⏩ Connect With Josh & The Mortgage Team or A Trusted Real Estate Pro Today! ⏪
June 11, 2025

Mortgage Interest Rates Will DECLINE In 2025

Mortgage Interest Rates Will DECLINE In 2025 Want personalized guidance for your home buying or refinance journey? Work with our expert team here → Understanding the Forecast Shift In a subtle but meaningful shift, Fannie Mae has revised…

View more
June 4, 2025

TRUMP’s 2025 Budget Will Have A HUGE Impact On Housing Affordability

TRUMP’s 2025 Budget Will Have A HUGE Impact On Housing Affordability Looking to buy your first home or worried about affordability in today’s market? Start your journey with us at theeducatedhomebuyer.com/start — speak directly …

View more
May 28, 2025

How To Buy A House Being Self Employed

How To Buy A House Being Self Employed If you're self-employed, making good money, and still got denied for a mortgage, you're not alone. In this guide, we break down why lenders turn away high-earning entrepreneurs and what you can do to get appro…

View more
May 19, 2025

Why Buying Still Beats Renting | 30-Year Wealth Comparison

Why Buying a Home Still Beats Renting: A 30-Year Perspective on Real Estate, Wealth & Stability Thinking about buying a home? Start your journey today: theeducatedhomebuyer.com/start The 30-Year Real Estate Journey: What the Numbers Really S…

View more
May 19, 2025

First Time Home Buyer Guide To Buying A House In 2025

First Time Home Buyer Guide To Buying A House In 2025 Are you wondering when to buy a home, how much you can truly afford, or what to do with your tax refund? You’re not alone—and you’re in the right place. Whether you’re 30…

View more
May 5, 2025

Mortgage Rates in Huntington Beach: Buy Now or Wait?

Mortgage Interest Rates in Huntington Beach, CA: Should You Wait or Buy Now? Introduction Mortgage rates in 2025 are dancing on a razor's edge, with more sensitivity to economic shifts than ever before. For prospective homebuyers in Huntington Bea…

View more
April 28, 2025

Understanding Mortgage Rates and Home Prices | The Educated HomeBuyer

Why Understanding Mortgage Rates and Home Prices Matters More Than Ever (Especially for The Educated Homebuyer) → Ready to take the next step? Start your journey with The Educated HomeBuyer here! Introduction: Why This Conversation Is S…

View more
April 22, 2025

How Tariffs Are Fueling Housing Market Volatility

How Tariffs Are Shaking Up the Housing Market (And What It Means for You) Watch the full episode: 🎯 Want to buy right and borrow smart? Click here to schedule a strategy session with Josh and the team. Introduction: The Return of Tariffs (And…

View more
April 14, 2025

FHA Loans in 2025: Path to Homeownership or Hidden Trap?

FHA Loans in 20245 Path to Homeownership or Hidden Trap? Is an FHA loan your best shot at buying a home—or a financial trap in disguise? If you're a first-time homebuyer, chances are you've seen FHA loans touted as the golden ticket: low down…

View more
April 7, 2025

Is Now the Right Time to Buy a Home? Unpacking the Real Reasons Buyers Are Waiting

Is Now the Right Time to Buy a Home? Unpacking the Real Reasons Buyers Are Waiting Watch the full episode for a deep dive into how interest rates and mindset are shaping today’s housing market. The Current Market Reality: High Mortgage R…

View more
March 31, 2025

Recession Home Buyers: Should You Wait or Buy Now in 2025?

Should First-Time Buyers Wait for a Recession or Buy Now? A Deep Dive into the 2025 Housing Market How a Recession Impacts First-Time Home Buyers: What You Need to Know Watch the full podcast episode below to hear Jeb Smith and Josh Lewis break it…

View more
March 24, 2025

How Tariffs Will Impact the Housing Market

How Tariffs Will Impact the Housing Market The housing market is already struggling—and tariffs could be the tipping point. With mortgage rates stuck, affordability at a multi-decade low, and recession whispers in the air, new trade policie…

View more
March 17, 2025

The Ultimate Guide to Free Refinancing and Lender Credits

The Ultimate Guide to Free Refinancing and Lender Credits Introduction: The Myth of a Free Refinance Have you ever heard about a free mortgage or a free refinance? If so, you might be skeptical. After all, banks don’t just give away money, r…

View more
March 10, 2025

Are We on the Brink of Another Housing Crash?

Are We on the Brink of Another Housing Crash? The Reality of Foreclosures and the Housing Market in 2024 You've seen the headlines: "Foreclosures Are Skyrocketing!" But are they really? The real estate market has been through dramatic shifts over …

View more
March 6, 2025

The Latest in Real Estate and Mortgage Rates: How Low Will Mortgage Rates Go?

The Latest in Real Estate and Mortgage Rates: How Low Will Mortgage Rates Go? Welcome to another week of the Educated Home Buyer Live! Jeb and Josh are back to provide you with the latest updates on the economy, mortgage rates, and real estate tren…

View more
March 3, 2025

Mortgage Rate Trends: What Buyers and Homeowners Need to Know

Mortgage Rate Trends: What Buyers and Homeowners Need to Know If you blinked, you might have missed it—interest rates dropped nearly a quarter of a percent in just a couple of days. That small change can have a significant impact on the housi…

View more
Feb. 24, 2025

Renting vs. Owning a Home: What’s the Best Financial Move?

Renting vs. Owning a Home: What’s the Best Financial Move? Introduction If you've been debating whether to buy a house or keep renting, you're not alone. With home prices at record highs and affordability at record lows, this might be the to…

View more
Feb. 17, 2025

5 Questions You Must Ask Before Buying a Home in This Market

5 Questions You Must Ask Before Buying in This Market Introduction The current housing market is unlike anything we’ve seen in recent years. With fluctuating interest rates, shifting home prices, and uncertain economic conditions, deciding w…

View more
Feb. 12, 2025

Will Trump’s Demand for Lower Interest Rates Actually Work?

Will Trump’s Influence on the Fed Lower Interest Rates? Trump is making headlines again, this time for demanding lower interest rates. But how much power does he actually have over the Federal Reserve, and more importantly, how will this impa…

View more
Feb. 10, 2025

Trump’s Housing Policies: What They Mean for Homebuyers

Will Trump's Executive Orders Help or Hurt Housing Affordability? President Trump’s first-day executive orders are already stirring up discussions in the housing market. From energy policies to regulatory rollbacks, these changes could signif…

View more
Jan. 27, 2025

The Housing Market Has SHIFTED

The 2025 Housing Market Shift is off to a volatile start, with interest rates hitting the highest levels in nearly six months. But there are some positive signs—inventory is rising, and local markets are beginning to normalize. How Interest R…

View more
Jan. 14, 2025

2025 Mortgage Interest Rate Forecast: Will Rates Go Down?

2025 Mortgage Interest Rate Forecast: What Homebuyers Need to Know Introduction As we move into 2025, mortgage interest rates remain a hot topic for both homebuyers and investors. With economic shifts, Federal Reserve policies, and housing market …

View more
Jan. 7, 2025

How FED Policies Will Impact the 2025 Housing Market

How the FED's Policies Will Impact the 2025 Housing Market Introduction The Federal Reserve’s decisions on interest rates don’t just affect Wall Street—they shape whether everyday people can afford a home. With the housing market…

View more
Dec. 31, 2024

2025 Housing Market Forecast

2025 Housing Market Forecast: What Buyers and Sellers Need to Know Introduction The housing market is poised for another shift in 2025, with factors like mortgage rates, inventory, and affordability playing a significant role in shaping real estat…

View more