A new Fed Chair and fewer expected rate cuts will have a huge impact on mortgage rates and homebuyer affordability. But what many buyers don't realize is that the Fed doesn't directly control mortgage rates, and the market is reacting to much more than just rate cut headlines. In this video, you'll learn what's really driving mortgage rates, where they could be headed next, and whether waiting for lower rates is still the right move in today's housing market.

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Watch These Next 👇🏻

⏩The NEXT 60 Days Will Have A HUGE Impact On The 2026 Housing Market - https://youtu.be/qz2XPsVPuP0
⏩A RECESSION Will Have A HUGE Impact On First Time Home Buyers - https://youtu.be/BEd6QLefqtk
⏩Lower Rates Will Have a HUGE IMPACT On Home Sales - https://youtu.be/VEvzLBB1R9Q

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Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Real Broker

Connect with me 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert)
DRE 01209148
Buywise Mortgage
M:714-916-5727