5 Signs You Are Not Ready to Buy a Home (And What to Do About It)By Josh Lewis, Certified Mortgage Consultant & Jeb Smith, Huntington Beach Realtor | The Educated Homebuyer PodcastEveryone wants to own a home. The question is not whether hom…
By Josh Lewis, CMC & Jeb Smith, Huntington Beach Realtor | The Educated Homebuyer Podcast, Episode 208Every year, the housing market goes quiet in December. Sellers wait. Buyers wait. Analysts publish year-end recaps filled with predictions ab…
What the New Fed Chair Really Means for Mortgage Rates and Homebuyers in 2026President Trump has nominated Kevin Warsh to replace Jerome Powell as Federal Reserve Chair. For homebuyers and homeowners across California and the country, the immedi…
The 2026 Housing Market Has Shifted to Balanced: What That Means for Buyers in California and BeyondFor the past several years, every conversation about buying a home has been colored by extremes: a frenzied seller's market, a rate-shock correct…
This Is Exactly How Much Cash You Need to Buy a Home in 2026A complete breakdown of every cost beyond the down payment , what it is, how much it runs, and precisely when it comes due.Most homebuyers spend weeks researching the down payment. They…
TRUMP's 2026 Policies Will Have A HUGE Impact On The Housing MarketHousing affordability is once again front and center as the U.S. heads toward the 2026 midterm elections. Big promises are being made about mortgage rates, housing supply, and af…
2026 Mortgage Interest Rate ForecastIf you’re buying a home in Huntington Beach, Orange County, or anywhere in coastal Southern California, you don’t need hype—you need a plan. The biggest driver of the housing market in 2026 w…
2026 Housing Market Forecast - Home Sales, Inventory & Mortgage Interest RatesIf you’re planning to buy or sell in Huntington Beach or anywhere in Orange County, 2026 is shaping up to feel different than 2024 and 2025. Not “easy.…
The Latest FED Policy Will Have A HUGE Impact On Mortgage Interest RatesIf you’re thinking about buying a home in Huntington Beach, anywhere in Orange County, or you’re simply watching the market, this is one of those moments where und…
How Much Money Do You REALLY Need To Buy A House? house buying costsIf you’re trying to buy in Huntington Beach or anywhere in Orange County, the internet will usually tell you one of two extremes: you need 20% down… or you can buy wi…
How To Buy A House in 2026Buying a house in 2026 — especially in competitive markets like Huntington Beach, Fountain Valley, Costa Mesa, and greater Orange County — is absolutely possible when you follow a clear, proven plan.With m…
The FED Just FLIPPED Mortgage Interest RatesIf you're a first-time home buyer in Huntington Beach or anywhere in Orange County, you’ve probably been refreshing mortgage rate charts like they’re the surf report at the pier. And if you&r…
BREAKING: Trump Announces 50 Year Mortgage – What You MUST Know!President Donald Trump has officially floated the idea of a new 50-year fixed mortgage—and the entire housing world lit up overnight. Whether you're a Huntington B…
The FED Just FLIPPED The Housing MarketThinking about buying a home in Huntington Beach or Orange County? Get expert advice tailored to your situation. Start here — it's 100% free.What Just Happened with the Fed — And Why I…
Rising COSTS Will Have A HUGE Impact On Housing AffordabilityIf you're ready to take the next step in your home buying journey, visit www.theeducatedhomebuyer.com/startIntroduction: The Hidden Costs of HomeownershipMost people assu…
2026 Mortgage Interest Rates May SURPRISE You📺 Watch the full episode now:✅ Ready to take the next step? Start hereWhat Will Happen to Mortgage Interest Rates in 2026?If you're a homebuyer—or thinking about refinancing—you've l…
Buying A House In 2026 - Your Roadmap To HomeownershipWatch the full episode here: Buying A House In 2026 - The Educated HomeBuyerReady to start? www.theeducatedhomebuyer.com/startTable of ContentsWhy 2026 Is Closer Than You ThinkThe #1 …
Government SHUTDOWN Is A PROBLEM For The Housing MarketWant guidance through this market? Start here to connect with our team.How a Government Shutdown Impacts the Housing Market: What You Need to KnowYou've done everything right. Budgeted…
This Shift in Mortgage Rates Will Have a HUGE IMPACT on the Housing MarketPublished by The Educated HomeBuyer👉 Start your home buying journey today: www.theeducatedhomebuyer.com/startIntroduction: Are Mortgage Rates Really the Key to…
Mortgage Interest Rates RISE After Fed CUTYes, you read that right. The Federal Reserve just cut interest rates for the first time in over a year—and yet, mortgage interest rates actually went up. If that sounds backward, you're not alone. M…
Lower Your Interest Rate When Mortgage Rates DROPLearn how to protect your wallet and take advantage of market trends during your home loan process.Want expert help lowering your interest rate? Start here.What Happens If Rates …
Will a National Housing Emergency Actually Make Homes More Affordable?The White House is flirting with the idea of declaring a national housing emergency—a phrase that sounds dramatic, grabs headlines, and turns heads. But does it ac…
TRUMP’s Huge Plan To Lower Mortgage Interest RatesDonald Trump has made it clear: he wants lower mortgage rates. With shifts happening inside the Federal Reserve and growing political influence, his strategy could dramatically reshape hous…
NEW VantageScore Credit Score Model Is Coming SoonIf you've been told your credit score is too low to buy a home or you’ve been stuck renting because your credit file is too thin, there’s big news: a NEW VantageScore credit score mod…
