What happens if mortgage rates drop after you've already locked yours in? In this episode, we break down rate lock float downs, explain how they work, and walk through when you might be able to renegotiate for a better rate. We also cover what lenders typically allow, the costs involved, and why timing matters. If you're buying or refinancing, this is a must-watch to help you borrow smart and stay informed.

WATCH THIS NEXT

➡️Interest Rate Buydowns 101 - https://youtu.be/i_DUd2dFpVI
➡️Lender Credits 101 - Using CREDITS To Pay ALL Your Closing Costs - https://youtu.be/mqCc_OmyZVA
➡️The TRUTH About FHA Loans - FHA Loans 101 - https://youtu.be/SvbASSFPPRc

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Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Real Broker

Connect with me 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert)
DRE 01209148
Buywise Mortgage
M:714-916-5727