Jan. 19, 2026
EP205 - This Is EXACTLY How Much You Need To Buy A House In 2026
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Buying a home isn’t one big payment—it’s a series of cash moments that catch people off guard and create unnecessary stress. In this episode, Jeb and Josh break down exactly how much cash you really need beyond the down payment, what each cost is for, and when the money is actually due. From earnest money to inspections to closing, this walkthrough replaces uncertainty with clarity so you can move through the process with confidence. If you want fewer surprises and more control when buying a home, this is required listening.
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Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727