Feb. 23, 2026

EP210 - Bank Statement Loans Explained: How to Qualify Without Tax Returns

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EP210 - Bank Statement Loans Explained: How to Qualify Without Tax Returns
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If you’re self-employed and your tax returns show far less income than you actually make, you’ve probably been told you don’t qualify for a mortgage. In this episode, we break down exactly how bank statement loans work, how lenders calculate income, what they cost, and when they actually make sense.

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Jeb SmithHuntington Beach Realtor / Orange County Real Estate
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