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The Educated HomeBuyer Podcast

Recent Episodes

EP212 - The Housing Market Is IMPROVING!
March 9, 2026

EP212 - The Housing Market Is IMPROVING!

Is the housing market finally starting to improve? In this episode of The Educated Homebuyer , Jeb Smith and mortgage expert Josh Lewis break down Zillow’s latest housing market forecast and what it means for home prices, aff...

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LIVE 03_04_26 - Housing Affordability Will IMPROVE In 2026
March 5, 2026

LIVE 03_04_26 - Housing Affordability Will IMPROVE In 2026

Housing affordability may finally be improving in 2026 — but what does that actually mean for homebuyers? In this episode of The Educated HomeBuyer , Jeb Smith and mortgage expert Josh break down new data suggesting that affo...

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EP211 - This Is When You Should REFINANCE Your Mortgage
March 2, 2026

EP211 - This Is When You Should REFINANCE Your Mortgage

Interest Rates just hit a 3.5 year low. Should you refinance now or wait? Are you considering refinancing your current mortgage to pay off debt, lower your mortgage payment, get rid of PMI or just get better loan terms? How d...

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LIVE 02_25_26 - Mortgage Rates HIT The Lowest Level In Nearly 4 Years
Feb. 26, 2026

LIVE 02_25_26 - Mortgage Rates HIT The Lowest Level In Nearly 4 Years

Mortgage rates dropped sharply last week but will the trend continue? In this LIVE episode, we’re breaking down what’s really driving mortgage rates, how the latest inflation and jobs data impact the housing market, and what ...

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EP210 - Bank Statement Loans Explained: How to Qualify Without Tax Returns
Feb. 23, 2026

EP210 - Bank Statement Loans Explained: How to Qualify Without Tax Re…

If you’re self-employed and your tax returns show far less income than you actually make, you’ve probably been told you don’t qualify for a mortgage. In this episode, we break down exactly how bank statement loans work, how l...

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LIVE 02_18_26 - The FED Is SPLIT On Where Interest Rates Should Go
Feb. 19, 2026

LIVE 02_18_26 - The FED Is SPLIT On Where Interest Rates Should Go

The Federal Reserve Minutes just released confirmed a divided Fed indicating that further interest rate cuts should be paused for now. Does this mean interest rates won't go down? Could they possibly reverse course? In this...

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Recent Blog Posts

The Housing Market Is IMPROVING
March 10, 2026

The Housing Market Is IMPROVING

Is the Housing Market Finally Improving? What California Buyers and Sellers Need to Know in 2026By Josh Lewis, Certified Mortgage Consultant & Jeb Smith, Huntington Beach Realtor | The Educated Homebuyer Podcast | Episode 212For the past t…

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How to Qualify for a Mortgage Using Bank Statements
March 10, 2026

How to Qualify for a Mortgage Using Bank Statements

How Bank Statement Loans Work: A Self-Employed Buyer's Guide to Qualifying for a Mortgage in CaliforniaBy Josh Lewis, CMC & Jeb Smith, Huntington Beach RealtorIf you run your own business and have tried to qualify for a home loan recentl…

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When Should You Refinance Your Mortgage? A Strategic Guide for Homeowners in 2026
March 10, 2026

When Should You Refinance Your Mortgage? A Strategic Guide for Homeow…

Mortgage StrategyWhen Should You Refinance Your Mortgage? A Strategic Guide for Homeowners in 2026The Educated Homebuyer  |  Josh Lewis, Certified Mortgage Consultant & Jeb Smith, Orange County RealtorMortgage rates have just h…

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