Fed Chair Powell just sent one of the clearest signals yet about where interest rates are headed and it could reshape mortgage rates in the 2026 housing market. In this episode, we break down the latest Fed policy, the dot plot, and why the market may be seeing something very different than the Fed itself. We’ll explain what “neutral rates” really mean, how inflation and employment factor in, and what this all signals for homebuyers and homeowners over the next 12–24 months. If you’re planning to buy, refinance, or wait, this is a conversation you can’t afford to miss.

Start Here 👇🏻

✅ Ready to find the right loan? Start your stress-free journey today: theeducatedhomebuyer.com/start

Watch These Next 👇🏻

⏩A RECESSION Will Have A HUGE Impact On First Time Home Buyers - https://youtu.be/BEd6QLefqtk
⏩ These TRUMP Policies Will Have A HUGE Impact On House Prices - https://youtu.be/dy1rn-E21jY
⏩ Lower Rates Will Have a HUGE IMPACT On Home Sales - https://youtu.be/VEvzLBB1R9Q

============================================================

📩 - info@theeducatedhomebuyer.com

💻 - http://www.theeducatedhomebuyer.com

============================================================

Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Real Broker

Connect with me 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert)
DRE 01209148
Buywise Mortgage
M:714-916-5727