Mortgage rates held steady around 6.93% this week, but under the surface, inflation data came in softer, hinting at a potential shift in the housing market. With cooling price pressures, stable wage growth, and a resilient consumer, the Fed may have more room to ease up. Mortgage applications jumped over 10%, showing that serious buyers are not waiting for perfect rates, they are acting on clarity and opportunity. If you're planning to buy in the next 6 to 12 months, now is the time to prepare strategically.

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Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Real Broker

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Josh Lewis (Huntington Beach Certified Mortgage Expert)
DRE 01209148
Buywise Mortgage
M:714-916-5727