-even point. Josh an...
The housing market is shifting and we are not on the same page. After years of aligned optimism, this episode marks a sharp divide in how we see 2025 unfolding. Inventory is growing, demand is strained, and the power dynamic ...
Trump’s new tariff proposals are sending shockwaves through the economy and mortgage rates are caught in the crossfire. Rising costs from imported goods could push inflation higher, forcing the Fed to rethink its game plan. I...
Interest Rate Buydowns 101: What Every Homebuyer Needs to Know Are seller credits the golden ticket to a lower mortgage rate, or just clever packaging that can cost you more in the long run? Welcome to Interest Rate Buydowns 101, where we break d…
RED FLAGS for the Housing Market: What Every Homebuyer Needs to Know (2025 Edition) Thinking about buying a home in 2025? You need to be more than hopeful—you need to be educated. In this in-depth post, we break down the key red flags in th…
```html TRUMP Is WRONG About Mortgage Interest Rates 📅 Ready to find the right Realtor or loan? Start your stress-free journey today. Last week, former President Donald Trump and FHA Director Bill Pulte publicly criticized Federal Reserve…