Think your credit score is too low to buy a home? That may be about to change. In this episode, Jeb Smith and Josh Lewis sit down with Anthony Hutchinson of VantageScore to break down a major shift in the mortgage world. For the first time ever, Fannie Mae and Freddie Mac will soon accept VantageScore 4.0, a game-changer for first-time buyers, renters with thin credit files, and underserved communities.

WATCH THIS NEXT ⏩

⏩ The Housing Market With Barry Habib - https://youtu.be/94jd2PBA2Pg
⏩ Housing Market Forecast With Logan Mohtashami - https://youtu.be/Dwz0OPFcHCU
⏩ Housing Isn't CRASHING But Change Is On The Way - https://youtu.be/WpGIlkA5i-8

Chapters

00:00 Introduction to VantageScore and Mortgage Changes
03:05 Understanding Trended Data and Its Benefits
05:53 The Impact of VantageScore on Consumers
08:56 Scoring More Consumers: Inclusion and Accessibility
11:45 The Role of Rental and Utility Payments in Scoring
15:13 Navigating the Mortgage Process for First-Time Buyers
18:05 Competition in Credit Scoring: FICO vs. VantageScore
21:03 Preparing for Homeownership: Consumer Actions
23:50 Future of VantageScore in the Mortgage Market

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✅ - Ready to find the right loan? Start your stress-free journey today: theeducatedhomebuyer.com/start

📩 - info@theeducatedhomebuyer.com

💻 - http://www.theeducatedhomebuyer.com

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Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Real Broker

Connect with me 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert)
DRE 01209148
Buywise Mortgage
M:714-916-5727