THIS Is When Mortgage Interest Rates Will Head LOWER A practical, data-driven guide to what really has to happen before mortgage rates fall — and how to prepare so you can buy right, borrow smart, and build wealth. …

VantageScore 4.0: The Credit Score Shift That Could Open the Door to Homeownership for Millions For millions of Americans, the rules of the credit game are changing—and it could finally mean a chance to own a home. With Fannie Mae and Freddie…

Interest Rate Buydowns 101: What Every Homebuyer Needs to Know Are seller credits the golden ticket to a lower mortgage rate, or just clever packaging that can cost you more in the long run? Welcome to Interest Rate Buydowns 101, where we break d…

RED FLAGS for the Housing Market: What Every Homebuyer Needs to Know (2025 Edition) Thinking about buying a home in 2025? You need to be more than hopeful—you need to be educated. In this in-depth post, we break down the key red flags in th…

```html TRUMP Is WRONG About Mortgage Interest Rates 📅 Ready to find the right Realtor or loan? Start your stress-free journey today. Last week, former President Donald Trump and FHA Director Bill Pulte publicly criticized Federal Reserve…

The Housing Market SHIFT Will Have A HUGE Impact On House Prices ✅ Ready to find the right Realtor or loan? Start your stress-free journey today. Is the Housing Market Crashing? Not Quite, But It Is Shifting In early 2025, the housing market lo…

  5 BIGGEST First-Time Home Buyer MISTAKES Want expert help buying your first home? Work with our team here. Buying your first home is exciting — but it can also be overwhelming. You’ve read headlines about bidding wars and pri…

The Housing Market Has FLIPPED: What Smart Buyers Should Really Know If you’ve read Redfin’s latest headlines, you might be convinced that the housing market is on the brink of collapse. 500,000 more sellers than buyers. $698 bill…

Mortgage Interest Rates Will DECLINE In 2025 Want personalized guidance for your home buying or refinance journey? Work with our expert team here → Understanding the Forecast Shift In a subtle but meaningful shift, Fannie Mae has revised…

TRUMP’s 2025 Budget Will Have A HUGE Impact On Housing Affordability Looking to buy your first home or worried about affordability in today’s market? Start your journey with us at theeducatedhomebuyer.com/start — speak directly …

How To Buy A House Being Self Employed If you're self-employed, making good money, and still got denied for a mortgage, you're not alone. In this guide, we break down why lenders turn away high-earning entrepreneurs and what you can do to get appro…

Why Buying a Home Still Beats Renting: A 30-Year Perspective on Real Estate, Wealth & Stability Thinking about buying a home? Start your journey today: theeducatedhomebuyer.com/start The 30-Year Real Estate Journey: What the Numbers Really S…

First Time Home Buyer Guide To Buying A House In 2025 Are you wondering when to buy a home, how much you can truly afford, or what to do with your tax refund? You’re not alone—and you’re in the right place. Whether you’re 30…

Mortgage Interest Rates in Huntington Beach, CA: Should You Wait or Buy Now? Introduction Mortgage rates in 2025 are dancing on a razor's edge, with more sensitivity to economic shifts than ever before. For prospective homebuyers in Huntington Bea…

Why Understanding Mortgage Rates and Home Prices Matters More Than Ever (Especially for The Educated Homebuyer) → Ready to take the next step? Start your journey with The Educated HomeBuyer here! Introduction: Why This Conversation Is S…

How Tariffs Are Shaking Up the Housing Market (And What It Means for You) Watch the full episode: 🎯 Want to buy right and borrow smart? Click here to schedule a strategy session with Josh and the team. Introduction: The Return of Tariffs (And…

FHA Loans in 20245 Path to Homeownership or Hidden Trap? Is an FHA loan your best shot at buying a home—or a financial trap in disguise? If you're a first-time homebuyer, chances are you've seen FHA loans touted as the golden ticket: low down…

Is Now the Right Time to Buy a Home? Unpacking the Real Reasons Buyers Are Waiting Watch the full episode for a deep dive into how interest rates and mindset are shaping today’s housing market. The Current Market Reality: High Mortgage R…

Should First-Time Buyers Wait for a Recession or Buy Now? A Deep Dive into the 2025 Housing Market How a Recession Impacts First-Time Home Buyers: What You Need to Know Watch the full podcast episode below to hear Jeb Smith and Josh Lewis break it…

How Tariffs Will Impact the Housing Market The housing market is already struggling—and tariffs could be the tipping point. With mortgage rates stuck, affordability at a multi-decade low, and recession whispers in the air, new trade policie…

The Ultimate Guide to Free Refinancing and Lender Credits Introduction: The Myth of a Free Refinance Have you ever heard about a free mortgage or a free refinance? If so, you might be skeptical. After all, banks don’t just give away money, r…

Are We on the Brink of Another Housing Crash? The Reality of Foreclosures and the Housing Market in 2024 You've seen the headlines: "Foreclosures Are Skyrocketing!" But are they really? The real estate market has been through dramatic shifts over …

The Latest in Real Estate and Mortgage Rates: How Low Will Mortgage Rates Go? Welcome to another week of the Educated Home Buyer Live! Jeb and Josh are back to provide you with the latest updates on the economy, mortgage rates, and real estate tren…

Mortgage Rate Trends: What Buyers and Homeowners Need to Know If you blinked, you might have missed it—interest rates dropped nearly a quarter of a percent in just a couple of days. That small change can have a significant impact on the housi…