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The Educated HomeBuyer Podcast

Recent Episodes

Aug. 18, 2025

EP183 - Shopping For A Lender 101

"Skip two payments!" "No cost refi!" "Lock it now or lose it!" — Sound familiar? In this episode, we pull back the curtain on the most common (and misleading) mortgage sales pitches. We also break down what these phrases real...

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Aug. 14, 2025

LIVE Q & A - The Most UNDERVALUED Housing Markets Right Now

Home prices in some U.S. cities are not just affordable, they’re undervalued by double digits, according to new Moody’s data. In this video, I break down the top 24 markets where home prices are priced below fundamentals and ...

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Aug. 11, 2025

EP182 - New Tax Rules Could SHAKE UP the Housing Market

The One Big Beautiful Bill just passed, but will it actually save you money as a homeowner—or cost you more? In this episode, we break down exactly how the bill affects mortgage interest deductions, SALT caps, and future inte...

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Aug. 8, 2025

Week 32 Update - Mortgage Rates FINALLY Trending LOWER

Mortgage Interest Rates Hit a 2025 Low But can this trend continue? How low will interest rates go? Should you lock in now or wait? In today's LIVE, we're giving you a weekly update to help you become The Educated HomeBuyer....

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Aug. 7, 2025

LIVE 08_06_25 - Mortgage Rates Hit A 9 Month LOW

Mortgage interest rates are finally trending lower after the employment market shows considerable weakness. How low can interest rates go? Should you buy now or wait? In today's LIVE, we are going to discuss the current hous...

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Aug. 4, 2025

EP181n- THIS Is When Mortgage Interest Rates Will Head LOWER

Wondering when mortgage interest rates will finally drop? You're not alone—and in this episode, Josh and Jeb break down exactly what needs to happen before rates head lower. From Fed policy and labor data to inflation, tariff...

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Recent Blog Posts

Aug. 8, 2025

THIS Is When Mortgage Interest Rates Will Head LOWER

  THIS Is When Mortgage Interest Rates Will Head LOWER A practical, data-driven guide to what really has to happen before mortgage rates fall — and how to prepare so you can buy right, borrow smart, and build wealth. …

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July 31, 2025

VantageScore 4.0 vs FICO: What Homebuyers Must Know

VantageScore 4.0: The Credit Score Shift That Could Open the Door to Homeownership for Millions For millions of Americans, the rules of the credit game are changing—and it could finally mean a chance to own a home. With Fannie Mae and Freddie…

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July 23, 2025

Interest Rate Buydowns 101

Interest Rate Buydowns 101: What Every Homebuyer Needs to Know Are seller credits the golden ticket to a lower mortgage rate, or just clever packaging that can cost you more in the long run? Welcome to Interest Rate Buydowns 101, where we break d…

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