July 21, 2025
EP179 - Interest Rate Buydowns 101
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Are interest rate buydowns really a smart move? In this episode, we break down the real math behind temporary and permanent buy downs and why seller credits aren’t “free money” if you don’t know your break-even point. Josh and Jeb walk through the pros, cons, and smarter alternatives of permanent vs temporary buydowns that most buyers overlook to help you become The Educated HomeBuyer
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727